Express Credit Facility
A line of credit facility. Use the equity in your home and draw up to your approved credit limit.
- From (investment)
- 8.64%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.64% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_ISSUING_FEE Capped at $0.00 · Payable to us when a payment is made from your loan account by way of Financial Institution (FI) Cheque. | Event | $2.50 |
| CONSENT_FEE Capped at $0.00 · Per consent. Payable to us when you ask us to consent to leasing, subdividing or any other dealing in relation to the security property. | Event | $200.00 |
| DEFAULT_ADMINISTRATION_FEE Capped at $0.00 · Payable to us when the borrower (or security provider) has not performed an obligation on time including an obligation to pay money. This fee is payable monthly commencing one month after the obligation should have been performed and up to and including the month in which the obligation is performed. We debit these fees to your loan account each month until the default is remedied. | Event | $50.00 |
| DISCHARGE_ADMINISTRATION_FEE Capped at $0.00 · Per Security. Payable to us each time we release a security. | Event | $200.00 |
| DISHONOUR_FEE Capped at $0.00 · Payable to us when a payment (such as a direct debit, salary deduction or cheque) is dishonoured. | Event | $9.00 |
| DUPLICATE_FEE |
Features
- No minimum repayments required providing debt remains within approved limit
- Card access — Visa Debit Card
- PayID
- Real-time payments (NPP)
- Digital banking
- Digital wallet — Apple Pay and Google Pay
- Unlimited transactions
- Staff assisted transactions - Branch and Contact Centre
Eligibility
- Residency status — Australian citizen or a permanent resident of Australia or otherwise approved
- Minimum age — 18 years
Constraints
- Minimum limit — $10,000.00Minimum credit limit $10,000.00.
- Maximum LVR — 80%
More Information
Published by Maitland Mutual Limited under the Consumer Data Right · Last updated 30 June 2026 · Product ID Express_Credit_Facility · View on CDR.gov.au