--- title: "David Jones Prestige Credit Card — Latitude Credit Cards" description: "Credit & Charge Cards from Latitude Credit Cards. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/latitude-credit-cards/products/2276afae-ea3e-4a8b-98c2-889e876aab89 source: "CDR Compare" language: en-AU last_updated: 2026-08-27T06:43:58.626Z --- # David Jones Prestige Credit Card — Latitude Credit Cards > Credit & Charge Cards from Latitude Credit Cards. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Credit & Charge Cards** Embrace a world of luxury with the David Jones Prestige Credit Card. A world of unforgettable benefits is always at your fingertips when you shop with the David Jones Prestige credit card. Unlock exclusive experiences, irresistible offers, extraordinary travel rewards and airport lounge access. Plus, earn and redeem David Jones Points when you shop. ## At a glance - **Purchase rate:** 24.99% - **Annual fee:** $345.00 ## Apply Applications are handled by the provider: [Apply at Latitude Credit Cards](https://cards.latitudefinancial.com/davidjonesprestige) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Balance transfer (Always on BT - 0% for 12 months on Balance Transfers with a 3% BT fee.) | 0% | — | Promotional period 1–12 months | | Purchase (Purchase rate) | 24.99% | — | — | | Cash advance (Cash advance rate) | 25.99% | — | — | | Balance transfer (The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered.) | 25.99% | — | Ongoing revert rate 13+ months | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Annual Credit Card Fee — Charged yearly · Annual fee of $345. Waived for the first year. · Discount −$345.00 — $345 annual fee is waived for the first year. · Discount −$345.00 — $345 annual fee is waived in the second and subsequent years if eligible spend in the prior 12 months is $36,000 or more (eligibility: Other: Must spend $36,000 or more on eligible purchases in the 12 months prior) | Ongoing | $345.00 | | Cash Advance Fee — Greater of 3% or $3 (with a maximum of $30 per transaction) | Cash advance | 3% of transaction | | Late Fee | Late payment | $35.00 | | Payment Handling Fees — $3.95 (in person), $1.95 (online). You can avoid this fee by making your payments via mail, direct debit or via the Latitude Service Centre. | Payment | $0.00 – $3.95 | | International Fees — 3% of the transaction amount. Applicable for both purchases and cash advances made on a currency other than AUD. | Transaction | 3% of transaction | | Paper Statement Fee — Charged monthly · $3 per statement only charged if account balance is over $5 on day of billing | Ongoing | $3.00 | | Balance Transfer Fee — Up to 3% of balance transfer amount | Other | 3% of transaction | | Credit Balance Processing Fee — Charged when your account is closed and still holds a credit balance of less than $20.00; unless an instruction is provided to us on how to return the credit balance to you. The fee amount will be the lesser of your balance, or $19.99. | Other | $0.00 – $19.99 | ## Features - **Additional cards** — up to 1 (Add an additional cardholder: Invite someone special into your world of luxury with no additional fees. Additional Cardholder must be 16 years of age or over. The Primary Cardholder will be liable to pay for all transactions made by Additional Cardholder. Can have one or more additional cardholders.) - **Get 5% credit back on David Jones purchases when redeemed within 30 days in the Latitude App or Latitude Service Centre. Capped at $350 annually** — Credit back at David Jones - **Bill payment (BPAY)** — BPAY - **Loyalty program** — Earn David Jones credit card points (3 points per $1 at David Jones. 1 point per $1 everywhere else.) - **Loyalty program** — Earn David Jones Rewards (Earn David Jones Rewards when you spend at David Jones) - **Card access** — Mastercard Credit Card - **Discounts on other products** — David Jones Benefits (Exclusive invitations to events and previews. Exclusive David Jones discounts. Complimentary express and same day delivery. Complimentary gift wrapping. Complimentary instore alterations. An elevated personal styling suite experience, plus, receive a $150 gift card when you spend $1000. Complimentary Signature Facial from Ultraceuticals valued at $125.) - **Digital banking** (Manage Your Account Manage your David Jones Prestige credit card with ease using the Latitude Mobile App. View your account, pay your balance, and check your transaction history in an instant.) - **Digital wallet** — Apple Pay (Ability to provision in all major digital wallets) - **Insurance included** — E-commerce Insurance - **Insurance included** — Complimentary Travel Insurance - **Insurance included** — Purchase Protection Insurance - **Discounts on other products** — Mastercard Offers - **Discounts on other products** — Travel Benefits (10% discount at selected hotels with Expedia and Wotif via the Latitude App. Complimentary lounge access with Priority Pass. Complimentary comprehensive travel insurance.) - **Digital banking** (Control Your Card Update your address, change your pin, and temporarily lock and unlock your card.) - **Digital banking** (Complete Security Set up Face ID or fingerprint login for extra protection.) - **Loyalty program** — Explore the David Jones Points Hub (Access the Points Hub through the Latitude App to redeem your David Jones points for gift cards and more.) - **Interest-free period** — 44 days (Up to 44 days interest free on general purchases) - **Discounts on other products** — Unlock a world of fashion & lifestyle benefits with a DAVID JONES CREDIT CARD (With a points system that rewards you anywhere and provides you with access to unrivalled services, exclusive benefits, and iconic experiences, the David Jones credit cards were designed to transform the way you shop.) - **Balance transfers** (0% p.a. for 12 months Balance Transfer, 3% Balance Transfer fee and eligibility criteria applies.) - **Digital wallet** — Google Pay (Ability to provision in all major digital wallets) - **Digital wallet** — Samsung Pay (Ability to provision in all major digital wallets) - **Fraud protection** (Around the clock protection Stay safe with around-the-clock fraud protection. Here’s how we protect you.) - **Interest-free transfers** — 1 year (Always On BT - 0% for 12 months on Balance Transfers with a 3% BT fee.) - **Balance transfers** (Balance transfers available.) ## Eligibility - **Minimum age** — 18 years (Applicants must be at least 18 years old.) - **Minimum income** — $30,000.00 p.a. (Have an income of at least $30,000 gross per year, from employment or investments. Be able to demonstrate a good credit history for the last 5 years) - **Residency status** — Australian Resident (A resident of Australia or a temporary resident who legally has the right to work in Australia (and intend to stay) for at least the next 12 months.) - **Details to have at hand: A driver licence, passport or medicare card to help verify your identity. Details about your income, living expenses & debts.** ## Constraints - **Minimum limit** — $6,000.00 (Min credit limit) - **Minimum Monthly Payment The minimum monthly payment for a statement period is an amount equal to the greater of $30 or 2.75% of the closing balance, shown on your statement of account. If your outstanding balance is less than $30, you must pay that balance.** ## More information from Latitude Credit Cards - [Overview](https://www.davidjones.com/credit-card/compare/prestige) - [Terms & conditions](https://assets.latitudefinancial.com/legals/david-jones-credit-card-general-terms-and-conditions.pdf) - [Eligibility](https://www.davidjones.com/credit-card/compare/prestige) - [Fees & pricing](https://www.davidjones.com/credit-card/compare/prestige) ## Data provenance - Published by Latitude Credit Cards under the Consumer Data Right - Product ID: `2276afae-ea3e-4a8b-98c2-889e876aab89` - Last updated by the provider: 27 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/latitude-credit-cards/2276afae-ea3e-4a8b-98c2-889e876aab89 - Provider page: https://www.cdrcompare.au/brands/latitude-credit-cards --- Source: [CDR Compare](https://www.cdrcompare.au/brands/latitude-credit-cards/products/2276afae-ea3e-4a8b-98c2-889e876aab89) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)