---
title: "Term Deposit — Maitland Mutual Limited"
description: "Term Deposits from Maitland Mutual Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/maitland-mutual-limited/products/Term_Deposit
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-17T21:24:13.000+10:00
---

# Term Deposit — Maitland Mutual Limited

> Term Deposits from Maitland Mutual Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · The Mutual Bank**

A Term Deposit which offers a fixed rate for terms up to 36 months.

## At a glance

- **Fixed rate:** 5.1% (213 days)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 30 days | 1.2% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 1–30 days | at maturity |
| Fixed · 30 days | 1.25% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 1–30 days | at maturity |
| Fixed · 60 days | 1.7% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 31–60 days | at maturity |
| Fixed · 60 days | 1.75% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 31–60 days | at maturity |
| Fixed · 92 days | 4.7% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 61–92 days | at maturity |
| Fixed · 92 days | 4.7% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 61–92 days | at maturity |
| Fixed · 122 days | 4.2% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 93–122 days | at maturity |
| Fixed · 122 days | 4.2% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 93–122 days | at maturity |
| Fixed · 153 days | 4.9% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 123–153 days | at maturity |
| Fixed · 153 days | 4.9% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 123–153 days | at maturity |
| Fixed · 183 days | 4.8% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 154–183 days | at maturity |
| Fixed · 183 days | 4.8% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 154–183 days | at maturity |
| Fixed · 213 days | 5.1% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 184–213 days | at maturity |
| Fixed · 213 days | 5.1% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 184–213 days | at maturity |
| Fixed · 244 days | 3.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 214–244 days | at maturity |
| Fixed · 244 days | 4% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 214–244 days | at maturity |
| Fixed · 274 days | 3.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 245–274 days | at maturity |
| Fixed · 274 days | 4% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 245–274 days | at maturity |
| Fixed · 305 days | 3.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 275–305 days | at maturity |
| Fixed · 305 days | 4% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 275–305 days | at maturity |
| Fixed · 335 days | 3.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 306–335 days | at maturity |
| Fixed · 335 days | 4% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 306–335 days | at maturity |
| Fixed · 365 days | 5.05% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 336–365 days | at maturity |
| Fixed · 365 days | 4.9% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 336–365 days | monthly |
| Fixed · 365 days | 4.9% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 336–365 days | every 3 months |
| Fixed · 365 days | 4.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 336–365 days | every 6 months |
| Fixed · 365 days | 5.05% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 336–365 days | at maturity |
| Fixed · 365 days | 4.95% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 336–365 days | monthly |
| Fixed · 365 days | 4.95% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 336–365 days | every 3 months |
| Fixed · 365 days | 5% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 336–365 days | every 6 months |
| Fixed · 1 month | 1.2% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 1 month | at maturity |
| Fixed · 1 month | 1.25% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 1 month | at maturity |
| Fixed · 2 months | 1.7% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 2 months | at maturity |
| Fixed · 2 months | 1.75% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 2 months | at maturity |
| Fixed · 3 months | 4.7% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 3 months | at maturity |
| Fixed · 3 months | 4.7% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 3 months | at maturity |
| Fixed · 4 months | 4.2% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 4 months | at maturity |
| Fixed · 4 months | 4.2% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 4 months | at maturity |
| Fixed · 5 months | 4.9% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 5 months | at maturity |
| Fixed · 5 months | 4.9% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 5 months | at maturity |
| Fixed · 6 months | 4.8% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 6 months | at maturity |
| Fixed · 6 months | 4.8% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 6 months | at maturity |
| Fixed · 7 months | 5.1% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 7 months | at maturity |
| Fixed · 7 months | 5.1% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 7 months | at maturity |
| Fixed · 8 months | 3.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 8 months | at maturity |
| Fixed · 8 months | 4% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 8 months | at maturity |
| Fixed · 9 months | 3.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 9 months | at maturity |
| Fixed · 9 months | 4% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 9 months | at maturity |
| Fixed · 10 months | 3.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 10 months | at maturity |
| Fixed · 10 months | 4% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 10 months | at maturity |
| Fixed · 11 months | 3.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 11 months | at maturity |
| Fixed · 11 months | 4% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 11 months | at maturity |
| Fixed · 1 year | 5.05% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 12 months | at maturity |
| Fixed · 1 year | 4.9% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 12 months | monthly |
| Fixed · 1 year | 4.9% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 12 months | every 3 months |
| Fixed · 1 year | 4.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 12 months | every 6 months |
| Fixed · 1 year | 5.05% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 12 months | at maturity |
| Fixed · 1 year | 4.95% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 12 months | monthly |
| Fixed · 1 year | 4.95% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 12 months | every 3 months |
| Fixed · 1 year | 5% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 12 months | every 6 months |
| Fixed · 2 years | 4.6% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 24 months | monthly |
| Fixed · 2 years | 4.6% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 24 months | every 3 months |
| Fixed · 2 years | 4.65% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 24 months | every 6 months |
| Fixed · 2 years | 4.7% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 24 months | every 12 months |
| Fixed · 2 years | 4.6% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 24 months | monthly |
| Fixed · 2 years | 4.6% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 24 months | every 3 months |
| Fixed · 2 years | 4.65% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 24 months | every 6 months |
| Fixed · 2 years | 4.7% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 24 months | every 12 months |
| Fixed · 3 years | 3.9% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 36 months | monthly |
| Fixed · 3 years | 3.9% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 36 months | every 3 months |
| Fixed · 3 years | 3.95% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 36 months | every 6 months |
| Fixed · 3 years | 4% | Term Deposit_Tier $1,000–$499,999; Term Deposit_Tier 36 months | every 12 months |
| Fixed · 3 years | 3.9% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 36 months | monthly |
| Fixed · 3 years | 3.9% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 36 months | every 3 months |
| Fixed · 3 years | 3.95% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 36 months | every 6 months |
| Fixed · 3 years | 4% | Term Deposit_Tier $500,000–$5,000,000; Term Deposit_Tier 36 months | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| CHEQUE_DISHONOUR — A dishonoured cheque is a cheque that is not paid by the financial institution on which it is drawn. A dishonour fee will apply each time the cheque is presented for payment and dishonoured. | Event | $9.00 |
| DIRECT_ENTRY_DISHONOUR — Payable when a direct entry (inward and outward) is dishonoured. | Event | $9.00 |
| DOCUMENT_FEE — $60.00 per hour (subject to minimum $10.00 per copy). Payable if you request copies of documents such as withdrawal forms or statements, or you ask us to verify a transaction performed on your Account e.g. evidence of a Visa Debit Card purchase. | Event | $60.00 |
| FINANCIAL_INSTITUTION_CHEQUE — Payable when you request us to issue a financial institution cheque. | Event | $2.50 |
| MISCELLANEOUS_SERVICE_FEE — $60.00 per hour. Payable if you request information not covered by the Document Fee. | Event | $60.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_AUSTRALIAN_CURRENCY — Payable if we assist you send funds electronically overseas in Australian dollars. | Event | $50.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_FOREIGN_CURRENCY — Payable if we assist you send funds electronically overseas in a foreign currency. | Event | $30.00 |
| PHYSICAL_FOREIGN_CURRENCY — 1% of Australian currency equivalent amount. Payable when physical foreign currency is issued or purchased. | Transaction | 1% of transaction |
| UNCLAIMED_MONIES_FEE — The lessor $20.00 or account balance. Payable when an account is classified as dormant. | Cash advance | $20.00 |

## Features

- **A certificate account only**
- **Digital banking** (View only access)
- **Notifications** — Mutual Alerts - Balance, low and balance, deposit, withdrawal
- **Early redemption - 31 calendar days notice required**

## Eligibility

- **Residency status** — Australian citizen or a permanent resident of Australia or otherwise approved
- **Business customers** (A domestic business with an ABN or ACN where relevant (e.g. company, sole trader, partnership, association, trust))
- **Individuals only** (Available for personal use)

## Constraints

- **Opening balance** — $1,000.00 (Minimum opening balance $1,000.00)
- **Minimum balance** — $1,000.00 (Minimum balance $1,000.00)

## More information from Maitland Mutual Limited

- [Overview](https://www.themutual.com.au/bank-save/investments/term-deposit/)
- [Terms & conditions](https://www.themutual.com.au/help-support/important-documents/)
- [Eligibility](https://www.themutual.com.au/help-support/important-documents/)
- [Fees & pricing](https://www.themutual.com.au/help-support/important-documents/)

## Data provenance

- Published by Maitland Mutual Limited under the Consumer Data Right
- Product ID: `Term_Deposit`
- Last updated by the provider: 17 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/maitland-mutual-limited/Term_Deposit
- Provider page: https://www.cdrcompare.au/brands/maitland-mutual-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000203

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/maitland-mutual-limited/products/Term_Deposit) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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