---
title: "Commercial SMSF loan — Liberty Financial"
description: "Business Loans from Liberty Financial. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/liberty-financial/products/521fc98e-c5a3-4f6d-adc8-bbc1b663e42d
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-15T00:00:00Z
---

# Commercial SMSF loan — Liberty Financial

> Business Loans from Liberty Financial. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Commercial SMSF loans

## At a glance

- **From:** 7.65% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio (LVR). The maximum LVR may vary depending on property type. Please call 13 11 33 or speak with your local Liberty Adviser for more details. Loan terms >30 years are subject to an interest rate loading of 0.25%. Lending criteria applies.) | 7.65% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application fee | Upfront | $795.00 |
| Valuation fee — Valuation fee varies. | Upfront | $0.00 |
| SMSF Review fee — SMSF review fee of $695 applies for review of existing SMSF. | Upfront | $695.00 |
| Establishment Fee From 1.00% — The Establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500. Contact 13 11 33 for more information on fees and charges. | Other | 1% of balance |
| Documentation fee | Upfront | $695.00 |
| Settlement fee | Upfront | $595.00 |
| Ongoing fee — Charged monthly · Service fee $30 per month | Ongoing | $30.00 |
| Discharge fee — Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation. | Exit | $395.00 |
| Deferred facility fee — Deferred facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. | Other | 1% of balance |

## Features

- **Principal & interest repayments available** — Principal & interest
- **Interest only loans may be higher than advertised interest rate. For further information on this product call 13 11 33 or speak with your local Liberty Adviser.** — Interest only
- **Extra repayments** — Additional repayments (Additional repayments allowed)
- **Repay weekly, fortnightly, monthly** — Flexible repayment frequency
- **Owner-occupier available** — Owner-occupier

## Constraints

- **Maximum limit** — $4,000,000.00 (Subject to loan to value ratio (LVR) restrictions.)
- **Minimum limit** — $100,000.00 (Minimum loan amount of $100,000)
- **Maximum LVR** — 80% (Maximum loan to value ratio 80%)

## More information from Liberty Financial

- [Overview](https://liberty.com.au/smsf-loans/commercial-smsf-loans)

## Data provenance

- Published by Liberty Financial under the Consumer Data Right
- Product ID: `521fc98e-c5a3-4f6d-adc8-bbc1b663e42d`
- Last updated by the provider: 15 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/liberty-financial/521fc98e-c5a3-4f6d-adc8-bbc1b663e42d
- Provider page: https://www.cdrcompare.au/brands/liberty-financial
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000425

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/liberty-financial/products/521fc98e-c5a3-4f6d-adc8-bbc1b663e42d) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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