--- title: "Laboratories Credit Union products" description: "Every Laboratories Credit Union product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/laboratories-credit-union source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:14:10Z --- # Laboratories Credit Union products > Every Laboratories Credit Union product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 26 products Laboratories Credit Union is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with Laboratories Credit Union. ## Transaction & Savings Accounts (5) Everyday banking and savings accounts. - [Everyday Transaction Account](https://www.cdrcompare.au/brands/laboratories-credit-union/products/S1_On_Call_Savings_Account) — Everyday transaction account with Visa Debit Card - [Young and Free Student Account](https://www.cdrcompare.au/brands/laboratories-credit-union/products/S33_YOUNG_AND_FREE_ACCOUNT) — Learn to save with a great interest rate and no monthly Visa card fees. Bonus rate on balances up to $1000. - [Savvy Saver](https://www.cdrcompare.au/brands/laboratories-credit-union/products/S34_SAVVY_SAVER_ACCOUNT) — Reach your savings goals faster with bonus interest rate by making a minimum deposit of $200 and no withdrawals during the month - [Esaver Account](https://www.cdrcompare.au/brands/laboratories-credit-union/products/S50_ESAVER_ACCOUNT) — Maximise your interest return with an online savings account for balances over $1000 - [Home Loan Offset Account](https://www.cdrcompare.au/brands/laboratories-credit-union/products/S40_OFFSET_ACCOUNT) — Reduce your mortgage interest with a free 100% offset account ## Term Deposits (2) Fixed-term savings with locked-in rates. - [Monthly Interest 12 Month Term Deposit](https://www.cdrcompare.au/brands/laboratories-credit-union/products/I3_CHEQUE_A_MONTH_FIXED_TERM_DEPOSITS) — Get a monthly income on your investment - [Fixed Term Deposit](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Fixed_Term_Deposit) — Invest your funds for a good return ## Home Loans (14) Residential mortgages for owner-occupiers and investors. - [Simple Home Loan Owner Occupied Variable](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Simple_Home_Loan_Variable) — Variable - Owner Occupied - Principal and Interest - [Simple Home Loan Investment Variable](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Simple_Home_Loan_Investment_Variable) — Variable - Investment - Principal and Interest - [Intelligent Mortgage Investment Loan 1 Year Fixed Rate](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Investment_Fixed_Rate_Loan_1_Year) — Fixed Rate - Investment - Principal and Interest - [Intelligent Mortgage Investment Loan 2 Year Fixed](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Investment_Fixed_Rate_Loan_2_Years) — Fixed Rate - Investment - Principal and Interest - [Bridging Loan Investment Variable](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Bridging_Loan_Investment_Variable) — Variable - Investment - Interest Only - 12 Months Max - [Bridging Loan Owner Occupied Variable](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Bridging_Loan_Variable) — Variable - Owner Occupied - Interest Only - 12 Months Max - [Property Investment Mortgage Interest Only 1 Year](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Property_Investment_Mortgage_Interest_Only_1_year) — Interest Only - Investment - 1 Year Fixed - [Property Investment Mortgage Interest Only 2 years](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Property_Investment_Mortgage_Interest_Only_2_years) — Interest Only - Investment - 2 Year Fixed - [Property Investment Mortgage Variable](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Property_Investment_Mortgage_Variable) — Our standard variable home loan rate for investment properties. - [Property Mortgage - Investment - Interest Only](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Interest_Only_Investment_Variable) — Variable - Investment - Interest Only - Max 5 Years - [Intelligent Mortgage Variable](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Intelligent_Mortgage_Variable) — Variable - Owner Occupied - Principal and Interest - [First Home Buyer Loan Variable](https://www.cdrcompare.au/brands/laboratories-credit-union/products/First_Home_Buyer_Loan_Variable) — Variable - Owner Occupied - Principle and Interest - Discounted 36 Months - [Intelligent Mortgage 2 Years Fixed](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Intelligent_Mortgage_2_Years_Fixed) — Fixed Rate - Owner Occupied - Principle and Interest - [Intelligent Mortgage 1 Year Fixed](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Intelligent_Mortgage_1_Year_Fixed) — Fixed Rate - Owner Occupied - Principle and Interest ## Personal Loans (5) Unsecured and secured personal lending. - [Used Cars](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Drive_Away_Car_Loan) — Variable - Principal and Interest - Cars over 5 years old - [New Cars](https://www.cdrcompare.au/brands/laboratories-credit-union/products/New_Wheels_Car_Loan) — Variable - Principal and Interest - less than 5 years old - [New Wheels Car Loan](https://www.cdrcompare.au/brands/laboratories-credit-union/products/New_Car_Loan_for_cars_up_to_5_years_old) — Variable - Principal and Interest - 0 to 5 years old - [Personal Loan](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Personal_Loan) — Variable - Principal and Interest - [Home Renovation Loan](https://www.cdrcompare.au/brands/laboratories-credit-union/products/Home_Renovation_Loan) — Unsecured Home Loan Renovation Loan ## Data provenance - Data published by Laboratories Credit Union under the Consumer Data Right - ABN 77087650217 - CDR Register entry updated: 1 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000180 - Provider Product Reference Data endpoint: https://internetbanking.lcu.com.au/OpenBanking/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/laboratories-credit-union) — product data published by Australian data holders under the Consumer Data Right. 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