---
title: "Commercial SMSF loan — Liberty Financial"
description: "Business Loans from Liberty Financial. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/liberty-financial/products/521fc98e-c5a3-4f6d-adc8-bbc1b663e42d
source: "CDR Compare"
language: en-AU
last_updated: 2026-10-09T00:00:00Z
---

# Commercial SMSF loan — Liberty Financial

> Business Loans from Liberty Financial. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Commercial SMSF loans

## At a glance

- **From (investment):** 7.9% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio (LVR). The maximum LVR may vary depending on property type.) | 7.9% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application fee | Upfront | $795.00 |
| Valuation fee — Valuation fee covers the cost of a bank valuation on every security. Fee can be paid from settlement proceeds. | Upfront | From $0.00 |
| SMSF Review fee — Applies for review of existing SMSF. | Upfront | $695.00 |
| Establishment Fee — The Establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500. | Upfront | 1% of balance |
| Documentation fee | Upfront | $695.00 |
| Settlement fee | Upfront | $595.00 |
| Ongoing fee | Ongoing | $30.00 |
| Discharge fee — Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation. | Exit | $395.00 |
| Deferred facility fee — Deferred Facility fee is 1% of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. | Exit | 1% of balance |

## Features

- **Extra repayments** (Additional repayments allowed)
- **Owner-occupier available** — Owner-occupier
- **Repay weekly, fortnightly, monthly** — Flexible repayment frequency
- **Interest only loans may be higher than advertised interest rate.** — Interest only

## Eligibility

- **Product only suitable for self-managed super funds** — Self-managed super funds

## Constraints

- **Maximum limit** — $4,000,000.00 (Subject to loan to value ratio (LVR) restrictions.)
- **Maximum LVR** — 80% (Maximum loan to value ratio 80%)
- **Minimum limit** — $100,000.00 (Minimum loan amount of $100,000)

## More information from Liberty Financial

- [Overview](https://liberty.com.au/smsf-loans/commercial-smsf-loans)

## Data provenance

- Published by Liberty Financial under the Consumer Data Right
- Product ID: `521fc98e-c5a3-4f6d-adc8-bbc1b663e42d`
- Last updated by the provider: 9 October 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/liberty-financial/521fc98e-c5a3-4f6d-adc8-bbc1b663e42d
- Provider page: https://www.cdrcompare.au/brands/liberty-financial
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000425

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/liberty-financial/products/521fc98e-c5a3-4f6d-adc8-bbc1b663e42d) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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