---
title: "Residential SMSF loan — Liberty Financial"
description: "Business Loans from Liberty Financial. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/liberty-financial/products/00dbdc4e-0b48-4982-a02e-545b334b1d5c
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-15T00:00:00Z
---

# Residential SMSF loan — Liberty Financial

> Business Loans from Liberty Financial. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Residential SMSF loans

## At a glance

- **From:** 7.1% (7.51% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Rates from 7.10% p.a.) | 7.1% | 7.51% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application fee | Upfront | $495.00 |
| SMSF Review fee — SMSF review fee of $695 applies for review of existing SMSF. | Upfront | $695.00 |
| Valuation fee — Valuation fee up to $330 | Other | $330.00 |
| Establishment fee | Upfront | $0.00 |
| Documentation fee | Upfront | $0.00 |
| Settlement fee | Upfront | $0.00 |
| Ongoing fee — Charged monthly · Service fee $30 per month | Ongoing | $30.00 |
| Discharge fee — Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation. | Exit | $395.00 |

## Features

- **Principal & interest repayments available** — Principal & interest
- **Loan terms >30 years are subject to an interest rate loading of 0.25%. Lending criteria applies.** — 40 year loan terms
- **Interest only loans may be higher than advertised interest rate. For further information on this product call 13 11 33 or speak with your local Liberty Adviser.** — Interest only
- **Extra repayments** — Additional repayments (Additional repayments allowed)
- **Repay weekly, fortnightly, monthly** — Flexible repayment frequency

## Constraints

- **Maximum limit** — $10,000,000.00 (Subject to loan to value ratio (LVR) restrictions.)
- **Minimum limit** — $100,000.00 (Minimum loan amount of $100,000)
- **Maximum LVR** — 90% (Maximum loan to value ratio 90%)

## More information from Liberty Financial

- [Overview](https://liberty.com.au/smsf-loans/residential-smsf-loans)

## Data provenance

- Published by Liberty Financial under the Consumer Data Right
- Product ID: `00dbdc4e-0b48-4982-a02e-545b334b1d5c`
- Last updated by the provider: 15 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/liberty-financial/00dbdc4e-0b48-4982-a02e-545b334b1d5c
- Provider page: https://www.cdrcompare.au/brands/liberty-financial
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000425

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/liberty-financial/products/00dbdc4e-0b48-4982-a02e-545b334b1d5c) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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