Unsecured Personal Loan
An unsecured personal loan for any worthwhile purpose.
- From
- 12.49%
- 12.79% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 7 years | 12.49% | 12.79% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| LOAN_APPLICATION_FEE_PERSONAL_LOAN Capped at $0.00 · Payable to cover costs when you apply for a loan. | Upfront | $200.00 |
| DEFAULT_ADMINISTRATION_FEE Capped at $0.00 · Payable to us when the borrower (or security provider) has not performed an obligation on time including an obligation to pay money. This fee is payable monthly commencing one month after the obligation should have been performed and up to and including the month in which the obligation is performed. We debit these fees to your loan account each month until the default is remedied. | Event | $50.00 |
| RENEGOTIATION_FEE Capped at $0.00 · Per renegotiation. Payable to us whenever we agree to renegotiate or vary conditions on your loan other than altering interest rate options. | Event | $300.00 |
Features
- Redraw facility
- Minimum redraw $500.00, online or staff assisted
- Loan terms up to 7 years
- No early repayment fee
- Digital banking
- Extra repayments
- Additional repayments permitted without penalty
Eligibility
- Residency status — Australian citizen or a permanent resident of Australia or otherwise approved
- Minimum age — 18 years
- Individuals onlyAvailable for personal use only
Constraints
- Minimum limit — $5,000.00Mimum loan amount $5,000.00
- Maximum limit — $50,000.00Maximum loan amount $50,000.00
More Information
Published by Maitland Mutual Limited under the Consumer Data Right · Last updated 30 June 2026 · Product ID Unsecured_Personal_Loan · View on CDR.gov.au