Bonus Saver
A savings account that pays a competitive interest rate when at least one deposit and no withdrawals are made in the calendar month.
- Base rate
- 0%
- Bonus rate
- 4%
- conditions apply
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Penalty Interest will be charged on overdrawn accounts. | 20% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | — | monthly |
| Bonus | 4% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_DISHONOUR Capped at $0.00 · A dishonoured cheque is a cheque that is not paid by the financial institution on which it is drawn. A dishonour fee will apply each time the cheque is presented for payment and dishonoured. | Event | $9.00 |
| DIRECT_ENTRY_DISHONOUR Capped at $0.00 · Payable when a direct entry (inward and outward) is dishonoured. | Event | $9.00 |
| DOCUMENT_FEE Capped at $0.00 · $60.00 per hour (subject to minimum $10.00 per copy). Payable if you request copies of documents such as withdrawal forms or statements, or you ask us to verify a transaction performed on your Account e.g. evidence of a Visa Debit Card purchase. | Event | $60.00 |
| FINANCIAL_INSTITUTION_CHEQUE Capped at $0.00 · Payable when you request us to issue a financial institution cheque. | Event | $2.50 |
| MISCELLANEOUS_SERVICE_FEE Capped at $0.00 · $60.00 per hour. Payable if you request information not covered by the Document Fee. | Event | $60.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_AUSTRALIAN_CURRENCY Capped at $0.00 · Payable if we assist you send funds electronically overseas in Australian dollars. |
Features
- Digital banking
- PayID
- Real-time payments (NPP)
- Notifications — Mutual Alerts - Balance, low and high balance, deposit, withdrawal
- Unlimited transactions
- Bill payment (BPAY) — BPAY
- Pay bills using BPAY
- Staff assisted transactions - Branch and Contact Centre
Eligibility
- Residency status — Australian citizen or a permanent resident of Australia or otherwise approved
- Individuals onlyAvailable for personal use only
- Minimum age — 12 years
Constraints
- Opening balance — $0.00
- Minimum balance — $0.00
More Information
Published by Maitland Mutual Limited under the Consumer Data Right · Last updated 3 July 2026 · Product ID Bonus_Saver · View on CDR.gov.au