Low rate home loan
Low rate home loans
- From (owner occupied)
- 6.49%
- 6.57% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable From 6.49% p.a. Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. From 6.57% p.a. Comparison rates are based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | 6.49% | 6.57% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee | Upfront | $995.00 |
| Valuation fee Valuation fee not applicable for loans under 90% LVR. Additional valuation expenses may be payable where the anticipated security property value is >1.5m, where the security property is in a regional location or for additional securities. | Upfront | $0.00 |
| Settlement fee Other fees, charges and commissions may apply. | Upfront | $0.00 |
| Annual fee Charged yearly · Ongoing annual fee $0.00 | Ongoing | $0.00 |
| Manual redraw fee | Transaction | $50.00 |
| Discharge fee | Exit | $395.00 |
Features
- Redraw facility — Free online redraw
- Redraw facility allows you to access extra repayments made
- Extra repayments — Additional repayments
- Additional repayments allowed
- Bill payment (BPAY) — BPAY
- BPAY payment option available
- Transfer funds to third party accounts — Third party account transfers
- Principal and interest only — Principal and interest
- Repay weekly, fortnightly, monthly — Flexible repayment frequency
Eligibility
- Individuals only — Individuals
- Residency status — Australian citizen/residentAt least one applicant must reside in Australia
- Business customers — Non individual borrowersCorporate trustees for family trusts
- Employment status — Self-employed & PAYGSelf-employed & PAYG applicants accepted
Constraints
- Maximum LVR — 95%Maximum loan-to-value ratio of 95%
- Maximum limit — $500,000.00Maximum loan amount of $500,000
- Minimum limit — $100,000.00Minimum loan amount of $100,000
- Loan terms >30 years are subject to an interest rate loading of 0.25%. Lending criteria applies. — 10-40 years
More Information
Published by Liberty Financial under the Consumer Data Right · Last updated 15 May 2026 · Product ID b9200a53-74fd-4d37-91af-753fa446355f · View on CDR.gov.au · View Source Data (JSON)