Macquarie Digital Term Deposit
Lock in a fixed interest rate for a set term.
- Fixed rate
- 5.2%
- 1 year
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed · 3 months For balances of 1 million dollars and under | 5% | 3 month term interest paid at maturity | every 3 months |
| Fixed · 6 months For balances of 1 million dollars and under | 5.1% | 6 month term interest paid at maturity | every 6 months |
| Fixed · 9 months For balances of 1 million dollars and under | 5.15% | 9 month term interest paid at maturity | every 9 months |
| Fixed · 1 year For balances of 1 million dollars and under | 5.2% | 12 month term interest paid at maturity | every 12 months |
| Fixed · 3 months For balances of over 1 million dollars | 4.75% | 3 month term interest paid at maturity |
Features
- Digital banking
- A connected, digital experience.
- Lock in a fixed interest rate for a set term.
- View your term deposit details in app at anytime.
Eligibility
- Residency status — Application must be submitted in Australia. You must be a permanent resident of Australia.
- Minimum age — 18 yearsMinimum age requirement.
- Must have an Australian mobile number.
- Must have an email address.
- Only available for individual or joint accounts.
- Must have a Macquarie Transaction or Savings Account.
Constraints
- Minimum balance — $25,000.00Minimum opening deposit must be equal to or above $25,000.
More Information
Published by Macquarie Bank Limited under the Consumer Data Right · Last updated 8 July 2026 · Product ID TD001MBLTDA002 · View on CDR.gov.au · View Source Data (JSON)