Secured Variable Caravan Loan (Dealer)
Personal LoansLCA
loans.com.au's Secured Variable Caravan Loan offers a competitive variable rate with flexible repayments to suit your needs. Choose a term from 3 to 7 years, with finance available for new or used caravans up to 7 years old purchased from a dealer. Enjoy the convenience of a redraw facility (up to $5,000 per day) and no early repayment fees.
- From
- 7.24%
- 8.37% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable For caravans with a manufacture date no older than 12 months. | 7.24% | 8.37% | — |
| Variable For caravans with a manufacture date within the last 5 years. | 8.49% | 9.62% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Fee Charged monthly · A fee charged monthly on the anniversary of the loan settlement. | Ongoing | $8.00 |
| Application Fee | Upfront | $400.00 |
Features
- Extra repayments
- Allows borrowers to make additional repayments on the loan to reduce interest and pay off the loan faster.
- Redraw facility
- Enables access to any extra repayments made, allowing funds to be withdrawn if needed. Redraw is limited to a maximum of $5,000 per day.
Eligibility
- Minimum age — 18 yearsApplicants must be at least 18 years old to apply for this loan.
- Residency status — Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia.
- Where the asset being used to secure the loan is a caravan, the borrower/s must be a home owner.
Constraints
- The loan term must be at least 3 years. — P3Y
- Minimum limit — $10,000.00The minimum loan amount available under this product is $10,000.
- Maximum limit — $150,000.00The maximum loan amount available for this product is $150,000. The maximum loan amount for vehicles over 7 years old is $50,000.
- The loan term cannot exceed 7 years. The maximum loan term for vehicles over 7 years old is 5 years. — P7Y
Published by loans.com.au under the Consumer Data Right · Last updated 12 June 2026 · Product ID lca-caravan-variable-dealer