---
title: "Macquarie Term Deposit — Macquarie Bank Limited"
description: "Term Deposits from Macquarie Bank Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/macquarie-bank-limited/products/TD001MBLTDA001
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-18T00:01:00.001Z
---

# Macquarie Term Deposit — Macquarie Bank Limited

> Term Deposits from Macquarie Bank Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · Macquarie**

Lock in a fixed interest rate for a set term.

## At a glance

- **Fixed rate:** 5.15% (1 year)

## Apply

Applications are handled by the provider: [Apply at Macquarie Bank Limited](https://www.macquarie.com.au/everyday-banking/term-deposits.html)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 month (For balances of 1 million dollars and under) | 2.1% | 1 month term interest paid at maturity | monthly |
| Fixed · 2 months (For balances of 1 million dollars and under) | 2.1% | 2 month term interest paid monthly | monthly |
| Fixed · 2 months (For balances of 1 million dollars and under) | 2.1% | 2 month term interest paid at maturity | every 2 months |
| Fixed · 3 months (For balances of 1 million dollars and under) | 5% | 3 month term interest paid at maturity | every 3 months |
| Fixed · 3 months (For balances of 1 million dollars and under) | 4.98% | 3 month term interest paid monthly | monthly |
| Fixed · 4 months (For balances of 1 million dollars and under) | 5% | 4 month term interest paid at maturity | every 4 months |
| Fixed · 4 months (For balances of 1 million dollars and under) | 4.97% | 4 month term interest paid monthly | monthly |
| Fixed · 6 months (For balances of 1 million dollars and under) | 5.05% | 6 month term interest paid at maturity | every 6 months |
| Fixed · 6 months (For balances of 1 million dollars and under) | 5% | 6 month term interest paid monthly | monthly |
| Fixed · 6 months (For balances of 1 million dollars and under) | 5.02% | 6 month term interest paid quarterly | every 3 months |
| Fixed · 9 months (For balances of 1 million dollars and under) | 5.1% | 9 month term interest paid at maturity | every 9 months |
| Fixed · 9 months (For balances of 1 million dollars and under) | 5.02% | 9 month term interest paid monthly | monthly |
| Fixed · 9 months (For balances of 1 million dollars and under) | 5.04% | 9 month term interest paid quarterly | every 3 months |
| Fixed · 1 year (For balances of 1 million dollars and under) | 5.15% | 1 year term interest paid at maturity | every 12 months |
| Fixed · 1 year (For balances of 1 million dollars and under) | 5.03% | 1 year term interest paid monthly | monthly |
| Fixed · 1 year (For balances of 1 million dollars and under) | 5.05% | 1 year term interest paid quarterly | every 3 months |
| Fixed · 1 year (For balances of 1 million dollars and under) | 5.09% | 1 year term interest paid half-yearly | every 6 months |
| Fixed · 2 years (For balances of 1 million dollars and under) | 1.98% | 2 year term interest paid monthly | monthly |
| Fixed · 2 years (For balances of 1 million dollars and under) | 1.99% | 2 year term interest paid quarterly | every 3 months |
| Fixed · 2 years (For balances of 1 million dollars and under) | 1.99% | 2 year term interest paid half-yearly | every 6 months |
| Fixed · 2 years (For balances of 1 million dollars and under) | 2% | 2 year term interest paid annually | every 12 months |
| Fixed · 3 years (For balances of 1 million dollars and under) | 1.98% | 3 year term interest paid monthly | monthly |
| Fixed · 3 years (For balances of 1 million dollars and under) | 1.99% | 3 year term interest paid quarterly | every 3 months |
| Fixed · 3 years (For balances of 1 million dollars and under) | 1.99% | 3 year term interest paid half-yearly | every 6 months |
| Fixed · 3 years (For balances of 1 million dollars and under) | 2% | 3 year term interest paid annually | every 12 months |
| Fixed · 4 years (For balances of 1 million dollars and under) | 1.98% | 4 year term interest paid monthly | monthly |
| Fixed · 4 years (For balances of 1 million dollars and under) | 1.99% | 4 year term interest paid quarterly | every 3 months |
| Fixed · 4 years (For balances of 1 million dollars and under) | 1.99% | 4 year term interest paid half-yearly | every 6 months |
| Fixed · 4 years (For balances of 1 million dollars and under) | 2% | 4 year term interest paid annually | every 12 months |
| Fixed · 5 years (For balances of 1 million dollars and under) | 1.98% | 5 year term interest paid monthly | monthly |
| Fixed · 5 years (For balances of 1 million dollars and under) | 1.99% | 5 year term interest paid quarterly | every 3 months |
| Fixed · 5 years (For balances of 1 million dollars and under) | 1.99% | 5 year term interest paid half-yearly | every 6 months |
| Fixed · 5 years (For balances of 1 million dollars and under) | 2% | 5 year term interest paid annually | every 12 months |
| Fixed · 1 month (For balances over 1 million dollars) | 2.1% | 1 month term interest paid at maturity | monthly |
| Fixed · 2 months (For balances over 1 million dollars) | 2.1% | 2 month term interest paid monthly | monthly |
| Fixed · 2 months (For balances over 1 million dollars) | 2.1% | 2 month term interest paid at maturity | every 2 months |
| Fixed · 3 months (For balances over 1 million dollars) | 4.75% | 3 month term interest paid at maturity | every 3 months |
| Fixed · 3 months (For balances over 1 million dollars) | 4.73% | 3 month term interest paid monthly | monthly |
| Fixed · 4 months (For balances over 1 million dollars) | 4.75% | 4 month term interest paid at maturity | every 4 months |
| Fixed · 4 months (For balances over 1 million dollars) | 4.72% | 4 month term interest paid monthly | monthly |
| Fixed · 6 months (For balances over 1 million dollars) | 4.9% | 6 month term interest paid at maturity | every 6 months |
| Fixed · 6 months (For balances over 1 million dollars) | 4.85% | 6 month term interest paid monthly | monthly |
| Fixed · 6 months (For balances over 1 million dollars) | 4.87% | 6 month term interest paid quarterly | every 3 months |
| Fixed · 9 months (For balances over 1 million dollars) | 5% | 9 month term interest paid at maturity | every 9 months |
| Fixed · 9 months (For balances over 1 million dollars) | 4.92% | 9 month term interest paid monthly | monthly |
| Fixed · 9 months (For balances over 1 million dollars) | 4.94% | 9 month term interest paid quarterly | every 3 months |
| Fixed · 1 year (For balances over 1 million dollars) | 5.05% | 1 year term interest paid at maturity | every 12 months |
| Fixed · 1 year (For balances over 1 million dollars) | 4.94% | 1 year term interest paid monthly | monthly |
| Fixed · 1 year (For balances over 1 million dollars) | 4.96% | 1 year term interest paid quarterly | every 3 months |
| Fixed · 1 year (For balances over 1 million dollars) | 4.99% | 1 year term interest paid half-yearly | every 6 months |
| Fixed · 2 years (For balances over 1 million dollars) | 1.98% | 2 year term interest paid monthly | monthly |
| Fixed · 2 years (For balances over 1 million dollars) | 1.99% | 2 year term interest paid quarterly | every 3 months |
| Fixed · 2 years (For balances over 1 million dollars) | 1.99% | 2 year term interest paid half-yearly | every 6 months |
| Fixed · 2 years (For balances over 1 million dollars) | 2% | 2 year term interest paid annually | every 12 months |
| Fixed · 3 years (For balances over 1 million dollars) | 1.98% | 3 year term interest paid monthly | monthly |
| Fixed · 3 years (For balances over 1 million dollars) | 1.99% | 3 year term interest paid quarterly | every 3 months |
| Fixed · 3 years (For balances over 1 million dollars) | 1.99% | 3 year term interest paid half-yearly | every 6 months |
| Fixed · 3 years (For balances over 1 million dollars) | 2% | 3 year term interest paid annually | every 12 months |
| Fixed · 4 years (For balances over 1 million dollars) | 1.98% | 4 year term interest paid monthly | monthly |
| Fixed · 4 years (For balances over 1 million dollars) | 1.99% | 4 year term interest paid quarterly | every 3 months |
| Fixed · 4 years (For balances over 1 million dollars) | 1.99% | 4 year term interest paid half-yearly | every 6 months |
| Fixed · 4 years (For balances over 1 million dollars) | 2% | 4 year term interest paid annually | every 12 months |
| Fixed · 5 years (For balances over 1 million dollars) | 1.98% | 5 year term interest paid monthly | monthly |
| Fixed · 5 years (For balances over 1 million dollars) | 1.99% | 5 year term interest paid quarterly | every 3 months |
| Fixed · 5 years (For balances over 1 million dollars) | 1.99% | 5 year term interest paid half-yearly | every 6 months |
| Fixed · 5 years (For balances over 1 million dollars) | 2% | 5 year term interest paid annually | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Break fee — The break fee equals 25% of interest accrued on your Term Deposit as at the date of closure and will be deducted from the total interest payable to you. | Exit | 25% of interest accrued |

## Features

- **Digital banking** (A connected, digital experience.)
- **Lock in a fixed interest rate for a set term. Choose how often you receive interest payments for added flexibility.**
- **View your term deposit details in app at anytime. Plus, you can update your maturity instructions to reinvest or withdraw funds in the mobile app.**

## Eligibility

- **Residency status** — Application must be submitted in Australia. You must be a permanent resident of Australia.
- **Term deposit must be funded by Direct Debit.**
- **Available for Companies and Trusts.**
- **Minimum age** — 18 years (Minimum age requirement.)
- **Must have an Australian mobile number.**
- **Must have an email address.**

## Constraints

- **Minimum balance** — $5,000.00 (Minimum opening deposit must be equal to or above $5,000.)

## More information from Macquarie Bank Limited

- [Overview](https://www.macquarie.com.au/everyday-banking/term-deposits.html)
- [Terms & conditions](https://www.macquarie.com.au/digital-banking/term-deposit-account-terms-and-conditions.html)
- [Eligibility](https://www.macquarie.com.au/help/personal/term-deposits/opening-an-account/what-you-need-to-open-a-term-deposit.html)
- [Fees & pricing](https://www.macquarie.com.au/everyday-banking/term-deposits.html)

## Data provenance

- Published by Macquarie Bank Limited under the Consumer Data Right
- Product ID: `TD001MBLTDA001`
- Last updated by the provider: 18 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/macquarie-bank-limited/TD001MBLTDA001
- Provider page: https://www.cdrcompare.au/brands/macquarie-bank-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000163

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/macquarie-bank-limited/products/TD001MBLTDA001) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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