Secured Personal Loan
A secured personal loan for worthwhile purposes, secured by a vehicle up to the age of 7 years old.
- From
- 7.99%
- 8.27% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 7 years | 7.99% | 8.27% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| LOAN_APPLICATION_FEE_PERSONAL_LOAN Capped at $0.00 · Payable to cover costs when you apply for a loan. | Upfront | $200.00 |
| DEFAULT_ADMINISTRATION_FEE Capped at $0.00 · Payable to us when the borrower (or security provider) has not performed an obligation on time including an obligation to pay money. This fee is payable monthly commencing one month after the obligation should have been performed and up to and including the month in which the obligation is performed. We debit these fees to your loan account each month until the default is remedied. | Event | $50.00 |
| RENEGOTIATION_FEE Capped at $0.00 · Per renegotiation. Payable to us whenever we agree to renegotiate or vary conditions on your loan other than altering interest rate options. | Event | $300.00 |
| SECURITY_SUBSTITUTION_FEE Capped at $0.00 · Per new security. Payable to us to substitute a new security for an existing one. | Event | $300.00 |
| PPSR_SEARCH_&_REGISTRATION_FEE Capped at $0.00 · Amount not ascertainable. ayable to us to cover the cost when we undertake a search of and register our interest in the Personal Property Securities Register for a vehicle and/or equipment that we are taking as security. | Event | $0.00 – $0.00 |
Features
- Redraw facility
- Minimum redraw $500.00, online or staff assisted
- No early repayment fee
- Loan terms up to 7 years
- Digital banking
- Extra repayments
- Additional repayments permitted without penalty
Eligibility
- Residency status — Australian citizen or a permanent resident of Australia or otherwise approved
- Minimum age — 18 yearsBorrower must be minimum age of 18 years old
- Individuals onlyAvailable for personal use only
- Secured by vehichle up to the age of 7 years old at the time of application
Constraints
- Minimum limit — $5,000.00Minimum loan amount $5,000.00
- Maximum limit — $150,000.00Maximum loan amount $150,000.00
More Information
Published by Maitland Mutual Limited under the Consumer Data Right · Last updated 30 June 2026 · Product ID Secured_Personal_Loan · View on CDR.gov.au