---
title: "Macquarie Cash Management Accelerator Account — Macquarie Bank Limited"
description: "Transaction & Savings Accounts from Macquarie Bank Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/macquarie-bank-limited/products/CM001MBLXLR001
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-22T00:01:00.001Z
---

# Macquarie Cash Management Accelerator Account — Macquarie Bank Limited

> Transaction & Savings Accounts from Macquarie Bank Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Macquarie**

Our Cash Management Accelerator Account offer you and your clients award-winning functionality to enable control, transparency and speed.

## At a glance

- **Base rate:** 4.65%

## Apply

Applications are handled by the provider: [Apply at Macquarie Bank Limited](https://www.macquarie.com.au/advisers/solutions/macquarie-cash-management-account.html)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (CMA advised accounts) | 4.65% | Base rate 1 | monthly |
| Variable (CMA advised accounts) | 4.15% | Base rate 2 | monthly |
| Variable (CMA advised accounts) | 3% | Base rate 3 | monthly |
| Variable (CMA non-advised accounts) | 4.65% | Base rate 1 | monthly |
| Variable (CMA non-advised accounts) | 4.15% | Base rate 2 | monthly |
| Variable (CMA non-advised accounts) | 3% | Base rate 3 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Audit letter | Event | $0.00 |
| Transaction Investigation | Event | $0.00 |
| Monthly account fee — Charged monthly | Ongoing | $0.00 |
| Online payments — Make internal transfers, pay anyone and BPAY payments through online banking and mobile banking on an immediate or scheduled basis. | Transaction | $0.00 |
| Dishonoured payments (including cheques) | Event | $0.00 |
| Statements — Viewed/printed online. Historical statements for up to 10 years are available online. | Event | $0.00 |

## Features

- **Digital banking** (Mobile and Online banking)
- **Unlimited transactions** (No monthly fees or minimum deposit conditions.)
- **Real-time transfers to and from your linked CMA during a business day**
- **The Cash Account is a retail deposit with Macquarie and is eligible for coverage under the Australian Government's Financial Claims Scheme (Government Guarantee).**
- **Deposits and withdrawals available via funds transfer. Withdrawals can only be to your linked Macquarie CMA.**
- **Real-time payments (NPP)**
- **Relationship management** (You can appoint another person, financial services professional or company to have access to and operate your account.)
- **Your Financial Services Professional can view your Cash Account online and help you act quickly on investment opportunities as they arise. Give your accountant viewing access to your Cash Account so they can download your current and historical transaction reports themselves.**
- **Fraud protection** (Macquarie Authenticator is our two-factor authentication app designed to maximise your security)

## Eligibility

- **Residency status** — Permanent Australian residential address required.
- **Minimum age** — 18 years
- **Must have Australian mobile number**
- **Must have an email address**
- **Must hold a Cash Management account**

## Bundles

- **Cash management solution** — Link your clients Cash Management Account with a Macquarie Cash Management Accelerator. (The Accelerator is opened alongside a CMA, the hub of your investment portfolio. Use the Accelerator to hold cash funds at a higher interest rate than the CMA, and transfer between the two when you need to access funds for investment opportunities or payments from your CMA.)

## More information from Macquarie Bank Limited

- [Overview](https://www.macquarie.com.au/investing/cash-management-account.html)
- [Terms & conditions](https://www.macquarie.com.au/digital-banking/bank-accounts-terms-and-conditions.html)
- [Eligibility](https://www.macquarie.com.au/digital-banking/bank-accounts-terms-and-conditions.html)
- [Fees & pricing](https://www.macquarie.com.au/investing/cash-management-account.html#tab-panels-0-account-fees)

## Data provenance

- Published by Macquarie Bank Limited under the Consumer Data Right
- Product ID: `CM001MBLXLR001`
- Last updated by the provider: 22 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/macquarie-bank-limited/CM001MBLXLR001
- Provider page: https://www.cdrcompare.au/brands/macquarie-bank-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000163

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/macquarie-bank-limited/products/CM001MBLXLR001) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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