Macquarie Cash Management Account
The Macquarie Cash Management Account is the centre of your wealth ecosystem and benefit from transparency, detailed reporting and zero account keeping fees.
- Base rate
- 2.75%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable CMA non-advised accounts | 2.75% | — | monthly |
| Variable Rate is available to accounts with a primary financial services professional that is licensed to give financial product advice. | 2.75% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Audit letter | Event | $0.00 |
| Transaction Investigation | Event | $0.00 |
| Real Time Gross Settlement (RTGS) Transfer funds within the same Business Day to another Australian financial institution (subject to cut off times). | Transaction | $0.00 |
| Monthly account fee Charged monthly | Ongoing | $0.00 |
| Online payments Make internal transfers, pay anyone and BPAY payments through online banking and mobile banking on an immediate or scheduled basis. | Transaction | $0.00 |
| Dishonoured payments (including cheques) | Event | $0.00 |
| Statements Viewed/printed online. Historical statements for up to 10 years are available online. | Event | $0.00 |
Features
- Macquarie CMA puts 10 years of statements at your fingertips
- Unlimited transactions
- No account-keeping fees or management fees.
- Digital banking
- Mobile and Online Banking
- The Cash Account is a retail deposit with Macquarie and is eligible for coverage under the Australian Government's Financial Claims Scheme (Government Guarantee).
- Deposits and withdrawals available through funds transfers.
- Bill payment (BPAY)
- Real-time payments (NPP)
- NPP Payments
Eligibility
- Residency status — Permanent Australian residential address required.
- Minimum age — 18 years
- Must have Australian mobile number
- Must have an email address
Bundles
Cash management solution
Link your clients Cash Management Account with a Macquarie Cash Management Accelerator.
The Accelerator is opened alongside a CMA, the hub of your investment portfolio. Use the Accelerator to hold cash funds at a higher interest rate than the CMA, and transfer between the two when you need to access funds for investment opportunities or payments from your CMA.
More Information
Published by Macquarie Bank Limited under the Consumer Data Right · Last updated 22 May 2026 · Product ID CM001MBLCMA001 · View on CDR.gov.au · View Source Data (JSON)