MA Money

MA Money SMSF Residential Home Loan for Self Managed Superannuation Funds. Prime credit quality. Loans up to $2m at maximum 80% LVR. Available for investment property purchase or refinance of an existing SMSF loan. Corporate or individual SMSF trustees accepted. Maximum 6 members. No offset or redraw facilities. Interest Only available up to 5 years. No liquidity or net asset testing. Minimum loan $100,000.

MA Money Non-Resident loan for applicants without Australian citizenship or PR. Sizes $100k–$2m. Full Doc only. Max LVR 80%. FIRB approval mandatory. Annual fee $499. No offset accounts or redraw. Term 5–30 years.

MA Money Near Prime Expat loan. Sizes $100k–$2m. Full Doc only. Max LVR 80%. Term 5–30 years. Vacant land security up to 75% LVR attracts a +1.00% rate loading and 1.25% risk fee.

MA Money More Expat loan. Sizes >$2.5m to $5m. Full Doc only. Max LVR 80%. No investor rate loading. Vacant land security up to 75% LVR attracts a +1.00% rate loading and 1.25% risk fee.

MA Money Expat Prime loan. Sizes $100k–$2.5m. Full Doc only. Max LVR 80%. For Australian citizens or PRs overseas or earning foreign currency income. Term 5–30 years. Vacant land security up to 75% LVR attracts a +1.00% rate loading and 1.25% risk fee.

MA Money Near Prime Bridging loan. Sizes $200k–$2m. 6 or 12 month term. Interest capitalised monthly. Full Doc and Alt Doc.

MA Money Prime Bridging loan. Sizes $200k–$5m. 6 or 12 month term. Interest capitalised monthly. Full Doc and Alt Doc.

MA Money Specialist Vacant Land investment loan. Sizes $100k–$1.5m. Full Doc and Alt Doc. Max LVR 75%.

MA Money Near Prime Plus Vacant Land investment loan. Sizes $100k–$1.5m. Full Doc and Alt Doc. Max LVR 75%.

MA Money Near Prime Vacant Land investment loan. Sizes $100k–$1.5m. Full Doc and Alt Doc. Max LVR 75%.

MA Money Prime MA Money More vacant land investment loan for loan sizes above $1.5m to $5m. Full Doc and Alt Doc. Maximum LVR 75%; Category 1 only. Residential Vacant Land loans are investor loans for CDR rate disclosure.

MA Money Prime Vacant Land investment loan. Sizes $100k–$1.5m. Full Doc and Alt Doc. Max LVR 75%.

MA Money Specialist residential loan. Sizes $100k–$2m. Full Doc and Alt Doc to 80% LVR. Cash out capped at $100,000. Bankruptcy discharged >1 day accepted.

MA Money Near Prime Plus residential loan. Sizes $100k–$2m. Full Doc and Alt Doc to 85% LVR. Bankruptcy discharged >1 day accepted.

MA Money Near Prime Large residential loan for loan sizes above $2m to $3m. Full Doc and Alt Doc to 75% LVR. Investor loading applies up to $2.5m; investment loans over $2.5m to $3m are represented by separate lending rate records with 0.00% investor loading.

MA Money Near Prime residential loan. Sizes $100k–$2m. Full Doc and Alt Doc to 85% LVR.

MA Money More residential loan for loan sizes above $5m to $15m. Full Doc and Alt Doc. Maximum LVR 75%. No investor rate loading. Risk fee 1.00% applies at LVR ≤75%. LVR-specific maximum loan sizes: ≤65% LVR: $15m; ≤70% LVR: $10m; ≤75% LVR: $7.5m.

MA Money Prime Large residential loan for loan sizes above $2.5m to $5m. Full Doc and Alt Doc. Maximum LVR 75%. No investor rate loading. Risk fee of 1.00% applies on loans above $3m at LVR ≤75%. No risk fee on loans $2.5m–$3m. Loan term up to 30 years.

MA Money Prime residential loan. Sizes $100k–$2.5m. Full Doc to 90% LVR; Alt Doc to 85% LVR. Owner Occupied or Investment. Term 5–40 years.

MA Money SMSF Commercial Loan for Self Managed Superannuation Funds. Loans up to $2m at maximum 80% LVR. Available for investment or owner-occupied commercial property purchase or refinance of an existing SMSF loan. Risk fee 1.00% at all LVRs. No IO rate loading. No offset or redraw. No annual review or revaluations. Minimum loan $100,000.

MA Money Commercial Loan for Near Prime-qualified business borrowers. Loans from $100,000 to $4m. Maximum LVR 80% (Full/Alt Doc), 70% (Lease Doc). Full Doc, Alt Doc and Lease Doc available. Risk fee 1.25% at all LVRs. Accommodates broader credit impairment including unlimited defaults listed over 24 months. Interest Only up to 10 years.

MA Money Commercial Loan for Prime-qualified business borrowers seeking larger loan sizes. Loans above $4m to $8m. Maximum LVR 70%. Full Doc and Alt Doc available. Suitable for retail shops, offices, light industrial and warehouses. Risk fee is 0.85% for Full Doc and 1.00% for Alt Doc at available LVRs. Interest Only up to 10 years.

MA Money Commercial Loan for Prime-qualified business borrowers. Loans from $100,000 to $4m. Maximum LVR 80% (Full/Alt Doc), 70% (Lease Doc), 65% (Light Doc). Full Doc, Alt Doc, Lease Doc and Light Doc available. Suitable for retail shops, offices, light industrial and warehouses. No annual review or revaluations. Interest Only up to 10 years.