---
title: "Link Bridging Home Loan — LJ Hooker Home Loans"
description: "Home Loans from LJ Hooker Home Loans. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/lj-hooker-home-loans-18b7e2/products/link-bridging
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-27T23:27:16.759337Z
---

# Link Bridging Home Loan — LJ Hooker Home Loans

> Home Loans from LJ Hooker Home Loans. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · LJH**

Short-term bridging finance, used to purchase a new owner-occupied property before the sale of an existing property. This loan reverts to a Link Standard Home Loan once the bridging period is complete.

## At a glance

- **From (owner occupied):** 8.44% (6.77% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 year (Repayment terms: Months 1–3 no interest is capitalised and no monthly repayments required; Months 4–6 interest accrues and is capitalised to the loan with no repayments required; remaining term interest-only repayments apply.) | 8.44% | 6.77% | Loan-to-Value Ratio (LVR) ≤80% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Bridging Loan Setup Fee — A fee of 2% of the total loan amount charged at settlement of your Bridging Loan | Event | 2% of balance |
| Valuation Fee — A variable fee applied to each security, charged at cost, to determine the value of the assets used as security for the loan. | Event | From $221.00 |
| Discharge Documentation Fee — A fee charged for preparing the necessary documentation when the loan is fully repaid and discharged. Waived if loan runs to term. | Exit | $250.00 |
| Discharge Administration Fee — A fee applied when releasing our mortgage to cover administrative processing of the discharge request. Waived if loan runs to term. | Exit | $300.00 |

## Features

- **Extra repayments** (Allows borrowers to make additional repayments on the loan to reduce interest and pay off the loan faster. Limited to a maximum of $10,000 per year during the fixed term.)

## Eligibility

- **Minimum age** — 18 years (Applicants must be at least 18 years old to apply for this loan.)
- **Residency status** — Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia.

## Constraints

- **The loan term must be at least 15 years.** — P15Y
- **The loan term cannot exceed 30 years.** — P30Y
- **Maximum limit** — $3,000,000.00 (The maximum application amount available under this product is $3,000,000.)
- **Maximum LVR** — 80% (The maximum LVR of this product is 80%.)
- **Minimum limit** — $50,000.00 (The minimum application amount that can be borrowed is $50,000.)
- **Maximum limit** — $3,000,000.00 (The maximum residual debt at the end of the bridging period must not exceed $3,000,000)

## Data provenance

- Published by LJ Hooker Home Loans under the Consumer Data Right
- Product ID: `link-bridging`
- Last updated by the provider: 27 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/lj-hooker-home-loans-18b7e2/link-bridging
- Provider page: https://www.cdrcompare.au/brands/lj-hooker-home-loans-18b7e2

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/lj-hooker-home-loans-18b7e2/products/link-bridging) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)