CommOne
Loan product targeted at business clients to purchase commercial property.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment fee ≤$3m up to 0.50% of limit >$3m available (& negotiable) on application | Upfront | Variable |
| Break Cost Fixed rate break cost fee may apply A break cost fee may be payable on early repayment during a fixed rate period if any of these events occur: the whole or part of a fixed rate account is repaid before the end of the fixed rate term; the repayments made are more than the minimum amount required during the fixed rate term; or the whole or part of a fixed rate account is changed to another type of interest rate, repayment type, or fixed rate period. | Event | Variable |
| Registration, Government Transaction charges & third party fees Registration, Government Transaction charges & third party fees may apply. | Event | Variable |
Features
- Extra repayments
- Bill payment (BPAY)
- Maximum loan term of 5 years.
- Sub-accounts available. Set up multiple sub accounts to draw down on the overarching facility limit. All sub-accounts are required to be on the same interest rate and repayment type. All sub-accounts must have the same loan purpose as the overarching facility.
- Flexible repayment structures Interest Only and Fixed Principal + Interest repayment types available. Maximum Interest Only loan term of 5 years, subject to credit approval. Fixed Principal + Interest: Repayments made up of a set principal repayment amount plus interest accrued eg. Monthly repayment of $2,000 off the principal plus interest accrued for that month.
- Unlimited transactions
- Relationship management
Eligibility
- Business customers
- Minimum age — 18 years
- Borrowers: Company, Partnership, Trust
Constraints
- Minimum limit — $1,000,000.00Target loan size is $1,000,000 and above.
- Maximum LVR — 70%Dependent on location and value of Security. Loans to medical professionals with a fellowship from an Australian Medical College or healthcare businesses meeting our Health Goodwill Guidelines can receive up to an additional 10% LVR if the lending is against the commercial owner-occupied property. Lending criteria apply.
More Information
Published by Macquarie Bank Limited under the Consumer Data Right · Last updated 1 May 2026 · Product ID BB001MBLCOM001 · View on CDR.gov.au · View Source Data (JSON)