Consumer Fixed Rate Loan
Tailored to your circumstances, a Consumer Fixed Rate Loan provides you with the security of a fixed interest rate for the term of your vehicle loan. Providing you with great flexibility to choose your vehicle, your loan term, your payment option and deposit amount (if any), the Consumer Fixed Rate Loan can get you into the Lexus you want.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Administration Fee Charged monthly · A monthly fee for the management of your loan account. | Ongoing | $8.00 |
| Early Termination Fee This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early. This fee can be avoided by continuing with scheduled loan repayments until the agreed completion date of the loan. | Exit | Variable |
| Establishment Fee The cost to set-up your approved loan with Lexus Financial Services. It is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee. | Upfront | $395.00 |
| Information Request Fee If you request contract documentation by calling the Lexus Financial Services National Customer Solutions Centre. You can view, download, and print your loan documentation online without incurring this fee. Simply log onto LFS Online to check your account details. | Event | $25.00 |
| Late Payment Fee When it applies: If you’re late or miss a repayment, and your account goes into arrears and you are contacted by LFS. Lexus Financial Services will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. Ensure that your account does not go into arrears. You can also change the date of your payments by calling the National Customer Solution Centre on 1300 888 840 (Monday to Friday, 8:30am – 7:00pm AEST) |
Features
- A personalised interest rate that is fixed for the life of the loan.
- Select the new or used Lexus that’s right for you.
- Customise your deposit amount, your repayment term (1-7 years) and your repayment frequency.
- Incorporate on road costs into your fixed rate loan.
- HOW DOES IT WORK? Get in touch with your preferred Lexus Dealer Decide on your loan payment details Pay a deposit (or don’t), that’s your choice Driveaway in your new or used Lexus or non-Lexus vehicle.
- Extra repayments
- Digital banking
Eligibility
- Minimum age — 18 years
Constraints
- Minimum limit — $5,000.00
- Minimum loan term 12 months
- Maximum loan term 84 months
More Information
Published by Lexus Financial Services under the Consumer Data Right · Last updated 1 July 2026 · Product ID 10