Package Home Loan
A flexible home loan with a competitive interest rate and a range of benefits for an annual fee.
- From (owner occupied)
- 6.34%
- 6.88% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 1 year LVR up to 95%. | 6.34% | 6.88% | — |
| Fixed · 2 years LVR up to 95%. | 6.34% | 6.86% | — |
| Variable LVR up to 59.99%. | 6.44% | 6.8% | — |
| Variable LVR 60% to 79.99%. | 6.44% | 6.8% | — |
| Variable LVR 80% to 95%. | 6.44% | 6.8% | — |
| Fixed · 3 years LVR up to 95%. | 6.44% | 6.87% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_ISSUING_FEE Capped at $0.00 · Payable to us when a payment is made from your loan account by way of Financial Institution (FI) Cheque. | Event | $2.50 |
| CONSENT_FEE Capped at $0.00 · Per consent. Payable to us when you ask us to consent to leasing, subdividing or any other dealing in relation to the security property. | Event | $200.00 |
| DEFAULT_ADMINISTRATION_FEE Capped at $0.00 · Payable to us when the borrower (or security provider) has not performed an obligation on time including an obligation to pay money. This fee is payable monthly commencing one month after the obligation should have been performed and up to and including the month in which the obligation is performed. We debit these fees to your loan account each month until the default is remedied. | Event | $50.00 |
| DISCHARGE_ADMINISTRATION_FEE Capped at $0.00 · Per Security. Payable to us each time we release a security. | Event | $200.00 |
| DISHONOUR_FEE Capped at $0.00 · Payable to us when a payment (such as a direct debit, salary deduction or cheque) is dishonoured. | Event | $9.00 |
| DUPLICATE_FEE |
Features
- Offset account
- 100% Offset Account for variable rate loans only
- Redraw facility
- Minimum redraw $500.00, online or staff assisted
- Discounts on other products
- 1% discount off the Mutual Visa Credit Card standard interest rate
- Construction option available
- Digital banking
- Variable and fixed interest rate options available
- Fee discounts as disclosed on the website
- Interest only options available
Eligibility
- Residency status — Australian citizen or a permanent resident of Australia or otherwise approved
- Minimum age — 18 years
- Secured by approved residential or rural lifestyle property
Constraints
- Minimum limit — $150,000.00Minimum loan amount $150,000.00.
- Maximum LVR — 95%
Bundles
PACKAGE_HOME_LOAN
Our Package Home Loan combines a great interest rate with a range of benefits and discounts for an annual package fee.
More Information
Published by Maitland Mutual Limited under the Consumer Data Right · Last updated 30 June 2026 · Product ID Package_Home_Loan · View on CDR.gov.au