---
title: "Residential Home Loan – Prime — MA Money"
description: "Home Loans from MA Money. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/ma-money/products/db39f17e-2f85-419e-8dfb-441e4fb75f3f
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-26T05:53:43Z
---

# Residential Home Loan – Prime — MA Money

> Home Loans from MA Money. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · MA Money Financial Services Pty Ltd**

MA Money Prime residential loan. Sizes $100k–$2.5m. Full Doc to 90% LVR; Alt Doc to 85% LVR. Owner Occupied or Investment. Term 5–40 years.

## At a glance

- **From (owner occupied):** 6.49% (Variable)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Full Doc – LVR ≤65% – Owner Occupied P&I. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 6.49% | — | Full Doc – LVR ≤65% – OO P&I; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤70% – Owner Occupied P&I. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 6.64% | — | Full Doc – LVR ≤70% – OO P&I; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤65% – Owner Occupied P&I. Maximum LVR for Alt Doc is 85%. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 6.79% | — | Alt Doc – LVR ≤65% – OO P&I; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤75% – Owner Occupied P&I.) | 6.89% | — | Full Doc – LVR ≤75% – OO P&I; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤80% – Owner Occupied P&I.) | 6.89% | — | Full Doc – LVR ≤80% – OO P&I; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤70% – Owner Occupied P&I. Maximum LVR for Alt Doc is 85%. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 6.89% | — | Alt Doc – LVR ≤70% – OO P&I; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤75% – Owner Occupied P&I. Maximum LVR for Alt Doc is 85%.) | 7.09% | — | Alt Doc – LVR ≤75% – OO P&I; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤80% – Owner Occupied P&I. Maximum LVR for Alt Doc is 85%.) | 7.19% | — | Alt Doc – LVR ≤80% – OO P&I; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤85% – Owner Occupied P&I.) | 7.34% | — | Full Doc – LVR ≤85% – OO P&I; Loan amount $100,000–$1,500,000 |
| Variable (Full Doc – LVR ≤90% – Owner Occupied P&I.) | 7.44% | — | Full Doc – LVR ≤90% – OO P&I; Loan amount $100,000–$1,000,000 |
| Variable (Alt Doc – LVR ≤85% – Owner Occupied P&I. Maximum LVR for Alt Doc is 85%.) | 7.89% | — | Alt Doc – LVR ≤85% – OO P&I; Loan amount $100,000–$1,500,000 |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Full Doc – LVR ≤65% – Owner Occupied IO. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 6.69% | — | Full Doc – LVR ≤65% – OO IO; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤70% – Owner Occupied IO. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 6.84% | — | Full Doc – LVR ≤70% – OO IO; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤65% – Owner Occupied IO. Maximum LVR for Alt Doc is 85%. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 6.99% | — | Alt Doc – LVR ≤65% – OO IO; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤75% – Owner Occupied IO.) | 7.09% | — | Full Doc – LVR ≤75% – OO IO; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤80% – Owner Occupied IO.) | 7.09% | — | Full Doc – LVR ≤80% – OO IO; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤70% – Owner Occupied IO. Maximum LVR for Alt Doc is 85%. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 7.09% | — | Alt Doc – LVR ≤70% – OO IO; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤75% – Owner Occupied IO. Maximum LVR for Alt Doc is 85%.) | 7.29% | — | Alt Doc – LVR ≤75% – OO IO; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤80% – Owner Occupied IO. Maximum LVR for Alt Doc is 85%.) | 7.39% | — | Alt Doc – LVR ≤80% – OO IO; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤85% – Owner Occupied IO.) | 7.54% | — | Full Doc – LVR ≤85% – OO IO; Loan amount $100,000–$1,500,000 |
| Variable (Full Doc – LVR ≤90% – Owner Occupied IO.) | 7.64% | — | Full Doc – LVR ≤90% – OO IO; Loan amount $100,000–$1,000,000 |
| Variable (Alt Doc – LVR ≤85% – Owner Occupied IO. Maximum LVR for Alt Doc is 85%.) | 8.09% | — | Alt Doc – LVR ≤85% – OO IO; Loan amount $100,000–$1,500,000 |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Full Doc – LVR ≤65% – Investment P&I. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 6.79% | — | Full Doc – LVR ≤65% – Inv P&I; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤70% – Investment P&I. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 6.94% | — | Full Doc – LVR ≤70% – Inv P&I; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤65% – Investment P&I. Maximum LVR for Alt Doc is 85%. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 7.09% | — | Alt Doc – LVR ≤65% – Inv P&I; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤75% – Investment P&I.) | 7.19% | — | Full Doc – LVR ≤75% – Inv P&I; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤80% – Investment P&I.) | 7.19% | — | Full Doc – LVR ≤80% – Inv P&I; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤70% – Investment P&I. Maximum LVR for Alt Doc is 85%. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 7.19% | — | Alt Doc – LVR ≤70% – Inv P&I; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤75% – Investment P&I. Maximum LVR for Alt Doc is 85%.) | 7.39% | — | Alt Doc – LVR ≤75% – Inv P&I; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤80% – Investment P&I. Maximum LVR for Alt Doc is 85%.) | 7.49% | — | Alt Doc – LVR ≤80% – Inv P&I; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤85% – Investment P&I.) | 7.64% | — | Full Doc – LVR ≤85% – Inv P&I; Loan amount $100,000–$1,500,000 |
| Variable (Full Doc – LVR ≤90% – Investment P&I.) | 7.74% | — | Full Doc – LVR ≤90% – Inv P&I; Loan amount $100,000–$1,000,000 |
| Variable (Alt Doc – LVR ≤85% – Investment P&I. Maximum LVR for Alt Doc is 85%.) | 8.19% | — | Alt Doc – LVR ≤85% – Inv P&I; Loan amount $100,000–$1,500,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Full Doc – LVR ≤65% – Investment IO. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 6.99% | — | Full Doc – LVR ≤65% – Inv IO; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤70% – Investment IO. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 7.14% | — | Full Doc – LVR ≤70% – Inv IO; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤65% – Investment IO. Maximum LVR for Alt Doc is 85%. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 7.29% | — | Alt Doc – LVR ≤65% – Inv IO; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤75% – Investment IO.) | 7.39% | — | Full Doc – LVR ≤75% – Inv IO; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤80% – Investment IO.) | 7.39% | — | Full Doc – LVR ≤80% – Inv IO; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤70% – Investment IO. Maximum LVR for Alt Doc is 85%. Residential Rate Refresh promotional base rate applies to eligible new applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Residential Rate Refresh promotional rate applies to eligible new Residential and Expat Loan applications submitted from 29 July 2026 to 30 September 2026 inclusive. · Applies to this documentation and LVR tier where the rate is marked in the 26 August 2026 Residential Rate & Product Guide. Terms, conditions and lending criteria apply; MA Money may alter or withdraw the promotion.) | 7.39% | — | Alt Doc – LVR ≤70% – Inv IO; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤75% – Investment IO. Maximum LVR for Alt Doc is 85%.) | 7.59% | — | Alt Doc – LVR ≤75% – Inv IO; Loan amount $100,000–$2,500,000 |
| Variable (Alt Doc – LVR ≤80% – Investment IO. Maximum LVR for Alt Doc is 85%.) | 7.69% | — | Alt Doc – LVR ≤80% – Inv IO; Loan amount $100,000–$2,500,000 |
| Variable (Full Doc – LVR ≤85% – Investment IO.) | 7.84% | — | Full Doc – LVR ≤85% – Inv IO; Loan amount $100,000–$1,500,000 |
| Variable (Full Doc – LVR ≤90% – Investment IO.) | 7.94% | — | Full Doc – LVR ≤90% – Inv IO; Loan amount $100,000–$1,000,000 |
| Variable (Alt Doc – LVR ≤85% – Investment IO. Maximum LVR for Alt Doc is 85%.) | 8.39% | — | Alt Doc – LVR ≤85% – Inv IO; Loan amount $100,000–$1,500,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee – Full Doc — One-off upfront fee for Full Doc applications. Excludes GST. | Upfront | $500.00 |
| Application Fee – Alt Doc — One-off upfront fee for Alt Doc applications. Excludes GST. | Upfront | $599.00 |
| Annual Fee — Charged yearly · Annual account keeping fee. Excludes GST. | Ongoing | $0.00 |
| Offset Account Fee — Charged monthly · $10 per offset account per month. Maximum 4 per loan. Excludes GST. | Ongoing | $10.00 |
| Valuation Fee — Charged at cost via Property Hub. AVM and Desktop valuations available subject to eligibility. Excludes GST. | Event | From $0.00 |
| Legal Fee — Legal fee from $400. Excludes GST. | Event | From $400.00 |
| Discharge Fee — Discharge fee from $550. Excludes GST. | Exit | From $550.00 |
| Risk Fee – Prime Full Doc LVR >80% to 85% — Risk fee 1.00% of the loan amount applies for Prime Full Doc residential loans at LVR >80% to 85%. No risk fee applies at ≤80% LVR. Excludes GST. | Upfront | 1% of balance |
| Risk Fee – Prime Alt Doc LVR >80% to 85% — Risk fee 1.00% of the loan amount applies for Prime Alt Doc residential loans at LVR >80% to 85%. No risk fee applies at ≤80% LVR. Excludes GST. | Upfront | 1% of balance |
| Risk Fee – Prime Full Doc LVR >85% to 90% — Risk fee 2.00% of the loan amount applies for Prime Full Doc residential loans at LVR >85% to 90%. This LVR band is not available for Alt Doc. Excludes GST. | Upfront | 2% of balance |

## Features

- **Offset account** (Up to 4 offset accounts per loan (1 per loan split). Fee: $10/month per account.)
- **Redraw facility** (Redraw facility available.)
- **Extra repayments** (Additional repayments above the required minimum repayments are available at no additional cost, subject to loan terms. Redraw may be available for eligible additional repayments.)
- **Interest Only repayments are generally available for up to 5 years. Residential Prime investment loans at LVR ≤80% may be considered for up to 10 years on a price-on-application basis. Interest-only loans revert to principal and interest at the end of the IO period.**
- **Digital banking** (Internet banking, direct debits and direct credits.)
- **Up to 4 loan splits per loan. One offset account available per split.**
- **Up to 6 borrowers accepted per application.**

## Eligibility

- **Residency status** — Australian citizens, New Zealand citizens residing in Australia, and Australian permanent residents (Eligible individual borrowers include Australian citizens, New Zealand citizens residing in Australia, and Australian Permanent Resident Visa holders, including individuals acting as trustee. For multiple borrowers, applications may be accepted where the majority of assessable income is from applicants meeting these residency requirements and any non-resident co-applicant contributes only minor or no income to servicing. Eligible trusts include discretionary, unit and family trusts. Company borrowers, including company trustees, must be Australian-domiciled and have no more than five directors.)
- **Requires Prime credit quality. Aggregate paid defaults up to $500 may be considered. No mortgage arrears, other arrears, or bankruptcy are permitted for Prime. See MA Money's Rate and Product Guide at mamoney.com.au for full eligibility criteria.**
- **Owner Occupied or Investment. Purchase, refinance, cash out, or debt consolidation. ATO debt and private-loan debt cannot be consolidated for Prime. Cash out is subject to acceptable purpose; gambling, clearing gambling debt, or meeting repayments on existing debts are not acceptable. Cash out from private lenders where interest is capitalised is capped at $200,000.**
- **Loan term 5 to 40 years. A 31–40 year term is only available for eligible purchase applications where all applicants are aged 40 or under and is not available for loans over $2.5m.**
- **Serviceability assessment applies. See MA Money's Rate and Product Guide at mamoney.com.au for full assessment criteria.**
- **Category 1: product and LVR-specific maximums apply. Category 2: maximum loan $2.5m and maximum LVR 80%. Category 3: maximum loan $1m and maximum LVR 70%. Within this product, the $2.5m product cap applies first; maximums reduce to $1.5m at 85% LVR and $1m at 90% LVR.**
- **Completed residential or rural residential property only. Maximum 25 acres. Apartments: minimum 50m² including balcony and car space, or 40m² living area with no balcony/car space. High-density apartments (40+ units in complex): maximum 80% LVR. Maximum 6 residential properties on one title. Mixed-use zoning acceptable where residence is on a separate title.**
- **Full Documentation: PAYG applicants provide the last two payslips dated within 45 days or three months of bank statements showing salary credits; self-employed applicants provide one year Company/Trust and Personal Tax Returns with corresponding Notice of Assessment, none older than 21 months. Simplified self-employed verification for eligible company directors uses three months of salary credits and the last financial-year ATO income statement. Alternative Documentation uses a Declaration of Financial Position and one of an Accountant Letter, the last two BAS, or six months of business bank statements. Prime generally requires ABN over 24 months and GST registration over 12 months.**

## Constraints

- **Minimum limit** — $100,000.00
- **Maximum limit** — $2,500,000.00 (Alt Doc: maximum loan amount $2.5m for LVR up to and including 65.00%.)
- **Maximum limit** — $2,500,000.00 (Full Doc: maximum loan amount $2.5m for LVR up to and including 65.00%.)
- **Maximum limit** — $2,500,000.00 (Alt Doc: maximum loan amount $2.5m for LVR greater than 65.00% and up to and including 70.00%.)
- **Maximum limit** — $2,500,000.00 (Full Doc: maximum loan amount $2.5m for LVR greater than 65.00% and up to and including 70.00%.)
- **Maximum limit** — $2,500,000.00 (Alt Doc: maximum loan amount $2.5m for LVR greater than 70.00% and up to and including 75.00%.)
- **Maximum limit** — $2,500,000.00 (Full Doc: maximum loan amount $2.5m for LVR greater than 70.00% and up to and including 75.00%.)
- **Maximum limit** — $2,500,000.00 (Alt Doc: maximum loan amount $2.5m for LVR greater than 75.00% and up to and including 80.00%.)
- **Maximum limit** — $2,500,000.00 (Full Doc: maximum loan amount $2.5m for LVR greater than 75.00% and up to and including 80.00%.)
- **Maximum limit** — $1,500,000.00 (Alt Doc: maximum loan amount $1.5m for LVR greater than 80.00% and up to and including 85.00%.)
- **Maximum limit** — $1,500,000.00 (Full Doc: maximum loan amount $1.5m for LVR greater than 80.00% and up to and including 85.00%.)
- **Maximum limit** — $1,000,000.00 (Full Doc: maximum loan amount $1m for LVR greater than 85.00% and up to and including 90.00%.)
- **Maximum limit** — $2,500,000.00 (Category 1 maximum loan amount $2.5m, subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum LVR** — 90% (Category 1 maximum LVR 90%, subject to the applicable product, loan amount, documentation and security restrictions.)
- **Maximum limit** — $2,500,000.00 (Category 2 maximum loan amount $2.5m, subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum LVR** — 80% (Category 2 maximum LVR 80%, subject to the applicable product, loan amount, documentation and security restrictions.)
- **Maximum limit** — $1,000,000.00 (Category 3 maximum loan amount $1m, subject to the applicable product, documentation, LVR and security restrictions.)
- **Maximum LVR** — 70% (Category 3 maximum LVR 70%, subject to the applicable product, loan amount, documentation and security restrictions.)
- **Maximum LVR** — 90% (Absolute product maximum LVR 90%, subject to the applicable loan amount, documentation type, postcode category and security conditions.)
- **Maximum LVR** — 80% (High-density apartments: maximum LVR 80%.)

## More information from MA Money

- [Overview](https://www.mamoney.com.au/brokers/resources/rate-product-information/residential-guide/)
- [Terms & conditions](https://www.mamoney.com.au/terms-conditions/)
- [Eligibility](https://www.mamoney.com.au/brokers/resources/rate-product-information/residential-guide/)
- [Fees & pricing](https://www.mamoney.com.au/brokers/resources/rate-product-information/residential-guide/)

## Data provenance

- Published by MA Money under the Consumer Data Right
- Product ID: `db39f17e-2f85-419e-8dfb-441e4fb75f3f`
- Last updated by the provider: 26 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/ma-money/db39f17e-2f85-419e-8dfb-441e4fb75f3f
- Provider page: https://www.cdrcompare.au/brands/ma-money

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/ma-money/products/db39f17e-2f85-419e-8dfb-441e4fb75f3f) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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