---
title: "Unsecured Personal Loan — Maitland Mutual Limited"
description: "Personal Loans from Maitland Mutual Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/maitland-mutual-limited/products/Unsecured_Personal_Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-30T10:00:14.000+10:00
---

# Unsecured Personal Loan — Maitland Mutual Limited

> Personal Loans from Maitland Mutual Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Negotiable rates · The Mutual Bank**

An unsecured personal loan for any worthwhile purpose.

## At a glance

- **From:** 12.49% (12.79% comparison)

## Apply

Applications are handled by the provider: [Apply at Maitland Mutual Limited](https://themutual.apply-online.com.au/#/7b828857-5d4f-4375-9cf2-31ebe038291c)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years | 12.49% | 12.79% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| LOAN_APPLICATION_FEE_PERSONAL_LOAN — Payable to cover costs when you apply for a loan. | Upfront | $200.00 |
| DEFAULT_ADMINISTRATION_FEE — Payable to us when the borrower (or security provider) has not performed an obligation on time including an obligation to pay money. This fee is payable monthly commencing one month after the obligation should have been performed and up to and including the month in which the obligation is performed. We debit these fees to your loan account each month until the default is remedied. | Event | $50.00 |
| RENEGOTIATION_FEE — Per renegotiation. Payable to us whenever we agree to renegotiate or vary conditions on your loan other than altering interest rate options. | Event | $300.00 |

## Features

- **Redraw facility** (Minimum redraw $500.00, online or staff assisted)
- **Loan terms up to 7 years**
- **No early repayment fee**
- **Digital banking**
- **Extra repayments** (Additional repayments permitted without penalty)

## Eligibility

- **Residency status** — Australian citizen or a permanent resident of Australia or otherwise approved
- **Minimum age** — 18 years
- **Individuals only** (Available for personal use only)

## Constraints

- **Minimum limit** — $5,000.00 (Mimum loan amount $5,000.00)
- **Maximum limit** — $50,000.00 (Maximum loan amount $50,000.00)

## More information from Maitland Mutual Limited

- [Overview](https://www.themutual.com.au/borrow/personal-loans/unsecured-personal-loan/)
- [Fees & pricing](https://www.themutual.com.au/help-support/tools-services/lending-fees-and-charges/)

## Data provenance

- Published by Maitland Mutual Limited under the Consumer Data Right
- Product ID: `Unsecured_Personal_Loan`
- Last updated by the provider: 30 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/maitland-mutual-limited/Unsecured_Personal_Loan
- Provider page: https://www.cdrcompare.au/brands/maitland-mutual-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000203

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/maitland-mutual-limited/products/Unsecured_Personal_Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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