---
title: "Low doc commercial loan — Liberty Financial"
description: "Business Loans from Liberty Financial. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/liberty-financial/products/5259b11b-d90d-41a9-a964-471cc8b02b1b
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-24T00:00:00Z
---

# Low doc commercial loan — Liberty Financial

> Business Loans from Liberty Financial. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Low doc commercial loans

## At a glance

- **From:** 8% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Higher interest rates may apply. The actual interest rate applicable will depend on the loan to value ratio (LVR) and our assessment criteria including the level of income verification supplied.) | 8% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application fee — Application fee of $1,045 may apply depending on assessment criteria. Fee can be capitalised, paid upfront or from settlement proceeds. | Upfront | $795.00 |
| Establishment Fee — Establishment fee is 1.00% of the loan amount and has a minimum fee of $2,500 depending on assessment criteria. Fee can be capitalised, paid upfront or from settlement proceeds. | Other | 1% of balance |
| Service fee — Charged monthly · Service fee $34.50 per month | Ongoing | $34.50 |
| Valuation fee — Valuation fee covers the cost of a bank valuation on every security. Fee can be capitalised, paid upfront or from settlement proceeds. | Other | Variable |
| Settlement fee — Fee can be capitalised, paid upfront or from settlement proceeds. | Upfront | $595.00 |
| Documentation fee — Fee is deducted from loan amount. | Upfront | $695.00 |
| Discharge fee — Discharge fee of $795 plus legal fees and government charges are due upon loan finalisation. | Exit | $795.00 |
| Deferred facility fee — Deferred Facility fee is calculated 1% of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. | Exit | 1% of balance |
| Redraw fee — Minimum redraw amount $5,000. | Transaction | $85.00 |

## Features

- **Redraw facility** — Redraw (Redraw facility available)
- **Alternative income verification** — Income verification
- **Available for both owner occupier & investor borrowers** — Owner occupier & investor
- **Repay weekly, fortnightly, monthly** — Flexible repayment frequency
- **Loans with an Interest Only period are subject to a 0.50% interest rate loading.** — Interest only up to 8 years
- **Principal and interest repayments available** — Principal and interest

## Eligibility

- **Individuals only** (Individuals)
- **Residency status** — Australian or New Zealand citizen/resident
- **Business customers** — Non-individual borrowers (Companies and trusts allowed)
- **Established Business** — Product only available for established businesses

## Constraints

- **Maximum limit** — $8,000,000.00 (Subject to LVR restrictions.)
- **Minimum limit** — $100,000.00 (Minimum loan amount of $100,000)
- **Maximum LVR** — 80% (Maximum loan to value ratio 80%)
- **Maximum loan term Up to 30 years** — Maximum loan term up to 30 years

## More information from Liberty Financial

- [Overview](https://liberty.com.au/commercial-loans/low-doc-commercial-loans)

## Data provenance

- Published by Liberty Financial under the Consumer Data Right
- Product ID: `5259b11b-d90d-41a9-a964-471cc8b02b1b`
- Last updated by the provider: 24 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/liberty-financial/5259b11b-d90d-41a9-a964-471cc8b02b1b
- Provider page: https://www.cdrcompare.au/brands/liberty-financial
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000425

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/liberty-financial/products/5259b11b-d90d-41a9-a964-471cc8b02b1b) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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