LJ Hooker Home Loans

Short-term bridging finance, used to purchase a new owner-occupied property before the sale of an existing property. This loan reverts to a Link Standard Home Loan once the bridging period is complete.

LJ Hooker's Link Simple Home Loan is a no‑frills mortgage designed for straightforward home financing, offering competitive variable rates with principal and interest repayments only. Borrow up to $2,000,000 (up to 90% LVR), make unlimited extra repayments, and access funds anytime with a convenient redraw facility - all with no ongoing fees.

LJ Hooker's Link Standard Variable Bundle Home Loan is a fully featured mortgage with a variable rate, offering flexibility to suit your needs. Borrow up to $2,000,000 (up to 90% LVR), choose principal and interest or interest‑only repayments, and reduce interest with an optional offset sub‑account. The discounted investment rate is available to customers who have a settled or new owner‑occupied application with LJ Hooker Link, while the discounted owner‑occupied rate is available to customers who have a settled or new investment application with LJ Hooker Link.

Construction loans can be used to provide finance when you are building a house, completing a major renovation or demolishing and rebuilding. It allows you to progressively draw down on the loan in stages, only paying interest on the amount drawn during the construction period.

LJ Hooker's Link Standard Fixed Home Loan provides certainty with fixed rate options ranging from 1 to 5 years. Borrow up to $2,000,000 (up to 90% LVR) and make additional repayments of up to $10,000 per year, with principal and interest repayments and no ongoing fees.

LJ Hooker's Link Expat Home Loan is designed for eligible non‑residents investing in Australian property, offering a variable rate and great features. Borrow up to $1,500,000 (up to 80% LVR), choose principal and interest or interest‑only repayments, and benefit from an optional offset sub-account, redraw facility, and unlimited extra repayments.

LJ Hooker's Link SMSF Loan suits residential or commercial property, with fixed or variable rates, flexible repayments, and fast approvals. Borrow $50,000–$2,000,000 (up to 80% LVR), make unlimited extra repayments on variable loans, and pay $0 ongoing fees, with no application, settlement, or legal fees on refinances.