---
title: "Business Mortgage Loan — Maitland Mutual Limited"
description: "Business Loans from Maitland Mutual Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/maitland-mutual-limited/products/Business_Mortgage_Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-30T11:52:14.000+10:00
---

# Business Mortgage Loan — Maitland Mutual Limited

> Business Loans from Maitland Mutual Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · The Mutual Bank**

A loan for business purposes, secured by residential security.

## At a glance

- **From (investment):** 6.84% (Fixed)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 year (Special Offer Fixed Rate. LVR up to 79.99%. Minimum loan amount $100,000.00.) | 6.84% | — | — |
| Fixed · 2 years (Special Offer Fixed Rate. LVR up to 79.99%. Minimum loan amount $100,000.00.) | 6.84% | — | — |
| Fixed · 3 years (Special Offer Fixed Rate. LVR up to 79.99%. Minimum loan amount $100,000.00.) | 6.94% | — | — |
| Variable (Special Offer Variable Rate. LVR up to 59.99%. Minimum loan amount $100,000.00.) | 6.99% | — | — |
| Variable (Special Offer Variable Rate. LVR 60% to 79.99%. Minimum loan amount $100,000.00.) | 6.99% | — | — |
| Fixed · 1 year ( Standard Fixed Rate. LVR up to 79.99%. Minimum loan amount $20,000.00. Interest margin may apply) | 9.59% | — | — |
| Fixed · 2 years (Standard Fixed Rate. LVR up to 79.99%. Minimum loan amount $20,000.00. Interest margin may apply.) | 9.59% | — | — |
| Fixed · 3 years (Standard Fixed Rate. LVR up to 79.99%. Minimum loan amount $20,000.00. Interest margin may apply.) | 9.79% | — | — |
| Variable (Standard Variable Rate. LVR up to 59.99%. Minimum loan amount $20,000.00. Interest margin may apply.) | 10.29% | — | — |
| Variable (Standard Variable Rate. LVR 60% to 79.99%. Minimum loan amount $20,000.00. Interest margin may apply.) | 10.29% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| CHEQUE_ISSUING_FEE_COMM — Payable to us when a payment is made from your loan account by way of Financial Institution (FI) Cheque. | Event | $2.50 |
| COMMITMENT_FEE — Charged daily · Fee is charged on the unused portion of the facility limit. It is calculated daily from the date two months after the date of the Facility Offer until the facility is fully drawn. | Ongoing | 1.5% of balance (D) |
| DEFAULT_ADMINISTRATION_FEE_COMM — Payable to us when you are in default because you have not (or a security provider has not) performed an obligation on time (including any obligation to pay money). | Event | $50.00 |
| DISCHARGE_ADMINISTRATION_FEE_COMM — Per security. Payable to us each time we release a security. | Event | $200.00 |
| DISHONOUR_FEE_COMM — Payable to us when a payment (such as a direct debit, salary deduction or cheque) is dishonoured. | Event | $9.00 |
| DUPLICATE_FEE_COMM — Per copied document. Payable to us when we provide a copy of a document at your request. | Event | $20.00 |
| DUPLICATE_STATEMENT_FEE_COMM — Payable to us when we provide a copy of a statement at your request. | Event | $7.00 |
| INFORMATION_FEE_COMM — $1.00 per minute ($20.00 minimum fee). The fee will be calculated on the actual time spent retrieving and providing the information requested. Payable to us to provide information and that information is provided in writing. | Cash advance | $20.00 |
| LOAN_APPLICATION_FEE_COMM — Minimum Fee $250.00 - available at the time of the application. | Cash advance | $250.00 |
| LOAN/OVERDRAFT_SERVICE_FEE_COMM — Minimum fee $50.00 per quarter. Amount available on application. Fee is debited on your account quarterly in arrears on the last day of March, June, September and December. | Cash advance | $50.00 |
| PRODUCTION_FEE_COMM — Per document per production, plus any agents fees. Payable to us if we produce a document to the Land and Property Information division of the NSW Department of Lands or its equivalent in other jurisdictions. | Event | $200.00 |
| PROGRESS_PAYMENT_FEE_COMM — Minimum $100 per progress payment. Payable when a progress payment is made on a building or construction loan. | Cash advance | $100.00 |
| SECURITY_SUBSTITUTION_FEE_COMM — Per new security. Payable to us to substitute a new security for an existing one. | Event | $300.00 |
| SETTLEMENT_FEE_COMM — Per settlement. Payable to us each time we or our solicitors attend settlement in connection with a security. | Event | $150.00 |
| SWITCHING_FEE_COMM — Per switch. Payable to us to convert from one interest rate option to another on an existing loan or switch to another of our loan products. | Event | $300.00 |
| AGENTS_COSTS_COMM — Not ascertainable. Payable to us or our solicitor or their agent when they attend to the registration of a discharge of mortgage at your request or when an agent is required to attend a settlement, produce or lodge documents at the Lands and Property Services division of New South Wales Department of Lands or its equivalent in other jurisdictions. | Cash advance | Variable |
| RENEGOTIATION_FEE_COMMERCIAL_LOAN — Amount available on application. Payable to us whenever we agree to renegotiate or vary conditions on your loan other than altering interest rate options. | Cash advance | Variable |
| VALUATION_FEE_COMMERCIAL_LOANS_(PROGRESS_VALUATION) — Amount not ascertainable. Payable on building and constructions loans for progress valuation fees. | Cash advance | Variable |
| VALUATION_FEE_COMMERCIAL_LOANS — Valuation fees are available upon enquiry. Valuation Fees are payable in relation to each property to which a loan is secured, and may vary according to the location of the secured property. | Cash advance | Variable |
| CONSENT_FEE_COMM — Per consent. Payable to us when you ask us to consent to leasing, subdividing or any other dealing in relation to the security property. | Event | $200.00 |
| BREAK_COSTS_COMMERCIAL_LOANS — Amount not ascertainable. May be payable to us when you are under thefixed rate option and, before the end of your fixed rate period, you convert to the variable rate option; or  convert from one fixed rate option to another fixed rate option; or prepay the total amount owing; or prepay an amount of $20,000 or more; or are in default and the total amount owing becomes immediately due for payment. | Cash advance | Variable |
| BREAK_COST_ADMINISTRATION_FEE_COMM — Payable to us in addition to Break Costs. | Event | $300.00 |
| ROLLOVER_FEE_COMM — Per rollover. Payable to us when a loan goes from one fixed rate period to another. | Event | $200.00 |

## Features

- **Digital banking**
- **Redraw facility** (Redraw available on application only, minimum redraw $1,000, online or staff assisted)
- **Variable and fixed interest rate options available**
- **Extra repayments** (Extra repayments up to $20,000 during a fixed term)
- **Loan terms up to 20 years**
- **Available for bridging purposes**

## Eligibility

- **Business customers**
- **Residency status** — Australian citizen or a permanent resident of Australia or otherwise approved
- **Minimum age** — 18 years
- **Secured by residential property only**
- **'Special Offer' rates available for principal and interest loans with a minimum loan amount of $100,000.00 and an LVR of up to 80%**

## Constraints

- **Minimum limit** — $200,000.00 (Minimum loan amount $20,000.00 for standard rates.)
- **Minimum limit** — $100,000.00 (Minimum loan amount $100,000.00 for special offer rates.)
- **Maximum LVR** — 80%

## More information from Maitland Mutual Limited

- [Overview](https://www.themutual.com.au/business-banking/business-loans/)
- [Fees & pricing](https://www.themutual.com.au/help-support/tools-services/lending-fees-and-charges/)

## Data provenance

- Published by Maitland Mutual Limited under the Consumer Data Right
- Product ID: `Business_Mortgage_Loan`
- Last updated by the provider: 30 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/maitland-mutual-limited/Business_Mortgage_Loan
- Provider page: https://www.cdrcompare.au/brands/maitland-mutual-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000203

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/maitland-mutual-limited/products/Business_Mortgage_Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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