Secured business loan
Business LoansData Sharing Status
Secured business loans
- From
- 8.7%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Rates from 8.70% p.a. | 8.7% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan establishment fee Loan establishment fee $1,950 or 1.25% of loan amount, whichever greater. Fee can be capitalised into the loan | Upfront | $1,950.00 |
| Discharge fee | Exit | $395.00 |
| Service fee Charged monthly · Service fee $30 per month | Ongoing | $30.00 |
| Deferred facility fee Applicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fee prior to settlement. | Exit | 2% of balance |
| Valuation fee Valuation fee at applicant's cost | Other | Variable |
Features
- Principal & interest repayments available — Principal & interest
- Interest only available for a maximum of 3 years at an additional interest rate loading of 0.50%. — Interest only
- Repayments - Weekly, fortnightly, monthly — Flexible repayment frequency
- Redraw facility — Redraw
- Redraw facility available
- Additional documentation may be required upon assessment. — Working capital
- Additional documentation may be required upon assessment. — Inventory purchase
- Additional documentation may be required upon assessment. — Property purchase
Eligibility
- no minimum required — Time in business
Constraints
- Maximum limit — $200,000.00Loan amounts may vary based on information provided.
- Minimum limit — $50,000.00Minimum loan amount of $50,000
- Minimum loan term 12 months — Minimum loan term 12 months
- Maximum loan term 30 years — Maximum loan term 30 years
More Information
Published by Liberty Financial under the Consumer Data Right · Last updated 15 May 2026 · Product ID 581a8d2c-9190-415e-afb2-0dec1c24caf8 · View on CDR.gov.au