Internet Saver
An online savings account.
- Base rate
- 3.25%
- Bonus rate
- 2.4%
- conditions apply
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Penalty Interest will be charged on overdrawn accounts. | 20% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Bonus | 2.4% | — | monthly |
| Variable | 3.25% | Internet Saver_Tier_1 | monthly |
| Variable | 3.25% | Internet Saver_Tier_2 | monthly |
| Variable | 3.25% | Internet Saver_Tier_3 | monthly |
| Variable | 3.25% | Internet Saver_Tier_4 | monthly |
| Variable | 3.25% | Internet Saver_Tier_5 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| DIRECT_ENTRY_DISHONOUR Capped at $0.00 · Payable when a direct entry (inward and outward) is dishonoured. | Event | $9.00 |
| DOCUMENT_FEE Capped at $0.00 · $60.00 per hour (subject to minimum $10.00 per copy). Payable if you request copies of documents such as withdrawal forms or statements, or you ask us to verify a transaction performed on your Account e.g. evidence of a Visa Debit Card purchase. | Event | $60.00 |
| MISCELLANEOUS_SERVICE_FEE Capped at $0.00 · $60.00 per hour. Payable if you request information not covered by the Document Fee. | Event | $60.00 |
| UNCLAIMED_MONIES_FEE Capped at $0.00 · The lessor $20.00 or account balance. Payable when an account is classified as dormant. | Cash advance | $20.00 |
| ONLINE_INTERNATIONAL_TRANSFER_(OUTWARD) Capped at $0.00 · Payable if you use online banking to transfer funds internationally. | Event | $30.00 |
| OVERDRAWN_FEE Capped at $0.00 · If your Account is overdrawn, without our prior agreement, a fee will be charged each time this occurs. Penalty interest (at the rate disclosed on the Deposit Interest Rate Schedule) will also be charged until the Account is brought back in order. |
Features
- Digital banking
- PayID
- Real-time payments (NPP)
- Unlimited transactions
- Notifications — Mutual Alerts - Balance, low and high balance, deposit, withdrawal
- Bill payment (BPAY) — BPAY
- Pay bills using BPAY
- Up to 3 sub accounts
Eligibility
- Residency status — Australian citizen or a permanent resident of Australia or otherwise approved
- Individuals onlyAvailable for personal use only
- Minimum age — 12 years
Constraints
- Opening balance — $0.00
- Minimum balance — $0.00
More Information
Published by Maitland Mutual Limited under the Consumer Data Right · Last updated 3 July 2026 · Product ID Internet_Saver_S1 · View on CDR.gov.au · View Source Data (JSON)