Lexus Ownership Solutions for Personal Use
With Lexus Ownership Solutions, you'll receive a Guaranteed Future Value, and always feel in control. Determined by Lexus Financial Services, the Guaranteed Future Value is the minimum value of your new Lexus at the end of your vehicle loan contract, subject to fair wear and tear and agreed kilometres being met. At the end of your loan term, you have the option to replace, retain or return your vehicle. Guaranteed Future Value is available for personal use vehicles.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Administration Fee Charged monthly · A monthly fee for the management of your loan account. | Ongoing | $8.00 |
| Early Termination Fee This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early. This fee can be avoided by continuing with scheduled loan repayments until the agreed completion date of the loan. | Exit | Variable |
| Establishment Fee The cost to set-up your approved loan with Lexus Financial Services. It is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee. | Upfront | $395.00 |
| Information Request Fee If you request contract documentation by calling the Lexus Financial Services National Customer Solutions Centre. You can view, download, and print your loan documentation online without incurring this fee. Simply log onto LFS Online to check your account details. | Event | $25.00 |
| Late Payment Fee When it applies: If you’re late or miss a repayment, and your account goes into arrears and you are contacted by LFS. Lexus Financial Services will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. Ensure that your account does not go into arrears. You can also change the date of your payments by calling the National Customer Solution Centre on 1300 888 840 (Monday to Friday, 8:30am – 7:00pm AEST) |
Features
- How does it work? 1. Select your new or approved demonstrator Lexus and nominate the deposit you’d like to pay, if any. 2. Choose your loan term and number of kilometres you expect the vehicle to travel over the loan term. 3. Lexus Financial Services will calculate the Guaranteed Future Value and the monthly repayments, with a final payment being equal to the Guaranteed Future Value.
- What Are The Benefits? Lower regular monthly repayments with the Guaranteed Future Value (equal to the final payment). Choice of loan terms for your vehicle (1-4 years) with a fixed interest rate for your chosen term. Flexibility of nominating a deposit amount.
- Extra repayments
- Digital banking
Eligibility
- Minimum age — 18 years
Constraints
- Minimum limit — $5,000.00
- Maximum loan term 48 months
- Minimum loan term 12 months
More Information
Published by Lexus Financial Services under the Consumer Data Right · Last updated 1 July 2026 · Product ID 40