---
title: "Latitude Asset Loan — Latitude Personal and Motor Loans"
description: "Personal Loans from Latitude Personal and Motor Loans. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/latitude-personal-and-motor-loans/products/e1220c1e-d0dc-49b0-8840-fe0488ef9a79
source: "CDR Compare"
language: en-AU
last_updated: 2026-09-10T06:40:41.516Z
---

# Latitude Asset Loan — Latitude Personal and Motor Loans

> Personal Loans from Latitude Personal and Motor Loans. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

This loan product is available through broker channels.
Loan amounts from $5,000.
Consumer loan terms from 2 - 7 years.
Secured loans.
Weekly, fortnightly or monthly repayments.
Extra repayments accepted.
Purchase a car, boat or personal watercraft privately or through a dealer.

## At a glance

- **From:** 8.99% (10.67% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The interest rate displayed is the minimum rate for the product. Rates are subject to change throughout the loan term. No early termination fee. Flexible repayment options with weekly, fortnightly, or monthly repayments. Redraw extra repayments at no cost. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with an interest rate of 17.99% p.a. (19.60% p.a. comparison rate), would equate to a total amount payable of $47,290 (including a $395 establishment fee and $16.50 monthly loan servicing fees). EXAMPLE: A secured motor loan of $30,000 borrowed for 5 years with an interest rate of 13.99% p.a. (15.63% p.a. comparison rate), would equate to a total amount payable of $43,415 (including a $395 establishment fee and $16.50 monthly loan servicing fees).) | 8.99% | 10.67% | — |
| Fixed · 7 years (Rates remain fixed for the entire loan term $500 early termination fee (up until the final 3 months of loan term) Flexible repayment options with weekly, fortnightly, or monthly repayments WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with an interest rate of 17.99% p.a. (19.60% p.a. comparison rate), would equate to a total amount payable of $47,290 (including a $395 establishment fee and $16.50 monthly loan servicing fees). EXAMPLE: A secured motor loan of $30,000 borrowed for 5 years with an interest rate of 13.99% p.a. (15.63% p.a. comparison rate), would equate to a total amount payable of $43,415 (including a $395 establishment fee and $16.50 monthly loan servicing fees).) | 8.99% | 10.67% | — |
| Fixed · 7 years (Rates remain fixed for the entire loan term $500 early termination fee (up until the final 3 months of loan term) Flexible repayment options with weekly, fortnightly, or monthly repayments WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with an interest rate of 17.99% p.a. (19.60% p.a. comparison rate), would equate to a total amount payable of $47,290 (including a $395 establishment fee and $16.50 monthly loan servicing fees). EXAMPLE: A secured motor loan of $30,000 borrowed for 5 years with an interest rate of 13.99% p.a. (15.63% p.a. comparison rate), would equate to a total amount payable of $43,415 (including a $395 establishment fee and $16.50 monthly loan servicing fees).) | 22.99% | 24.58% | — |
| Variable (The interest rate displayed is the maximum rate for the product. Rates are subject to change throughout the loan term. No early termination fee. Flexible repayment options with weekly, fortnightly, or monthly repayments. Redraw extra repayments at no cost. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with an interest rate of 17.99% p.a. (19.60% p.a. comparison rate), would equate to a total amount payable of $47,290 (including a $395 establishment fee and $16.50 monthly loan servicing fees). EXAMPLE: A secured motor loan of $30,000 borrowed for 5 years with an interest rate of 13.99% p.a. (15.63% p.a. comparison rate), would equate to a total amount payable of $43,415 (including a $395 establishment fee and $16.50 monthly loan servicing fees).) | 27.99% | 29.57% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee | Upfront | $395.00 |
| Loan Service Fee — Charged monthly · $16.50 per month. | Ongoing | $16.50 |
| Late Payment Fee —  $45 in the event that you can't make the minimum repayment by your agreed date | Late payment | $45.00 |
| Early Termination Fee — Variable Loan: No early termination fee Fixed Loan: $750 up until the last 3 months of the loan term | Exit | $750.00 |
| Brokerage Fee — This fee is applicable to broker-submitted applications. | Other | From $0.00 |

## Eligibility

- **Minimum age** — 18 years (Be at least 18 years of age.)
- **Residency status** — Be a Permanent Australian Resident. (Be a Permanent Australian Resident.)
- **Minimum income** — $25,000.00 p.a. (Earning at least $25,000 gross per annum )
- **Employment status** —  employed / self-employed or a self-funded retiree (Be currently employed / self-employed or a self-funded retiree)
- **Bankruptcy Free
Be free from bankruptcy for the last 7 years.**
- **Borrow for a consumer purpose only**
- **Individuals only** (Product is eligible for Natural Persons )

## Constraints

- **Minimum limit** — $5,000.00 (Borrow at least $5,000)
- **Latitude Motor Loans are only permitted for the purchase of the following motor categories: new and used car, motorbike, boat, caravan, light commercial vehicle (up to 6 tonnes), jet ski, campervans and/or horse floats, ride-on lawn mowers, tractors, diggers, excavators, sailboats and ultralight aircrafts**
- **Consumer Minimum loan term 2**
- **Maximum loan term 7 years**

## More information from Latitude Personal and Motor Loans

- [Overview](https://www.latitudefinancial.com.au/brokers/)
- [Terms & conditions](https://assets.latitudefinancial.com/brochures/au/latitudemoney/personal-loans-terms-conditions.pdf)
- [Eligibility](https://www.latitudefinancial.com.au/brokers/)
- [Fees & pricing](https://www.latitudefinancial.com.au/brokers/)

## Data provenance

- Published by Latitude Personal and Motor Loans under the Consumer Data Right
- Product ID: `e1220c1e-d0dc-49b0-8840-fe0488ef9a79`
- Last updated by the provider: 10 September 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/latitude-personal-and-motor-loans/e1220c1e-d0dc-49b0-8840-fe0488ef9a79
- Provider page: https://www.cdrcompare.au/brands/latitude-personal-and-motor-loans

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/latitude-personal-and-motor-loans/products/e1220c1e-d0dc-49b0-8840-fe0488ef9a79) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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