David Jones Premiere Credit Card
Elevate your everyday spending with the David Jones Premiere Credit Card. The David Jones Premiere credit card unlocks a stylish new world of benefits. Enjoy exclusive access to complimentary store services, events and offers. Discover a credit card that turns general purchases into a luxury experience.
- Purchase rate
- 24.99%
- Annual fee
- $99.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Purchase rate | 24.99% | — | — |
| Cash advance Cash advance rate | 25.99% | — | — |
| Balance transfer The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered. | 25.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Credit Card Fee Charged yearly · Credit card fee charged annually | Ongoing | $99.00 |
| Cash Advance Fee Greater of 3% or $3 (with a maximum of $30 per transaction) | Cash advance | 3% of balance |
| Late Fee | Late payment | $35.00 |
| Payment Handling Fees $0 when you pay via the Latitude App, Online Service Centre, mail, direct debit or online using BPAY or $3.95 (in person at Australia Post) | Payment | $0.00 |
| International Transaction Fee 3.00% of the Australian dollar value of the international transaction | Transaction | 3% of transaction |
| Paper Statement Fee Charged every P0D · $5.00 You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre. | Ongoing | $5.00 |
| Balance Transfer Fee Up to 3% of balance transfer amount |
Features
- Additional cards — up to 1
- Additional cardholder fee - $24 per cardholder. Additional Cardholder must be 16 years of age or over. The Primary Cardholder will be liable to pay for all transactions made by Additional Cardholder. Can have one or more additional cardholders.
- Discounts on other products — Mastercard Offers
- Loyalty program — Explore the David Jones Points Hub
- Access the Points Hub through the Latitude App to redeem your David Jones points for gift cards and more.
- Digital banking
- Complete Security Set up Face ID or fingerprint login for extra protection.
- Digital banking
- Manage Your Account Manage your David Jones Prestige credit card with ease using the Latitude Mobile App. View your account, pay your balance, and check your transaction history in an instant.
- Digital banking
- Control Your Card Update your address, change your pin, and temporarily lock and unlock your card.
Eligibility
- Minimum age — 18 yearsApplicants must be at least 18 years old.
- Residency status — Australian residentA resident of Australia or a temporary resident who legally has the right to work in Australia (and intend to stay) for at least the next 12 months.
- A driver licence, passport or medicare card to help verify your identity. Details about your income, living expenses & debts.
- Minimum income — $20,000.00 p.a.Have an income of at least $20,000 gross per year, from employment or investments. Be able to demonstrate a good credit history for the last 5 years
Constraints
- Minimum limit — $1,000.00Min credit limit
- Minimum Monthly Payment The minimum monthly payment for a statement period is an amount equal to the greater of $30 or 2.75% of the closing balance, shown on your statement of account. If your outstanding balance is less than $30, you must pay that balance.
More Information
Published by Latitude Credit Cards under the Consumer Data Right · Last updated 14 July 2026 · Product ID 59ad92b9-5500-40b3-8da6-3b9580b6c13c