---
title: "Residential Construction — La Trobe Financial"
description: "Home Loans from La Trobe Financial. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/la-trobe-financial/products/Residential%20Construction
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-07T01:55:55Z
---

# Residential Construction — La Trobe Financial

> Home Loans from La Trobe Financial. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Negotiable rates**

Our residential Construction Loans are tailored for individuals with dreams of constructing a new home, whether it’s for personal use, investment, or expanding your existing residence. The residential construction loans cater for both PAYG and self-employed borrowers. Whether you’re planning to build your dream home or invest in new properties, our loans aim to provide the financial support you need to bring your construction projects to life.

## At a glance

- **From:** 8.49% (8.82% comparison)

## Apply

Applications are handled by the provider: [Apply at La Trobe Financial](https://www.latrobefinancial.com.au/lending/construction-loan/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Reverting interest rate may differ on completion of the construction period) | 8.49% | 8.82% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee | Upfront | 125% of transaction |
| Monthly Account Fee — Charged monthly | Ongoing | $15.00 |

## Features

- **Extra repayments** (Additional repayments are available after construction period)
- **Guarantor supported** — Guarantors with financial benefit acceptable
- **Redraw facility**
- **Digital banking** (Access your loan account online to view and track your loan via the La Trobe Financial website.)

## Constraints

- **Maximum limit** — $50,000,000.00 ($50,000,000 up to 60% LVR)
- **Maximum LVR** — 8000% (Maximum LVR of 80% available up to $3,000,000)
- **Minimum limit** — $100,000.00
- **Product only available for to-be-constructed dwellings by a registered builder**
- **Interest rate and LVR may differ depending on security property size and location**
- **Loan terms up to 30 years**

## More information from La Trobe Financial

- [Overview](https://www.latrobefinancial.com.au/lending/construction-loan/)
- [Terms & conditions](https://www.latrobefinancial.com.au/lending/construction-loan/)
- [Eligibility](https://www.latrobefinancial.com.au/lending/construction-loan/)
- [Fees & pricing](https://www.latrobefinancial.com.au/lending/construction-loan/)
- [Bundle information](https://www.latrobefinancial.com.au/lending/construction-loan/)

## Data provenance

- Published by La Trobe Financial under the Consumer Data Right
- Product ID: `Residential Construction`
- Last updated by the provider: 7 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/la-trobe-financial/Residential%20Construction
- Provider page: https://www.cdrcompare.au/brands/la-trobe-financial

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/la-trobe-financial/products/Residential%20Construction) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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