Term Deposit
A Term Deposit which offers a fixed rate for terms up to 36 months.
- Fixed rate
- 5.25%
- 336–365 days
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 1.2% | Term Deposit_TierTerm Deposit_Tier | at maturity |
| Fixed | 1.25% | Term Deposit_TierTerm Deposit_Tier | at maturity |
| Fixed | 1.7% | Term Deposit_TierTerm Deposit_Tier | at maturity |
| Fixed | 1.75% | Term Deposit_TierTerm Deposit_Tier | at maturity |
| Fixed | 4.5% | Term Deposit_TierTerm Deposit_Tier | at maturity |
| Fixed | 4.5% | Term Deposit_TierTerm Deposit_Tier | at maturity |
| Fixed |
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_DISHONOUR Capped at $0.00 · A dishonoured cheque is a cheque that is not paid by the financial institution on which it is drawn. A dishonour fee will apply each time the cheque is presented for payment and dishonoured. | Event | $9.00 |
| DIRECT_ENTRY_DISHONOUR Capped at $0.00 · Payable when a direct entry (inward and outward) is dishonoured. | Event | $9.00 |
| DOCUMENT_FEE Capped at $0.00 · $60.00 per hour (subject to minimum $10.00 per copy). Payable if you request copies of documents such as withdrawal forms or statements, or you ask us to verify a transaction performed on your Account e.g. evidence of a Visa Debit Card purchase. | Event | $60.00 |
| FINANCIAL_INSTITUTION_CHEQUE Capped at $0.00 · Payable when you request us to issue a financial institution cheque. | Event | $2.50 |
| MISCELLANEOUS_SERVICE_FEE Capped at $0.00 · $60.00 per hour. Payable if you request information not covered by the Document Fee. | Event | $60.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_AUSTRALIAN_CURRENCY Capped at $0.00 · Payable if we assist you send funds electronically overseas in Australian dollars. |
Features
- A certificate account only
- Digital banking
- View only access
- Notifications — Mutual Alerts - Balance, low and balance, deposit, withdrawal
- Early redemption - 31 calendar days notice required
Eligibility
- Residency status — Australian citizen or a permanent resident of Australia or otherwise approved
- Business customersA domestic business with an ABN or ACN where relevant (e.g. company, sole trader, partnership, association, trust)
- Individuals onlyAvailable for personal use
Constraints
- Opening balance — $1,000.00Minimum opening balance $1,000.00
- Minimum balance — $1,000.00Minimum balance $1,000.00
More Information
Published by Maitland Mutual Limited under the Consumer Data Right · Last updated 5 July 2026 · Product ID Term_Deposit · View on CDR.gov.au