---
title: "Link SMSF Home Loan — LJ Hooker Home Loans"
description: "Home Loans from LJ Hooker Home Loans. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/lj-hooker-home-loans-18b7e2/products/link-smsf
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-28T03:55:17.770788Z
---

# Link SMSF Home Loan — LJ Hooker Home Loans

> Home Loans from LJ Hooker Home Loans. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · LJH**

LJ Hooker's Link SMSF Loan suits residential or commercial property, with fixed or variable rates, flexible repayments, and fast approvals. Borrow $50,000–$2,000,000 (up to 80% LVR), make unlimited extra repayments on variable loans, and pay $0 ongoing fees, with no application, settlement, or legal fees on refinances.

## At a glance

- **From (investment):** 7.09% (7.11% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.09% | 7.11% | Loan-to-Value Ratio (LVR) ≤60% |
| Variable | 7.14% | 7.16% | Loan-to-Value Ratio (LVR) 60.01–70% |
| Variable | 7.29% | 7.31% | Loan-to-Value Ratio (LVR) 70.01–80% |
| Fixed · 2 years | 7.34% | 7.32% | Loan-to-Value Ratio (LVR) ≤80% |
| Fixed · 3 years | 7.44% | 7.35% | Loan-to-Value Ratio (LVR) ≤80% |
| Variable | 7.69% | — | Loan-to-Value Ratio (LVR) ≤70% |
| Variable | 7.74% | — | Loan-to-Value Ratio (LVR) 70.01–80% |
| Fixed · 5 years | 7.84% | 7.59% | Loan-to-Value Ratio (LVR) ≤80% |
| Fixed · 2 years | 8.34% | — | Loan-to-Value Ratio (LVR) ≤80% |
| Fixed · 3 years | 8.44% | — | Loan-to-Value Ratio (LVR) ≤80% |
| Fixed · 5 years | 8.84% | — | Loan-to-Value Ratio (LVR) ≤80% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — No application fee is charged when setting up the loan. | Upfront | $0.00 |
| Documentation Fee — The documentation fee is only applicable for purchase applications. There will be no documentation fee charged for refinance applications. | Event | $490.00 |
| Valuation Fee — A variable fee charged at cost to assess the value of the property used as security for the loan, starting from a minimum amount. | Event | From $221.00 |
| Discharge Administration Fee — A fee applied when releasing our mortgage to cover administrative processing of the discharge request. Waived if loan runs to term. | Exit | $300.00 |
| Discharge Documentation Fee — A fee charged for preparing the necessary documentation when the loan is fully repaid and discharged. Waived if loan runs to term. | Exit | $250.00 |

## Features

- **Extra repayments** (Allows borrowers to make additional repayments on the loan to reduce interest and pay off the loan faster. Limited to $10,000 per year for fixed interest rate types.)

## Eligibility

- **Eligible for consumers with a Self-Managed Super Fund (SMSF) where the trustee of the super fund is a corporate entity.**

## Constraints

- **Maximum limit** — $2,000,000.00 (The maximum application amount available under this product is $2,000,000.)
- **Minimum limit** — $50,000.00 (The minimum application amount that can be borrowed is $50,000.)
- **P30Y** — The loan term cannot exceed 30 years.
- **P15Y** — The loan term must be at least 15 years.

## Data provenance

- Published by LJ Hooker Home Loans under the Consumer Data Right
- Product ID: `link-smsf`
- Last updated by the provider: 28 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/lj-hooker-home-loans-18b7e2/link-smsf
- Provider page: https://www.cdrcompare.au/brands/lj-hooker-home-loans-18b7e2

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/lj-hooker-home-loans-18b7e2/products/link-smsf) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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