Low rate commercial loan
Business LoansData Sharing Status
Low rate commercial loans
- From
- 7.95%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Rates from 7.95% p.a. | 7.95% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee Application fee From $795. Application fee of $1,045 may apply depending on assessment criteria. | Upfront | $795.00 |
| Establishment Fee The establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500 or $5,000 depending on assessment criteria. | Other | 1% of balance |
| Service fee Charged monthly · Service fee $30 per month | Ongoing | $30.00 |
| Settlement fee | Upfront | $595.00 |
| Documentation fee | Upfront | $695.00 |
| Valuation fee Valuation fee varies | Other | Variable |
| Discharge fee Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation. | Exit | $395.00 |
Features
- Principal and interest repayments available — Principal and interest
- Loans with an Interest Only period are subject to a 0.15% interest rate loading. — Interest only up to 5 years
- Redraw facility — Redraw
- Redraw facility available
- Repay weekly, fortnightly, monthly — Flexible repayment frequency
- Owner occupier & investor — Owner occupier & investor
Constraints
- Maximum limit — $4,000,000.00Subject to LVR restrictions.
- Minimum limit — $100,000.00Minimum loan amount of $100,000
- Maximum LVR — 80%Maximum loan to value ratio 80%
- Maximum loan term Up to 30 years — Maximum loan term up to 30 years
More Information
Published by Liberty Financial under the Consumer Data Right · Last updated 15 May 2026 · Product ID b0a3d1a9-0db9-4e37-abc4-8b3b8f0e4ca3 · View on CDR.gov.au