--- title: "Fixed Rate Business Car Loan — Mazda Finance" description: "Business Loans from Mazda Finance. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/mazda-finance/products/38 source: "CDR Compare" language: en-AU last_updated: 2026-07-01T23:18:42Z --- # Fixed Rate Business Car Loan — Mazda Finance > Business Loans from Mazda Finance. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Business Loans · Negotiable rates** Your local Mazda dealer is the perfect partner for small business and sole traders. With Mazda Finance, tailor a car finance solution to suit you and your business. ## Fees | Fee | Type | Amount | | --- | --- | --- | | Account Administration Fee — Charged monthly · A monthly fee for the management of your loan account. | Ongoing | $8.00 | | Business Vehicle Loan Early Termination Fee — This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early. This fee can be avoided by continuing with scheduled loan repayments until the agreed completion date of the loan. | Exit | Variable | | Establishment Fee — The cost to set up your approved loan with Mazda Finance. It is payable upon loan settlement and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee | Upfront | $395.00 | | Information Request Fee — This fee applies if you request contract documentation from the Mazda Finance National Customer Solutions Centre. You can avoid this fee by login into Mazda Finance Online where you can view, download, and print your loan documentation online without incurring this fee. | Event | $25.00 | | Late Payment Fee — 30 · This fee applies if you’re late or miss a repayment, and your account goes into arrears. Mazda Finance will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. You can avoid this fee by ensuring that your account does not go into arrears. You can also change the date of your payments by contacting us. | Late payment | $25.00 | | Dealer Origination Fee — This fee covers the dealership’s cost of preparing your finance application on Mazda Finance’s behalf. The Business Manager is responsible for explaining the different types of finance products to you. They’ll ensure you understand the requirements of the loan, and will arrange all the necessary paperwork to submit, manage and finalise your finance application. | Upfront | $979.00 | | Payment Dishonour Fee — This fee applies if your Direct Debit or Cheque payment is dishonoured. You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited. You can also change the date of your payments by contacting us. | Dishonour | $3.25 | | Payment Method Fee- Bpay — This fee applies when a payment is made by BPay. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don't pay fees on your regular repayments. | Payment | $1.50 | | Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit) — This fee applies when a payment is made by BillPay, cheque, or direct deposit. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments. | Payment | $3.00 | | Vehicle Security Registration Fee — The cost of registering Mazda Finance’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help protect consumers when buying personal property like cars, boats or artwork. It allows potential buyers to check if any other parties already have a security interest on the property. | Upfront | $6.00 | | Account Payment Card Fee — This fee applies for replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. You can avoid this fee by setting up a Direct Debit on all your future repayments, so you don’t pay fees on your regular repayments. | Replacement | $5.00 | ## Features - **Select your car loan product, set your loan term and choose your repayment frequency
to align with your cashflow.** - **Take comfort in dealing exclusively with a car loan specialist who not only understands you and your business but can offer the support you need – in person, over the phone or via email.** - **Get your car finance moving with our seamless application process, so you can focus on what matters most – your business.** - **Digital banking** (Manage your loan when it suits you with Mazda Finance Online, available 24/7.Track your loan progress and update your details anytime.) - **Enjoy the confidence that comes with an interest rate that’s calculated to suit you. Our software calculates an interest rate based on your individual circumstances.** - **Potential tax deductions on the interest and tax depreciation of your Mazda can contribute to your business’ success. Please consult your independent tax adviser in relation to your facts and circumstances.** - **Our Standard Fixed Rate Car Loan allows you to stay in control with an interest rate that is calculated to suit your individual circumstances and fixed for the loan term. Set a loan term between 1-7 years and nominate your repayment frequency to align with your cash flow.** - **Extra repayments** - **To view Mazda Finance's current finance offers, please click on more info to visit our offers page. T&Cs apply.** ## Eligibility - **Minimum age** — 18 years - **Business customers** ## Constraints - **Minimum limit** — $5,000.00 (Minimum amount financed is $5,000) - **Minimum loan term 12 months** - **Maximum loan term 84 months** ## More information from Mazda Finance - [Overview](https://www.mazda.com.au/finance/fixed-rate/) ## Data provenance - Published by Mazda Finance under the Consumer Data Right - Product ID: `38` - Last updated by the provider: 1 July 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/mazda-finance/38 - Provider page: https://www.cdrcompare.au/brands/mazda-finance --- Source: [CDR Compare](https://www.cdrcompare.au/brands/mazda-finance/products/38) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)