---
title: "Farm Management Deposit — Maitland Mutual Limited"
description: "Term Deposits from Maitland Mutual Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/maitland-mutual-limited/products/Farm_Management_Deposit
source: "CDR Compare"
language: en-AU
last_updated: 2026-10-01T21:05:43.000+10:00
---

# Farm Management Deposit — Maitland Mutual Limited

> Term Deposits from Maitland Mutual Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · The Mutual Bank**

A Farm Management Deposit which offers a fixed rate for terms up to 24 months.

## At a glance

- **Fixed rate:** 5.2% (1 year)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 3 months | 3.85% | Farm Management Deposit_Tier $1,000–$800,000; Farm Management Deposit_Tier 3 months | at maturity |
| Fixed · 6 months | 4.6% | Farm Management Deposit_Tier $1,000–$800,000; Farm Management Deposit_Tier 6 months | at maturity |
| Fixed · 1 year | 5.2% | Farm Management Deposit_Tier $1,000–$800,000; Farm Management Deposit_Tier 12 months | at maturity |
| Fixed · 2 years | 4.35% | Farm Management Deposit_Tier $1,000–$800,000; Farm Management Deposit_Tier 24 months | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| CHEQUE_DISHONOUR — A dishonoured cheque is a cheque that is not paid by the financial institution on which it is drawn. A dishonour fee will apply each time the cheque is presented for payment and dishonoured. | Event | $9.00 |
| DOCUMENT_FEE — $60.00 per hour (subject to minimum $10.00 per copy). Payable if you request copies of documents such as withdrawal forms or statements, or you ask us to verify a transaction performed on your Account e.g. evidence of a Visa Debit Card purchase. | Event | $60.00 |
| MISCELLANEOUS_SERVICE_FEE — $60.00 per hour. Payable if you request information not covered by the Document Fee. | Event | $60.00 |
| UNCLAIMED_MONIES_FEE — The lessor $20.00 or account balance. Payable when an account is classified as dormant. | Cash advance | $20.00 |
| FOREIGN_CURRENCY_CONVERSION_SERVICE_FEE — A 1% service fee on the Australian dollar equivalent is payable for foreign currency transactions using your Mutual Visa Debit Card. | Transaction | 1% of transaction |
| UNCLAIMED_MONIES_FEE — The lessor $20.00 or account balance. Payable when an account is classified as dormant. | Cash advance | $20.00 |
| DORMANT_ACCOUNT_FEE — This fee is charged to each of your Deposit Accounts closed due to dormancy. The lesser of $20.00 or the account balance. | Event | $20.00 |
| PHYSICAL_FOREIGN_CURRENCY — 1% of Australian currency equivalent amount. Payable when physical foreign currency is issued or purchased. | Transaction | 1% of transaction |
| DIRECT_ENTRY_DISHONOUR — Payable when a direct entry (inward and outward) is dishonoured. | Event | $9.00 |
| ATM_OWNER_FEE — This fee amount is disclosed at the time of the ATM transaction and charged by the ATM owner for an ATM transaction including an ATM enquiry. | Cash advance | Variable |
| OVERDRAWN_FEE — If your Account is overdrawn, without our prior agreement, a fee will be charged each time this occurs. Penalty interest (at the rate disclosed on the Deposit Interest Rate Schedule) will also be charged until the Account is brought back in order. | Event | $9.00 |

## Features

- **Digital banking** (View only access)
- **Notifications** — Mutual Alerts - Balance, low and high balance, deposit, withdrawal
- **A certificate account only**
- **Early redemption - 31 calendar days notice required**

## Eligibility

- **Individuals only** (Eligible Primary Producer)
- **Minimum age** — 18 years
- **Residency status** — Australian citizen or permanent resident, or as otherwise approved
- **Must acknowledge mandatory statement on the Farm Management scheme conditions**
- **Linked account must be opened and maintained for fees and charges associated with this account**

## Constraints

- **Minimum balance** — $1,000.00
- **Maximum balance** — $800,000.00
- **Opening balance** — $1,000.00

## More information from Maitland Mutual Limited

- [Overview](https://www.themutual.com.au/business/investments/farm-management-deposit/)
- [Terms & conditions](https://www.themutual.com.au/help-support/important-documents/)
- [Eligibility](https://www.themutual.com.au/help-support/important-documents/)
- [Fees & pricing](https://www.themutual.com.au/help-support/important-documents/)

## Data provenance

- Published by Maitland Mutual Limited under the Consumer Data Right
- Product ID: `Farm_Management_Deposit`
- Last updated by the provider: 1 October 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/maitland-mutual-limited/Farm_Management_Deposit
- Provider page: https://www.cdrcompare.au/brands/maitland-mutual-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000203

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/maitland-mutual-limited/products/Farm_Management_Deposit) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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