--- title: "MA Money products" description: "Every MA Money product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/ma-money source: "CDR Compare" language: en-AU last_updated: 2026-07-13T00:30:04Z --- # MA Money products > Every MA Money product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Non-Bank Lender** · 23 products MA Money is a CDR data holder in non-bank lending. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with MA Money. ## Home Loans (19) Residential mortgages for owner-occupiers and investors. - [SMSF Residential Home Loan – Prime](https://www.cdrcompare.au/brands/ma-money/products/91bdf4c5-fb95-460f-8480-b23b3f06e50e) — MA Money SMSF Residential Home Loan for Self Managed Superannuation Funds. Prime credit quality. Loans from $100,000 up to $5m, with maximum 80% LVR. Available for refinance of an existing SMSF loan, or purchase of an investment property where the contract was entered into before 10 August 2026. Corporate or individual SMSF trustees accepted. Maximum 6 members. No offset or redraw facilities. Interest Only available up to 5 years. No liquidity or net asset testing. - [Non-Resident Home Loan – Prime (≤$2m)](https://www.cdrcompare.au/brands/ma-money/products/5ba54587-e271-4fd5-8d14-67eca72b6257) — MA Money Non-Resident loan for applicants without Australian citizenship or PR. Sizes $100k–$2m. Full Doc only. Max LVR 80%. FIRB approval mandatory. Annual fee $499. No offset accounts or redraw. Term 5–30 years. - [Expat Home Loan – Near Prime (≤$5m)](https://www.cdrcompare.au/brands/ma-money/products/2cb68e3e-94cb-479b-9df1-b28cdefd03b9) — MA Money Near Prime Expat loan. Sizes $100k–$5m. Full Doc only. Maximum LVR 80%. Separate pricing applies to loans up to $2.5m and loans above $2.5m to $5m. Term 5–30 years. Vacant-land security up to 80% LVR attracts a +1.00% rate loading and 1.25% risk fee. - [Expat Home Loan – Prime MA Money More (>$2.5m to $5m)](https://www.cdrcompare.au/brands/ma-money/products/49ed2ca7-51dd-4cb5-b4c1-f12d2ba12e6f) — MA Money More Expat loan. Sizes above $2.5m to $5m. Full Doc only. Maximum LVR 80%. No investor rate loading. Vacant-land security up to 80% LVR attracts a +1.00% rate loading and 1.25% risk fee. - [Expat Home Loan – Prime (≤$2.5m)](https://www.cdrcompare.au/brands/ma-money/products/f5ef09f3-f721-41f3-b22e-46104d50088d) — MA Money Expat Prime loan. Sizes $100k–$2.5m. Full Doc only. Maximum LVR 80%. For Australian or New Zealand citizens and Australian Permanent Resident Visa holders living overseas, or earning overseas-currency income in Australia. Term 5–30 years. Vacant-land security up to 80% LVR attracts a +1.00% rate loading and 1.25% risk fee. - [Bridging Residential Loan – Near Prime (≤$5m)](https://www.cdrcompare.au/brands/ma-money/products/93d724a3-10df-47dc-871b-7701295fd3b4) — MA Money Near Prime Bridging loan. Sizes $200k–$5m. 6 or 12 month term. Interest capitalised monthly. Full Doc and Alt Doc. - [Bridging Residential Loan – Prime (≤$5m)](https://www.cdrcompare.au/brands/ma-money/products/0e107437-2e60-42df-a967-645fbac4abaf) — MA Money Prime Bridging loan. Sizes $200k–$5m. 6 or 12 month term. Interest capitalised monthly. Full Doc and Alt Doc. - [Vacant Land Loan – Specialist (≤$2m)](https://www.cdrcompare.au/brands/ma-money/products/c6e693c6-22c3-4003-b2da-118096a574b9) — MA Money Specialist Vacant Land loan for investment purposes. Sizes $100k–$2m. Full Doc and Alt Doc. Maximum LVR 80%. Interest Only available up to 5 years. Risk fee 1.25%. - [Vacant Land Loan – Near Prime Plus (≤$2m)](https://www.cdrcompare.au/brands/ma-money/products/14f59faa-72a2-4c92-a8a2-0e5ee5a042db) — MA Money Near Prime Plus Vacant Land loan for investment purposes. Sizes $100k–$2m. Full Doc and Alt Doc. Maximum LVR 80%. Interest Only available up to 5 years. Risk fee 1.25%. - [Vacant Land Loan – Near Prime (≤$2m)](https://www.cdrcompare.au/brands/ma-money/products/151862af-eae8-4517-bab6-8c3ee5f22126) — MA Money Near Prime Vacant Land loan for investment purposes. Sizes $100k–$2m. Full Doc and Alt Doc. Maximum LVR 80%. Interest Only available up to 5 years. Risk fee 1.25%. - [Vacant Land Loan – Prime MA Money More (>$2m to $5m)](https://www.cdrcompare.au/brands/ma-money/products/e3bab72b-8164-4af0-8dea-94f15655f9b2) — MA Money More Vacant Land loan for investment purposes. Loan sizes above $2m to $5m. Full Doc and Alt Doc. Maximum LVR 75%. No clawbacks. Risk fee 1.25%. - [Vacant Land Loan – Prime (≤$2m)](https://www.cdrcompare.au/brands/ma-money/products/24a3cef8-0952-49a7-a856-ee67c0238324) — MA Money Prime Vacant Land loan for investment purposes. Sizes $100k–$2m. Full Doc and Alt Doc. Maximum LVR 80%. Interest Only available up to 5 years. Risk fee 1.25%. - [Residential Home Loan – Specialist (≤$2m)](https://www.cdrcompare.au/brands/ma-money/products/06b13ead-da6b-461e-9bcd-51d2f88ed581) — MA Money Specialist residential loan. Sizes $100k–$2m. Full Doc and Alt Doc to 80% LVR. Cash out capped at $100,000. Bankruptcy discharged >1 day accepted. - [Residential Home Loan – Near Prime Plus (≤$2.5m)](https://www.cdrcompare.au/brands/ma-money/products/20c71745-096d-4445-be53-d53254bd2ad3) — MA Money Near Prime Plus residential loan. Sizes $100k–$2.5m. Full Doc and Alt Doc to 85% LVR. Bankruptcy discharged >1 day accepted. - [Residential Home Loan – Near Prime Large (>$2m to $3m)](https://www.cdrcompare.au/brands/ma-money/products/c7cb7f66-6d80-4c1c-9be2-f6791d42c4d7) — MA Money Near Prime Large residential loan for loan sizes above $2m to $3m. Full Doc and Alt Doc. Maximum LVR 80%. Investment loading is +0.30% for the portion up to $2.5m and 0.00% for loan amounts above $2.5m to $3m. - [Residential Home Loan – Near Prime (≤$2m)](https://www.cdrcompare.au/brands/ma-money/products/3ae0cded-fd4d-49ba-86a1-79be80e82b93) — MA Money Near Prime residential loan. Sizes $100k–$2m. Full Doc and Alt Doc to 85% LVR. - [Residential Home Loan – Prime MA Money More (>$5m to $15m)](https://www.cdrcompare.au/brands/ma-money/products/6ff62f42-3fcf-4a1a-846d-2f9f3478c653) — MA Money More residential loan for loan sizes above $5m to $15m. Full Doc and Alt Doc. Maximum LVR 75%. No investor rate loading. Risk fee 1.00% applies at LVR ≤75%. LVR-specific maximum loan sizes: ≤65% LVR: $15m; ≤70% LVR: $10m; ≤75% LVR: $7.5m. - [Residential Home Loan – Prime Large (>$2.5m to $5m)](https://www.cdrcompare.au/brands/ma-money/products/db5d7668-7dd3-460c-a40f-028c0b66ca2d) — MA Money Prime Large residential loan for loan sizes above $2.5m to $5m. Full Doc and Alt Doc. Maximum LVR 80%. No investor rate loading. A 1.00% risk fee applies to loans above $3m to $5m at available LVRs; loans above $2.5m to $3m have no risk fee. Loan term up to 30 years. - [Residential Home Loan – Prime](https://www.cdrcompare.au/brands/ma-money/products/db39f17e-2f85-419e-8dfb-441e4fb75f3f) — MA Money Prime residential loan. Sizes $100k–$2.5m. Full Doc to 90% LVR; Alt Doc to 85% LVR. Owner Occupied or Investment. Term 5–40 years. ## Business Loans (4) Lending for businesses of all sizes. - [SMSF Commercial Loan – Prime](https://www.cdrcompare.au/brands/ma-money/products/bbbb08ad-76a0-410a-8c81-2b97cce403df) — MA Money SMSF Commercial Loan for Self Managed Superannuation Funds. Loans from $100,000 up to $8m, with maximum 80% LVR and LVR-specific loan caps. Available for investment or owner-occupied commercial property purchase or refinance of an existing SMSF loan. Risk fee 1.00% at all LVRs. No interest-only loading. A +0.80% large-loan loading applies to loan amounts above $4m. No offset or redraw. - [Commercial Loan – Near Prime (≤$4m)](https://www.cdrcompare.au/brands/ma-money/products/1de052ae-cb83-4b0e-8729-56d0c3b70fed) — MA Money Commercial Loan for Near Prime-qualified business borrowers. Loans from $100,000 to $4m. Maximum LVR 80% for Full Doc and Alt Doc, and 70% for Lease Doc. Full Doc, Alt Doc and Lease Doc available. Risk fee 1.25% at all available LVRs. Accommodates broader credit impairment, including paid or unpaid defaults up to $3,000 and larger defaults subject to seasoning requirements. Interest Only up to 10 years. - [Commercial Loan – Prime Large (>$4m to $8m)](https://www.cdrcompare.au/brands/ma-money/products/f199dbfc-8400-4adf-8724-01485bd57b4f) — MA Money Commercial Loan for Prime-qualified business borrowers seeking larger loan sizes. Loans above $4m to $8m. Maximum LVR 70%. Full Doc and Alt Doc available. Suitable for retail shops, offices, light industrial and warehouses. Risk fee is 0.85% for Full Doc and 1.00% for Alt Doc at available LVRs. Interest Only up to 10 years. - [Commercial Loan – Prime (≤$4m)](https://www.cdrcompare.au/brands/ma-money/products/149931b1-c527-4aeb-a0bf-dbe5256ceebf) — MA Money Commercial Loan for Prime-qualified business borrowers. Loans from $100,000 to $4m. Maximum LVR 80% (Full/Alt Doc), 70% (Lease Doc), 65% (Light Doc). Full Doc, Alt Doc, Lease Doc and Light Doc available. Suitable for retail shops, offices, light industrial and warehouses. No annual review or revaluations. Interest Only up to 10 years. ## Data provenance - Data published by MA Money under the Consumer Data Right - ABN 64639174315 - CDR Register entry updated: 13 July 2026 - Provider Product Reference Data endpoint: https://public.cdr.mamoney.com.au/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/ma-money) — product data published by Australian data holders under the Consumer Data Right. 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