David Jones Prestige Credit Card
Embrace a world of luxury with the David Jones Prestige Credit Card. A world of unforgettable benefits is always at your fingertips when you shop with the David Jones Prestige credit card. Unlock exclusive experiences, irresistible offers, extraordinary travel rewards and airport lounge access. Plus, earn and redeem David Jones Points when you shop.
- Purchase rate
- 24.99%
- Annual fee
- $295.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Purchase rate | 24.99% | — | — |
| Cash advance Cash advance rate | 25.99% | — | — |
| Balance transfer The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered. | 25.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Credit Card Fee Charged yearly · Credit card fee charged annually | Ongoing | $295.00 |
| Cash Advance Fee Greater of 3% or $3 (with a maximum of $30 per transaction) | Cash advance | 3% of transaction |
| Late Fee | Late payment | $35.00 |
| Payment Handling Fees $3.95 (in person), $1.95 (online). You can avoid this fee by making your payments via mail, direct debit or via the Latitude Service Centre. | Payment | $0.00 – $3.95 |
| International Fees 3% of the transaction amount. Applicable for both purchases and cash advances made on a currency other than AUD. | Transaction | 3% of transaction |
| Paper Statement Fee Charged monthly · $3 per statement only charged if account balance is over $5 on day of billing | Ongoing | $3.00 |
| Balance Transfer Fee Up to 3% of balance transfer amount |
Features
- Additional cards — up to 1
- Add an additional cardholder: Invite someone special into your world of luxury with no additional fees. Additional Cardholder must be 16 years of age or over. The Primary Cardholder will be liable to pay for all transactions made by Additional Cardholder. Can have one or more additional cardholders.
- Bill payment (BPAY) — BPAY
- Loyalty program — Earn David Jones credit card points
- 4 points per $1 at David Jones. 3 points per $1 at participating supermarkets and petrol stations. 1 point per $1 everywhere else.
- Loyalty program — Earn David Jones Rewards
- Earn David Jones Rewards when you spend at David Jones
- Card access — Mastercard Credit Card
- Discounts on other products — David Jones Benefits
- Exclusive invitations to events and previews. Exclusive David Jones discounts. Complimentary express and same day delivery. Complimentary gift wrapping. Complimentary instore alterations. An elevated personal styling suite experience, plus, receive a $150 gift card when you spend $1000. Complimentary Signature Facial from Ultraceuticals valued at $125.
Eligibility
- Minimum age — 18 yearsApplicants must be at least 18 years old.
- Minimum income — $30,000.00 p.a.Have an income of at least $30,000 gross per year, from employment or investments. Be able to demonstrate a good credit history for the last 5 years
- Residency status — Australian ResidentA resident of Australia or a temporary resident who legally has the right to work in Australia (and intend to stay) for at least the next 12 months.
- Details to have at hand: A driver licence, passport or medicare card to help verify your identity. Details about your income, living expenses & debts.
Constraints
- Minimum limit — $6,000.00Min credit limit
- Minimum Monthly Payment The minimum monthly payment for a statement period is an amount equal to the greater of $30 or 2.75% of the closing balance, shown on your statement of account. If your outstanding balance is less than $30, you must pay that balance.
More Information
Published by Latitude Credit Cards under the Consumer Data Right · Last updated 14 July 2026 · Product ID 2276afae-ea3e-4a8b-98c2-889e876aab89