Rural Residential
Home LoansNegotiable rates
Our Residential-Rural Loan product is designed to help borrowers purchase rural properties. Designed for those looking to purchase or refinance non-metro rural properties, typically ranging up to 100 acres in size, for either personal or investment purposes. Whether you’re aspiring to own a rural dwelling or expand your property portfolio, our loan product provides the financial support you need.
- From
- 7.54%
- 7.87% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Interest rate may differ if Lite Doc income verification used | 7.54% | 7.87% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | 75% of transaction |
| Monthly Account Fee Charged monthly | Ongoing | $15.00 |
Features
- Extra repayments
- Additional repayments are available
- Guarantor supported — Guarantors with financial benefit acceptable
- Redraw facility
- Bonus rewards — 50000
- Apply for a residential loan and earn 50,000 Qantas Points when you settle an Eligible Residential Loan of $100,000 or more – plus 15,000 bonus Qantas Points on each anniversary of your loan for the first five years. Terms and conditions apply. See link.
- Digital banking
- Access your loan account online to view and track your loan via the La Trobe Financial website.
Constraints
- Maximum limit — $2,500,000.00$2,500,000 up to 75% LVR
- Maximum LVR — 7500%Maximum LVR of 75% available up to $2,500,000
- Minimum limit — $100,000.00
- Approval subject to acceptable security location and property size between 25-100 acres
- Interest rate and LVR may differ depending on security property size and location
- Loan terms up to 30 years
More Information
Published by La Trobe Financial under the Consumer Data Right · Last updated 7 July 2026 · Product ID Rural Residential