---
title: "Secured Personal Loan — Maitland Mutual Limited"
description: "Personal Loans from Maitland Mutual Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/maitland-mutual-limited/products/Secured_Personal_Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T08:27:37.000+10:00
---

# Secured Personal Loan — Maitland Mutual Limited

> Personal Loans from Maitland Mutual Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Negotiable rates · The Mutual Bank**

A secured personal loan for worthwhile purposes, secured by a vehicle up to the age of 7 years old.

## At a glance

- **From:** 7.99% (8.27% comparison)

## Apply

Applications are handled by the provider: [Apply at Maitland Mutual Limited](https://themutual.apply-online.com.au/#/7b828857-5d4f-4375-9cf2-31ebe038291c)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years | 7.99% | 8.27% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| LOAN_APPLICATION_FEE_PERSONAL_LOAN — Payable to cover costs when you apply for a loan. | Upfront | $200.00 |
| DEFAULT_ADMINISTRATION_FEE — Payable to us when the borrower (or security provider) has not performed an obligation on time including an obligation to pay money. This fee is payable monthly commencing one month after the obligation should have been performed and up to and including the month in which the obligation is performed. We debit these fees to your loan account each month until the default is remedied. | Event | $50.00 |
| RENEGOTIATION_FEE — Per renegotiation. Payable to us whenever we agree to renegotiate or vary conditions on your loan other than altering interest rate options. | Event | $300.00 |
| SECURITY_SUBSTITUTION_FEE — Per new security. Payable to us to substitute a new security for an existing one. | Event | $300.00 |
| PPSR_SEARCH_&_REGISTRATION_FEE — Amount not ascertainable. ayable to us to cover the cost when we undertake a search of and register our interest in the Personal Property Securities Register for a vehicle and/or equipment that we are taking as security. | Event | $0.00 – $0.00 |

## Features

- **Redraw facility** (Minimum redraw $500.00, online or staff assisted)
- **No early repayment fee**
- **Loan terms up to 7 years**
- **Digital banking**
- **Extra repayments** (Additional repayments permitted without penalty)

## Eligibility

- **Residency status** — Australian citizen or a permanent resident of Australia or otherwise approved
- **Minimum age** — 18 years (Borrower must be minimum age of 18 years old)
- **Individuals only** (Available for personal use only)
- **Secured by vehichle up to the age of 7 years old at the time of application**

## Constraints

- **Minimum limit** — $5,000.00 (Minimum loan amount $5,000.00)
- **Maximum limit** — $150,000.00 (Maximum loan amount $150,000.00)

## More information from Maitland Mutual Limited

- [Overview](https://www.themutual.com.au/borrow/personal-loans/secured-personal-loan/)
- [Fees & pricing](https://www.themutual.com.au/help-support/tools-services/lending-fees-and-charges/)

## Data provenance

- Published by Maitland Mutual Limited under the Consumer Data Right
- Product ID: `Secured_Personal_Loan`
- Last updated by the provider: 30 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/maitland-mutual-limited/Secured_Personal_Loan
- Provider page: https://www.cdrcompare.au/brands/maitland-mutual-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000203

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/maitland-mutual-limited/products/Secured_Personal_Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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