Commercial SMSF loan
Commercial SMSF loans
- From
- 7.65%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio (LVR). The maximum LVR may vary depending on property type. Please call 13 11 33 or speak with your local Liberty Adviser for more details. Loan terms >30 years are subject to an interest rate loading of 0.25%. Lending criteria applies. | 7.65% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee | Upfront | $795.00 |
| Valuation fee Valuation fee varies. | Upfront | $0.00 |
| SMSF Review fee SMSF review fee of $695 applies for review of existing SMSF. | Upfront | $695.00 |
| Establishment Fee From 1.00% The Establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500. Contact 13 11 33 for more information on fees and charges. | Other | 1% of balance |
| Documentation fee | Upfront | $695.00 |
| Settlement fee | Upfront | $595.00 |
| Ongoing fee Charged monthly · Service fee $30 per month | Ongoing | $30.00 |
| Discharge fee |
Features
- Principal & interest repayments available — Principal & interest
- Interest only loans may be higher than advertised interest rate. For further information on this product call 13 11 33 or speak with your local Liberty Adviser. — Interest only
- Extra repayments — Additional repayments
- Additional repayments allowed
- Repay weekly, fortnightly, monthly — Flexible repayment frequency
- Owner-occupier available — Owner-occupier
Constraints
- Maximum limit — $4,000,000.00Subject to loan to value ratio (LVR) restrictions.
- Minimum limit — $100,000.00Minimum loan amount of $100,000
- Maximum LVR — 80%Maximum loan to value ratio 80%
More Information
Published by Liberty Financial under the Consumer Data Right · Last updated 15 May 2026 · Product ID 521fc98e-c5a3-4f6d-adc8-bbc1b663e42d · View on CDR.gov.au