---
title: "Residential Lite Doc — La Trobe Financial"
description: "Home Loans from La Trobe Financial. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/la-trobe-financial/products/Residential%20Lite%20Doc
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-21T01:39:23Z
---

# Residential Lite Doc — La Trobe Financial

> Home Loans from La Trobe Financial. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Negotiable rates**

Our Self-Employed Loans are designed directly for the self-employed community. We provide alternative options for income verification, making it easier for self-employed individuals to access financing. Whether you’re a freelancer, business owner, or entrepreneur, our loans offer tailored support to help you achieve your financial goals. At La Trobe Financial, we understand the unique financial needs of the self-employed and are here to assist you.

## At a glance

- **From (owner occupied):** 7.09% (7.36% comparison)

## Apply

Applications are handled by the provider: [Apply at La Trobe Financial](https://www.latrobefinancial.com.au/lending/self-employed-loan/)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Interest rate may be higher if investment purpose) | 7.09% | 7.36% | — |

### Any purpose — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 month (Interest only loading of 0.40% to be added to interest rate on loans up to $5,000,000 if an interest only period (up to 5 years) is selected) | 0.4% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee | Upfront | 75% of balance |
| Monthly Account Fee — Charged monthly | Ongoing | $15.00 |

## Features

- **Extra repayments** (Additional repayments are available)
- **Guarantor supported** — Guarantors with financial benefit acceptable
- **Redraw facility**
- **Bonus rewards** — 50000 (Apply for a residential loan and earn 50,000 Qantas Points when you settle an Eligible Residential Loan of $100,000 or more – plus 15,000 bonus Qantas Points on each anniversary of your loan for the first five years. Terms and conditions apply. See link.)
- **Digital banking** (Access your loan account online to view and track your loan via the La Trobe Financial website.)

## Constraints

- **Maximum limit** — $50,000,000.00 ($50,000,000 up to 60% LVR)
- **Maximum LVR** — 8000% (Maximum LVR of 80% available up to $5,000,000)
- **Minimum limit** — $100,000.00
- **Property area must be <25 acres**
- **Interest rate and LVR may differ depending on security property size and location**
- **Loan terms up to 30 years**

## More information from La Trobe Financial

- [Overview](https://www.latrobefinancial.com.au/lending/self-employed-loan/)
- [Terms & conditions](https://www.latrobefinancial.com.au/lending/self-employed-loan/)
- [Eligibility](https://www.latrobefinancial.com.au/lending/self-employed-loan/)
- [Fees & pricing](https://www.latrobefinancial.com.au/lending/self-employed-loan/)
- [Bundle information](https://www.latrobefinancial.com.au/lending/self-employed-loan/)

## Data provenance

- Published by La Trobe Financial under the Consumer Data Right
- Product ID: `Residential Lite Doc`
- Last updated by the provider: 21 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/la-trobe-financial/Residential%20Lite%20Doc
- Provider page: https://www.cdrcompare.au/brands/la-trobe-financial

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/la-trobe-financial/products/Residential%20Lite%20Doc) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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