Secured personal loan
Secured personal loans
- From
- 5.67%
- 6.1% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed Rates from 5.67% p.a. Secured personal loan interest rates will range from 5.67% p.a. to 19.19% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.10% p.a to 20.77% p.a. This comparison rate is based on a secured $30,000 loan over a 5-year term with no balloon for a new vehicle. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. | 5.67% | 6.1% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment fee This fee ranges from $310 to $1,010, depending on your risk band, and includes a fee of up to $60 for vehicle search and registration (PPSR). | Upfront | $310.00 |
| Ongoing fee Charged monthly · Other fees and charges may apply, such as dishonour and late fees. | Ongoing | $0.00 |
| Early repayment fee | Exit | $0.00 |
| Discharge fee | Exit | $0.00 |
| Early termination fee | Exit | $0.00 |
Features
- Online application (no paperwork) — Online application
- Loan terms of 3, 5 or 7 years — Flexible loan terms
- Repayments weekly, fortnightly, monthly — Flexible repayments
- Extra repayments — Additional repayments
- Additional repayments allowed
- Interest on outstanding balance only — Interest on outstanding balance
- For non-business purposes — Personal purposes
Eligibility
- Minimum age — 18 yearsMinimum age 18 years
- Residency status — Australian residentCitizen or permanent resident living in Australia
- Minimum income — $20,000.00 p.a.Minimum income $20,000 per year
- Employment status — EmployedMust be employed
- Majority of income cannot be from Government benefits — Non-government income
- Vehicle eligibility criteria and age restrictions apply. Vehicle must be a passenger car or light commercial vehicle under 5-tonne gross vehicle mass — Vehicle required as security
Constraints
- Maximum limit — $80,000.00Maximum loan amount of $80,000
- Minimum limit — $5,000.00Minimum loan amount of $5,000
- Loan terms of 3, 5 or 7 years — Loan terms of 3, 5 or 7 years
More Information
Published by Liberty Financial under the Consumer Data Right · Last updated 20 August 2025 · Product ID 90be67ce-9427-4f58-84a2-2c73cccfaa58 · View on CDR.gov.au