Unsecured personal loan
Unsecured personal loans
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- 6.3%
- 6.3% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed Unsecured personal loan interest rates will range from 6.30% p.a. to 19.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.30% p.a. to 21.49% p.a. This comparison rate is based on an unsecured $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. | 6.3% | 6.3% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment fee This fee ranges from between 0% to 5.50% of the loan amount, depending on your risk band. The fee is capped at $950. | Upfront | $0.00 |
| Ongoing fee Charged monthly · Other fees and charges may apply, such as dishonour and late fees. | Ongoing | $0.00 |
| Early repayment fee | Exit | $0.00 |
| Discharge fee | Exit | $0.00 |
| Early termination fee | Exit | $0.00 |
Features
- Simple online application process — Online application
- Extra repayments — Additional repayments
- Additional repayments allowed
- Loan terms of 3, 5 or 7 years — Flexible loan terms
- Repayments weekly, fortnightly, monthly — Flexible repayment frequency
Eligibility
- Minimum age — 18 yearsMinimum age 18 years
- Residency status — Australian residentCitizen or permanent resident living in Australia
- Minimum income — $20,000.00 p.a.Minimum income $20,000 per year
- Employment status — EmployedMust be employed
- Majority of income cannot be from Government benefits — Non-government income
Constraints
- Maximum limit — $80,000.00Maximum loan amount of $80,000
- Minimum limit — $5,000.00Minimum loan amount of $5,000
- Loan terms of 3, 5 or 7 years — Loan terms of 3, 5 or 7 years
More Information
Published by Liberty Financial under the Consumer Data Right · Last updated 20 August 2025 · Product ID ce2338e1-b797-40f2-8e7f-80488ae41f94 · View on CDR.gov.au