--- title: "Fixed Rate Car Loan — Mazda Finance" description: "Personal Loans from Mazda Finance. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/mazda-finance/products/10 source: "CDR Compare" language: en-AU last_updated: 2026-07-01T04:00:56Z --- # Fixed Rate Car Loan — Mazda Finance > Personal Loans from Mazda Finance. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Personal Loans · Negotiable rates** Take control with a Fixed Rate car loan tailored to you. Select a car loan term up to 7 years, choose your repayment frequency and the option to include a deposit or a balloon payment. ## Fees | Fee | Type | Amount | | --- | --- | --- | | Account Administration Fee — Charged monthly · A monthly fee for the management of your loan account. | Ongoing | $8.00 | | Consumer Loan Early Termination Fee — This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early. This fee can be avoided by continuing with scheduled loan repayments until the agreed completion date of the loan. | Exit | Variable | | Establishment Fee — The cost to set up your approved loan with Mazda Finance. It is payable upon loan settlement and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee | Upfront | $395.00 | | Information Request Fee — This fee applies if you request contract documentation from the Mazda Finance National Customer Solutions Centre. You can avoid this fee by logging into Mazda Finance Online where you can view, download, and print your loan documentation online without incurring this fee. | Event | $25.00 | | Late Payment Fee — 30 · This fee applies if you’re late or miss a repayment, and your account goes into arrears. Mazda Finance will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. You can avoid this fee by ensuring that your account does not go into arrears. You can also change the date of your payments by contacting us. | Late payment | $25.00 | | Dealer Agency Fee — This fee covers the dealership’s cost of preparing your finance application on Mazda Finance’s behalf. The Business Manager is responsible for explaining the different types of finance products to you. They’ll ensure you understand the requirements of the loan, and will arrange all the necessary paperwork to submit, manage and finalise your finance application. | Upfront | $912.25 | | Payment Dishonour Fee — This fee applies if your Direct Debit or Cheque payment is dishonoured. You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited. You can also change the date of your payments by contacting us. | Dishonour | $3.25 | | Payment Method Fee- Bpay — This fee applies when a payment is made by BPay. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don't pay fees on your regular repayments. | Payment | $1.50 | | Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit) — This fee applies when a payment is made by BillPay, cheque, or direct deposit. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments. | Payment | $3.00 | | Vehicle Security Registration Fee — The cost of registering Mazda Finance’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help protect consumers when buying personal property like cars, boats or artwork. It allows potential buyers to check if any other parties already have a security interest on the property. | Upfront | $6.00 | | Account Payment Card Fee — This fee applies for replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. You can avoid this fee by setting up a Direct Debit on all your future repayments, so you don’t pay fees on your regular repayments. | Replacement | $5.00 | ## Features - **Enjoy the certainty of a fixed rate car loan with Mazda Finance and know your interest rate is locked in for the term of your loan. You will always know your repayments, providing you peace of mind in the event of changes in interest rates** - **Tailor your car loan to suit you. Select your loan term from 1-7 years, then choose weekly, fortnightly or monthly repayments to fit your pay cycle, savings plan and other expenses** - **Digital banking** (Access your Mazda Finance account online and take advantage if a range of features that allow you to manage your car loan 24/7. You can easily update your contact and payment details, check your account balance and more.) - **Our interest rates do not follow a one size fits all approach. Instead, with our sophisticated software we calculate a fully transparent interest rate based on your individual circumstances.** - **Extra repayments** - **To view Mazda Finance's current finance offers, please click on more info to visit our offers page. T&Cs apply.** ## Eligibility - **Minimum age** — 18 years ## Constraints - **Minimum limit** — $5,000.00 - **Minimum loan term 12 months** - **Maximum loan term 84 months** ## More information from Mazda Finance - [Overview](https://www.mazda.com.au/finance/fixed-rate/) - [Eligibility](https://www.mazda.com.au/492d26/globalassets/brochures/finance-brochures/target-market-determination.pdf) ## Data provenance - Published by Mazda Finance under the Consumer Data Right - Product ID: `10` - Last updated by the provider: 1 July 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/mazda-finance/10 - Provider page: https://www.cdrcompare.au/brands/mazda-finance --- Source: [CDR Compare](https://www.cdrcompare.au/brands/mazda-finance/products/10) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. 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