--- title: "Mazda Assured for Personal Use — Mazda Finance" description: "Personal Loans from Mazda Finance. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/mazda-finance/products/40 source: "CDR Compare" language: en-AU last_updated: 2026-07-01T03:48:50Z --- # Mazda Assured for Personal Use — Mazda Finance > Personal Loans from Mazda Finance. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Personal Loans · Negotiable rates** Drive away with confidence for the road ahead with lower repayments. Thanks to a Guaranteed Future Value with a Mazda Assured car loan, you can enjoy a new Mazda more often. ## Fees | Fee | Type | Amount | | --- | --- | --- | | Account Administration Fee — Charged monthly · A monthly fee for the management of your loan account. | Ongoing | $8.00 | | Consumer Loan Early Termination Fee — This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to help them decide whether to terminate early. This fee can be avoided by continuing with scheduled loan repayments until the agreed completion date of the loan. | Exit | Variable | | Establishment Fee — The cost to set up your approved loan with Mazda Finance. It is payable upon loan settlement and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee | Upfront | $395.00 | | Information Request Fee — This fee applies if you request contract documentation from the Mazda Finance National Customer Solutions Centre. You can avoid this fee by logging into Mazda Finance Online where you can view, download, and print your loan documentation online without incurring this fee. | Event | $25.00 | | Late Payment Fee — 30 · This fee applies if you’re late or miss a repayment, and your account goes into arrears. Mazda Finance will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Follow-up Fee. You can avoid this fee by ensuring that your account does not go into arrears. You can also change the date of your payments by contacting us. | Late payment | $25.00 | | Dealer Agency Fee — This fee covers the dealership’s cost of preparing your finance application on Mazda Finance’s behalf. The Business Manager is responsible for explaining the different types of finance products to you. They’ll ensure you understand the requirements of the loan, and will arrange all the necessary paperwork to submit, manage and finalise your finance application. | Upfront | $912.25 | | Payment Dishonour Fee — This fee applies if your Direct Debit or Cheque payment is dishonoured. You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited. You can also change the date of your payments by contacting us. | Dishonour | $3.25 | | Payment Method Fee- Bpay — This fee applies when a payment is made by BPay. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don't pay fees on your regular repayments. | Payment | $1.50 | | Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit) — This fee applies when a payment is made by BillPay, cheque, or direct deposit. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments. | Payment | $3.00 | | Vehicle Security Registration Fee — The cost of registering Mazda Finance’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help protect consumers when buying personal property like cars, boats or artwork. It allows potential buyers to check if any other parties already have a security interest on the property. | Upfront | $6.00 | | Account Payment Card Fee — This fee applies for replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. You can avoid this fee by setting up a Direct Debit on all your future repayments, so you don’t pay fees on your regular repayments. | Replacement | $5.00 | ## Features - **Update your Mazda more often to suit your changing needs and lifestyle.** - **Drive the Mazda you want today with reassurance and freedom for the road ahead.** - **Compared to a standard fixed rate car loan over the same loan term.** - **With Mazda Assured, you have three options at the end of your loan term. Upgrade your Mazda – Upgrade to the latest in design and technology. If the trade-in value of your current Mazda is higher than your loan balance, you can put the difference towards your new Mazda. Keep your Mazda – Keep your Mazda by making the final payment equal to the Guaranteed Future Value* (GFV). Call Mazda Finance on 138 500 and we can help you refinance your final payment (subject to approval).** - **Return your Mazda – Mazda Finance will put the Guaranteed Future Value* (GFV) against your final payment. As long as your Mazda meets the Fair Wear and Tear conditions and agree kilometres, you’ll have nothing to pay.** - **Extra repayments** - **Digital banking** (Access your Mazda Finance account online and take advantage if a range of features that allow you to manage your car loan 24/7. You can easily update your contact and payment details, check your account balance and more.) - **To view Mazda Finance's current finance offers, please click on more info to visit our offers page. T&Cs apply.** ## Eligibility - **Minimum age** — 18 years ## Constraints - **Minimum limit** — $5,000.00 - **Minimum loan term 12 months** - **Maximum loan term 48 months** ## More information from Mazda Finance - [Overview](https://www.mazda.com.au/finance/mazda-assured/) - [Eligibility](https://www.mazda.com.au/492d26/globalassets/brochures/finance-brochures/target-market-determination.pdf) ## Data provenance - Published by Mazda Finance under the Consumer Data Right - Product ID: `40` - Last updated by the provider: 1 July 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/mazda-finance/40 - Provider page: https://www.cdrcompare.au/brands/mazda-finance --- Source: [CDR Compare](https://www.cdrcompare.au/brands/mazda-finance/products/40) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. 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