---
title: "David Jones Premiere Credit Card — Latitude Credit Cards"
description: "Credit & Charge Cards from Latitude Credit Cards. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/latitude-credit-cards/products/59ad92b9-5500-40b3-8da6-3b9580b6c13c
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-27T06:43:15.110Z
---

# David Jones Premiere Credit Card — Latitude Credit Cards

> Credit & Charge Cards from Latitude Credit Cards. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

Elevate your everyday spending with the David Jones Premiere Credit Card. The David Jones Premiere credit card unlocks a stylish new world of benefits. Enjoy exclusive access to complimentary store services, events and offers. Discover a credit card that turns general purchases into a luxury experience.

## At a glance

- **Purchase rate:** 24.99%
- **Annual fee:** $149.00

## Apply

Applications are handled by the provider: [Apply at Latitude Credit Cards](https://cards.latitudefinancial.com/davidjonespremiere)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Balance transfer (Always on BT - 0% for 12 months on Balance Transfers with a 3% BT fee.) | 0% | — | Promotional period 1–12 months |
| Purchase (Purchase rate) | 24.99% | — | — |
| Cash advance (Cash advance rate) | 25.99% | — | — |
| Balance transfer (The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered.) | 25.99% | — | Ongoing revert rate 13+ months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Annual Credit Card Fee — Charged yearly · Credit card fee charged annually · Discount −$149.00 — $149 annual fee is waived for the first year. · Discount −$149.00 — $149 annual fee is waived in the second and subsequent years if eligible spend in the prior 12 months is $24,000 or more (eligibility: Other: Must spend $24,000 or more on eligible purchases in the 12 months prior) | Ongoing | $149.00 |
| Cash Advance Fee — Greater of 3% or $3 (with a maximum of $30 per transaction) | Cash advance | 3% of balance |
| Late Fee | Late payment | $35.00 |
| Payment Handling Fees — $0 when you pay via the Latitude App, Online Service Centre, mail, direct debit or online using BPAY or $3.95 (in person at Australia Post) | Payment | $0.00 |
| International Transaction Fee — 3.00% of the Australian dollar value of the international transaction | Transaction | 3% of transaction |
| Paper Statement Fee — Charged every P0D · $5.00 You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre. | Ongoing | $5.00 |
| Balance Transfer Fee — Up to 3% of balance transfer amount | Other | 3% of transaction |
| Additional Cardholder Fee — Charged every P0D · P1Y $24 per additional cardholder | Ongoing | $24.00 |
| Credit Balance Processing Fee — Capped at $19.99 · Charged when your account is closed and still holds a credit balance of less than $20.00; unless an instruction is provided to us on how to return the credit balance to you. The fee amount will be the lesser of your balance, or $19.99. | Other | $19.99 |

## Features

- **Additional cards** — up to 1 (Additional cardholder fee - $24 per cardholder. Additional Cardholder must be 16 years of age or over. The Primary Cardholder will be liable to pay for all transactions made by Additional Cardholder. Can have one or more additional cardholders.)
- **Discounts on other products** — Mastercard Offers
- **Loyalty program** — Explore the David Jones Points Hub (Access the Points Hub through the Latitude App to redeem your David Jones points for gift cards and more.)
- **Digital banking** (Complete Security

Set up Face ID or fingerprint login for extra protection.)
- **Digital banking** (Manage Your Account

Manage your David Jones Prestige credit card with ease using the Latitude Mobile App.
View your account, pay your balance, and check your transaction history in an instant.)
- **Digital banking** (Control Your Card

Update your address, change your pin, and temporarily lock and unlock your card.)
- **Loyalty program** — Earn David Jones Rewards (Earn David Jones Rewards when you spend at David Jones.)
- **Balance transfers** (0% p.a. for 12 months Balance Transfer, 3% Balance Transfer fee and eligibility criteria applies.)
- **Bill payment (BPAY)** — BPAY
- **Loyalty program** — Earn David Jones credit card points (Earn 2 points per $1 spent at David Jones. Earn 1 point per $1 spent everywhere else.)
- **Card access** — Mastercard Credit Card
- **Discounts on other products** — David Jones Benefits (Receive exclusive invitations to events and previews. Unlock exclusive David Jones discounts. Receive complimentary express delivery. Receive complimentary gift wrapping.)
- **Digital wallet** — Apple Pay (Compatible with all major digital wallets)
- **Insurance included** — E-commerce Insurance
- **Interest-free period** — 44 days (Up to 44 days interest free on general purchases)
- **Discounts on other products** — Travel Benefits (10% discount at selected hotels with Expedia and Wotif via the Latitude App)
- **Digital wallet** — Google Pay (Compatible with all major digital wallets)
- **Digital wallet** — Samsung Pay (Compatible with all major digital wallets)
- **Interest-free transfers** — 1 year (Always On BT - 0% for 12 months on Balance Transfers with a 3% BT fee.)
- **Balance transfers** (Balance transfers available.)

## Eligibility

- **Minimum age** — 18 years (Applicants must be at least 18 years old.)
- **Residency status** — Australian resident (A resident of Australia or a temporary resident who legally has the right to work in Australia (and intend to stay) for at least the next 12 months.)
- **A driver licence, passport or medicare card to help verify your identity. Details about your income, living expenses & debts.**
- **Minimum income** — $20,000.00 p.a. (Have an income of at least $20,000 gross per year, from employment or investments. Be able to demonstrate a good credit history for the last 5 years
)

## Constraints

- **Minimum limit** — $1,000.00 (Min credit limit)
- **Minimum Monthly Payment

The minimum monthly payment for a statement period is an amount equal to the greater of $30 or 2.75% of the closing balance, shown on your statement of account.
If your outstanding balance is less than $30, you must pay that balance.**

## More information from Latitude Credit Cards

- [Overview](https://www.davidjones.com/credit-card/compare/premiere)
- [Terms & conditions](https://assets.latitudefinancial.com/legals/david-jones-credit-card-general-terms-and-conditions.pdf)
- [Eligibility](https://www.davidjones.com/credit-card/compare/premiere)
- [Fees & pricing](https://www.davidjones.com/credit-card/compare/premiere)

## Data provenance

- Published by Latitude Credit Cards under the Consumer Data Right
- Product ID: `59ad92b9-5500-40b3-8da6-3b9580b6c13c`
- Last updated by the provider: 27 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/latitude-credit-cards/59ad92b9-5500-40b3-8da6-3b9580b6c13c
- Provider page: https://www.cdrcompare.au/brands/latitude-credit-cards

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/latitude-credit-cards/products/59ad92b9-5500-40b3-8da6-3b9580b6c13c) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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