---
title: "Macquarie Business Savings Account — Macquarie Bank Limited"
description: "Transaction & Savings Accounts from Macquarie Bank Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/macquarie-bank-limited/products/BS001MBLBSA001
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-11T00:01:00.001Z
---

# Macquarie Business Savings Account — Macquarie Bank Limited

> Transaction & Savings Accounts from Macquarie Bank Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Macquarie**

A high-interest online business savings account with no fees

## At a glance

- **Base rate:** 4.65%

## Apply

Applications are handled by the provider: [Apply at Macquarie Bank Limited](https://www.macquarie.com.au/business-banking/business-accounts/savings-account.html)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 4.65% | Base rate 1 | monthly |
| Variable | 4.65% | Base rate 2 | monthly |
| Variable | 4.15% | Base rate 3 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Online Payments — We don't charge Transaction or Online Payment Fees. | Transaction | $0.00 |
| Monthly account fees — Charged monthly · We don't charge Monthly account fees | Ongoing | $0.00 |

## Features

- **Bill payment (BPAY)** — BPAY® (BPAY®-outbound)
- **Real-time payments (NPP)** (PayTo)
- **Pay Anyone Payments**
- **Direct Credit**
- **Direct Debit**
- **Internal Transfer**
- **Digital banking** (Online Banking)
- **Digital banking** (Mobile Banking)
- **Notifications** — Notifications made available through Online Banking and/or Mobile Banking.
- **Daily Pay Anyone Payment limit. The $100,000 limit is applicable for customers who use the Macquarie Authenticator App and are registered for Electronic Banking. Otherwise, a default limit of $2,000 will apply.**
- **Daily PayID Payment sub-limit. The $10,000 limit operates as a sub-limit of the daily Pay Anyone limit.**
- **Real-time payments (NPP)** (PayID®)

## Eligibility

- **Residency status** — An Australian residential address required
- **Minimum age** — 15 years (Minimum age requirement)
- **Must have an Australian mobile phone number**
- **Must have a valid email address**
- **Only available for eligible businesses. Sole Traders and Australian Propietary Companies**
- **Business customers** (Must have an ABN)

## More information from Macquarie Bank Limited

- [Overview](https://www.macquarie.com.au/business-banking/business-accounts/savings-account.html)
- [Terms & conditions](https://www.macquarie.com.au/digital-banking/bank-accounts-terms-and-conditions.html)
- [Eligibility](https://www.macquarie.com.au/business-banking/business-accounts/savings-account.html)
- [Fees & pricing](https://www.macquarie.com.au/business-banking/business-accounts/savings-account.html)

## Data provenance

- Published by Macquarie Bank Limited under the Consumer Data Right
- Product ID: `BS001MBLBSA001`
- Last updated by the provider: 11 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/macquarie-bank-limited/BS001MBLBSA001
- Provider page: https://www.cdrcompare.au/brands/macquarie-bank-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000163

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/macquarie-bank-limited/products/BS001MBLBSA001) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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