---
title: "loans.com.au products"
description: "Every loans.com.au product published under Australia's Consumer Data Right — rates, fees, features and eligibility."
canonical: https://www.cdrcompare.au/brands/loans-com-au
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-10T04:07:28Z
---

# loans.com.au products

> Every loans.com.au product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare.

**Non-Bank Lender** · 16 products

loans.com.au is a CDR data holder in non-bank lending. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with loans.com.au.

## Home Loans (8)

Residential mortgages for owner-occupiers and investors.

- [Fixed Bold Home Loan](https://www.cdrcompare.au/brands/loans-com-au/products/lca-bold-fixed) — loans.com.au's Fixed Bold Home Loan provides certainty with fixed rate options ranging from 1 to 5 years. Borrow up to $2,000,000 (up to 90% LVR) and make additional repayments of up to $10,000 per year, with principal and interest or interest only repayments and no ongoing fees.
- [Variable Bold Home Loan](https://www.cdrcompare.au/brands/loans-com-au/products/lca-bold-var) — loans.com.au's Variable Bold Home Loan is a fully featured mortgage with a variable rate, offering flexibility to suit your needs. Borrow up to $2,000,000 (up to 90% LVR), choose principal and interest or interest‑only repayments, and reduce interest with an optional offset sub-account.
- [SMSF Home Loan](https://www.cdrcompare.au/brands/loans-com-au/products/lca-smsf) — loans.com.au's SMSF Loan suits residential or commercial property, with fixed or variable rates, flexible repayments, and fast approvals. Borrow $50,000–$2,000,000 (up to 80% LVR), make unlimited extra repayments on variable loans, and pay $0 ongoing fees, with no application, settlement, or legal fees on refinances.
- [Variable Bold Bundle Home Loan ](https://www.cdrcompare.au/brands/loans-com-au/products/lca-bold-bundle) — loans.com.au's Variable Bold Home Loan is a fully featured mortgage with a variable rate, offering flexibility to suit your needs. Borrow up to $2,000,000 (up to 90% LVR), choose principal and interest or interest‑only repayments, and reduce interest with an optional offset sub-account. The discounted investment rate is available to customers who have a settled or new owner‑occupied application with loans.com.au.
- [Bare Home Loan](https://www.cdrcompare.au/brands/loans-com-au/products/lca-bare) — loans.com.au's Bare Home Loan is a no‑frills mortgage designed for straightforward home financing, offering competitive variable rates with principal and interest repayments only. Borrow up to $2,000,000 (up to 90% LVR), make unlimited extra repayments, and access funds anytime with a convenient redraw facility - all with no ongoing fees.
- [Bridging Home Loan](https://www.cdrcompare.au/brands/loans-com-au/products/lca-bridging-finance) — Short-term bridging finance, used to purchase a new owner-occupied property before the sale of an existing property. This loan reverts to a Standard Home Loan once the bridging period is complete. 
- [Expat Home Loan](https://www.cdrcompare.au/brands/loans-com-au/products/lca-expat) — loans.com.au's Expat Home Loan is designed for eligible non‑residents investing in Australian property, offering a variable rate and great features. Borrow up to $1,500,000 (up to 80% LVR), choose principal and interest or interest‑only repayments, and benefit from an optional offset sub-account, redraw facility, and unlimited extra repayments.
- [Construction Home Loan](https://www.cdrcompare.au/brands/loans-com-au/products/lca-construction) — Construction loans can be used to provide finance when you are building a house, completing a major renovation or demolishing and rebuilding. It allows you to progressively draw down on the loan in stages, only paying interest on the amount drawn during the construction period.

## Personal Loans (8)

Unsecured and secured personal lending.

- [Secured Variable Caravan Loan (Private Sale)](https://www.cdrcompare.au/brands/loans-com-au/products/lca-caravan-variable-private-sale) — loans.com.au's Secured Variable Caravan Loan offers a competitive variable rate with flexible repayments to suit your needs. Choose a term from 3 to 7 years, with finance available for new or used caravans up to 7 years old purchased from a private seller. Enjoy the convenience of a redraw facility (up to $5,000 per day) and no early repayment fees.
- [Secured Variable Car Loan (Private Sale)](https://www.cdrcompare.au/brands/loans-com-au/products/lca-car-variable-private-sale) — loans.com.au's Secured Variable Car Loan offers a competitive variable rate with flexible repayments to suit your needs. Choose a term from 3 to 7 years, with finance available for new or used cars up to 12 years old, purchased via a private seller. Enjoy the convenience of a redraw facility (up to $5,000 per day) for added flexibility with no early repayment fees. 
- [Secured Fixed Car Loan (Private Sale)](https://www.cdrcompare.au/brands/loans-com-au/products/lca-fixed-car-private-sale) — loans.com.au's Fixed Secured Car Loan offers a simple, competitive fixed rate with set repayments to help you finance your next vehicle from a private seller with confidence. Choose a fixed term from 3 to 7 years, with finance available for new or used cars up to 12 years old.
- [Secured Fixed Caravan Loan (Private Sale)](https://www.cdrcompare.au/brands/loans-com-au/products/lca-fixed-caravan-private-sale) — loans.com.au's Fixed Secured Caravan Loan offers a simple, competitive fixed rate with set repayments to help you finance your next vehicle with confidence. Choose a fixed term from 3 to 7 years, with finance available for new or used caravans up to 7 years old purchased from a private seller.
- [Secured Fixed Caravan Loan (Dealer)](https://www.cdrcompare.au/brands/loans-com-au/products/lca-fixed-caravan-dealer) — loans.com.au's Fixed Secured Caravan Loan offers a simple, competitive fixed rate with set repayments to help you finance your next vehicle with confidence. Choose a fixed term from 3 to 7 years, with finance available for new or used caravans up to 7 years old purchased from a dealer.
- [Secured Fixed Car Loan (Dealer)](https://www.cdrcompare.au/brands/loans-com-au/products/lca-fixed-car-dealer) — loans.com.au's Fixed Secured Car Loan offers a simple, competitive fixed rate with set repayments to help you finance your next vehicle with confidence. Choose a fixed term from 3 to 7 years, with finance available for new or used cars up to 12 years old purchased from a dealer. 
- [Secured Variable Car Loan (Dealer)](https://www.cdrcompare.au/brands/loans-com-au/products/lca-car-variable-dealer) — loans.com.au's Secured Variable Car Loan offers a competitive variable rate with flexible repayments to suit your needs. Choose a term from 3 to 7 years, with finance available for new or used cars up to 12 years old purchased from a dealer. Enjoy the convenience of a redraw facility (up to $5,000 per day) and no early repayment fees. 
- [Secured Variable Caravan Loan (Dealer)](https://www.cdrcompare.au/brands/loans-com-au/products/lca-caravan-variable-dealer) — loans.com.au's Secured Variable Caravan Loan offers a competitive variable rate with flexible repayments to suit your needs. Choose a term from 3 to 7 years, with finance available for new or used caravans up to 7 years old purchased from a dealer. Enjoy the convenience of a redraw facility (up to $5,000 per day) and no early repayment fees.

## Data provenance

- Data published by loans.com.au under the Consumer Data Right
- ABN 59094145963
- CDR Register entry updated: 10 July 2026
- Provider Product Reference Data endpoint: https://prd.pm.productdata.au/270801a2-ecee-4175-98fc-9ba0a1cd8d4d/adapter/cds-au/v1/banking/products

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/loans-com-au) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)
