Business Mortgage Loan
A loan for business purposes, secured by residential security.
- From (investment)
- 6.84%
- Fixed
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 1 year Special Offer Fixed Rate. LVR up to 79.99%. Minimum loan amount $100,000.00. | 6.84% | — | — |
| Fixed · 2 years Special Offer Fixed Rate. LVR up to 79.99%. Minimum loan amount $100,000.00. | 6.84% | — | — |
| Fixed · 3 years Special Offer Fixed Rate. LVR up to 79.99%. Minimum loan amount $100,000.00. | 6.94% | — | — |
| Variable Special Offer Variable Rate. LVR up to 59.99%. Minimum loan amount $100,000.00. | 6.99% | — | — |
| Variable Special Offer Variable Rate. LVR 60% to 79.99%. Minimum loan amount $100,000.00. | 6.99% | — | — |
| Fixed · 1 year Standard Fixed Rate. LVR up to 79.99%. Minimum loan amount $20,000.00. Interest margin may apply | 9.59% |
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_ISSUING_FEE_COMM Capped at $0.00 · Payable to us when a payment is made from your loan account by way of Financial Institution (FI) Cheque. | Event | $2.50 |
| COMMITMENT_FEE Charged daily · Capped at $0.00 · Fee is charged on the unused portion of the facility limit. It is calculated daily from the date two months after the date of the Facility Offer until the facility is fully drawn. | Ongoing | 0% of balance (D) |
| DEFAULT_ADMINISTRATION_FEE_COMM Capped at $0.00 · Payable to us when you are in default because you have not (or a security provider has not) performed an obligation on time (including any obligation to pay money). | Event | $50.00 |
| DISCHARGE_ADMINISTRATION_FEE_COMM Capped at $0.00 · Per security. Payable to us each time we release a security. | Event | $200.00 |
| DISHONOUR_FEE_COMM Capped at $0.00 · Payable to us when a payment (such as a direct debit, salary deduction or cheque) is dishonoured. | Event | $9.00 |
| DUPLICATE_FEE_COMM Capped at $0.00 · Per copied document. Payable to us when we provide a copy of a document at your request. |
Features
- Digital banking
- Redraw facility
- Redraw available on application only, minimum redraw $1,000, online or staff assisted
- Variable and fixed interest rate options available
- Extra repayments
- Extra repayments up to $20,000 during a fixed term
- Loan terms up to 20 years
- Available for bridging purposes
Eligibility
- Business customers
- Residency status — Australian citizen or a permanent resident of Australia or otherwise approved
- Minimum age — 18 years
- Secured by residential property only
- 'Special Offer' rates available for principal and interest loans with a minimum loan amount of $100,000.00 and an LVR of up to 80%
Constraints
- Minimum limit — $200,000.00Minimum loan amount $20,000.00 for standard rates.
- Minimum limit — $100,000.00Minimum loan amount $100,000.00 for special offer rates.
- Maximum LVR — 80%
More Information
Published by Maitland Mutual Limited under the Consumer Data Right · Last updated 30 June 2026 · Product ID Business_Mortgage_Loan · View on CDR.gov.au