---
title: "Business Overdraft — Macquarie Bank Limited"
description: "Overdrafts from Macquarie Bank Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/macquarie-bank-limited/products/BB001MBLOVR001
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-01T00:01:00.001Z
---

# Business Overdraft — Macquarie Bank Limited

> Overdrafts from Macquarie Bank Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Overdrafts · Negotiable rates · Macquarie**

Short-term finance for business expenses.

## Apply

Applications are handled by the provider: [Apply at Macquarie Bank Limited](https://www.macquarie.com.au/business-banking/request-a-call.html)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment fee — ≤$3m up to 0.50% of limit >$3m available (& negotiable) on application | Upfront | Variable |
| Line fee or unused limit fees — Charged every 6 months · Line fee or unused limit fees may apply and are available on application. | Ongoing | Variable |
| Registration, Government Transaction charges & third party fees — Registration, Government Transaction charges & third party fees may apply. | Event | Variable |

## Features

- **Extra repayments** (Borrower can repay the principal and interest in part or in full at any time.)
- **Not provided on a standalone basis, only available in addition to Business Transaction Account and other products.**
- **Interest payment Interest is capitalised. Interest is charged on the drawn balance.**
- **Loan Collateral Property, Business assets.**
- **LVR - Business Assets LVR vary by Industry. Dependent on amortisation and asset profile. Subject to lending criteria.**
- **Redraw facility** (Redraw of funds is available.)
- **Overdraft available**
- **Loan term No maximum loan term. Repayment is on demand.**
- **Unlimited transactions** (Unlimited transactions permitted, up to the specified limit.)
- **Bill payment (BPAY)**
- **Relationship management**
- **Fraud protection** (Safe and secure - Macquarie Authenticator adds an extra layer of customisable security to your banking)
- **Digital banking** (Manage Banking Online)
- **Guarantor supported**

## Eligibility

- **Business customers**
- **Minimum age** — 18 years
- **Borrowers: Company, Partnership, Trust**

## Constraints

- **Minimum limit** — $50,000.00
- **Maximum LVR** — 80% (Applies to Residential Property. Property Security LVR is dependent on location and value of Security. Loans to medical professionals with a fellowship from an Australian Medical College or healthcare businesses meeting our Health Goodwill Guidelines can receive up to an additional 10% LVR if the lending is against the residential property (excluding 'retail' borrower investments. A 'retail' borrower includes an investor in residential property that is an individual regulated under NCCP or is a company that is not a trading business or has less than 4 properties). Lending criteria apply.)
- **Maximum LVR** — 70% (Applies to Commercial Property. Dependent on location and value of Security. Loans to medical professionals with a fellowship from an Australian Medical College or healthcare businesses meeting our Health Goodwill Guidelines can receive up to an additional 10% LVR if the lending is against the commercial owner-occupied property. Lending criteria apply.)

## Bundles

- **Business Overdraft** — Business overdrafts are not provided on a standalone basis, only available in addition to other products.

## More information from Macquarie Bank Limited

- [Overview](https://www.macquarie.com.au/assets/bfs/documents/broker/commercial-broker/commercial-lending-guide.pdf)
- [Eligibility](https://www.macquarie.com.au/assets/bfs/documents/broker/commercial-broker/commercial-lending-guide.pdf)
- [Fees & pricing](https://www.macquarie.com.au/assets/bfs/documents/broker/commercial-broker/commercial-lending-guide.pdf)
- [Bundle information](https://www.macquarie.com.au/business-banking/business-loans.html)

## Data provenance

- Published by Macquarie Bank Limited under the Consumer Data Right
- Product ID: `BB001MBLOVR001`
- Last updated by the provider: 1 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/macquarie-bank-limited/BB001MBLOVR001
- Provider page: https://www.cdrcompare.au/brands/macquarie-bank-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000163

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/macquarie-bank-limited/products/BB001MBLOVR001) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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