---
title: "SaveME — ME Bank - ME Go"
description: "Transaction & Savings Accounts from ME Bank - ME Go. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/me-bank-me-go/products/99f3781e-102c-ee11-9966-002248e1d7d5
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-06T01:04:54Z
---

# SaveME — ME Bank - ME Go

> Transaction & Savings Accounts from ME Bank - ME Go. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · ME Bank**

ME's goal-oriented Savings Account packed with smart and supportive features.

## At a glance

- **Base rate:** 0.05%
- **Bonus rate:** 4.3% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at ME Bank - ME Go](https://application.mebank.com.au/me-form/me-bank-and-save/me-apply-now/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.05% | — | monthly |
| Bonus (Bonus rate applies if Bonus Criteria is met. Otherwise only base rate will apply) | 4.3% | $1 to $500000 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Cheque Dishonour — Charged for each Cheque deposit that is dishonoured on the same day that the dishonour takes place. | Dishonour | $0.00 |
| Direct Debit Dishonour — Charged for each direct debit that is dishonoured on the same day that the dishonour takes place. | Dishonour | $0.00 |
| International Balance Enquiry — Charged when a balance enquiry is performed at an ATM outside of Australia. A fee may also be charged by the ATM owner which should be displayed on the screen before proceeding with the enquiry or associated withdrawal. | Enquiry | $0.00 |
| Unclaimed Monies — Charged when the unclaimed monies process starts which is after 7 years of inactivity. | Other | $30.00 |
| Manual Statement — Charged when you request a manual statement to be generated and emailed to you. Statements are available on the myBOQ App and can be accessed for closed Accounts at no cost.Statements for periods prior to migration of an Account to the myBOQ app will not be available from the myBOQ app, but can be requested from BOQ. | Enquiry | $10.00 |
| Currency Conversion — Fee charged for any International Transaction which includes: • any transaction made in a foreign currency; or • when any transaction is processed outside of Australia (in Australian dollars or a foreign currency). It is calculated as a percentage of the Australian dollar equivalent. | Transaction | 0% of balance |
| International ATM Withdrawal — Charged when a withdrawal is performed at an ATM outside of Australia. A fee may also be charged by the ATM owner and should be displayed on the screen before proceeding with the withdrawal. | Withdrawal | $0.00 |
| Domestic ATM Withdrawal/ Balance Enquiry Fee — We don't charge a fee to withdraw cash or check your account balance, however the ATM owner may charge a fee which should be displayed on the screen before proceeding with the withdrawal. | Withdrawal | $0.00 |
| Electronic Transaction Error Correction Fee — Charged when the bank is requested by you or the recipient Financial Institution or Biller, to correct an error you have made with a BPAY payment, using the �Pay Someone� functionality, or NPP transaction. | Event | $30.00 |
| Trace — Charged for each request to perform a trace on any transaction type. | Event | $20.00 |
| Debit Interest Rate (applied to overdrawn Accounts) — Interest is charged on a daily basis on all debit balances and debited to the relevant Account monthly. | Event | $0.00 |
| Overdrawn Account — There is no overdrawn fee, however a debit interest rate is applied as set out below. | Event | $0.00 |
| Domestic Emergency Card Replacement — Charged when we courier a card to you within Australia. | Replacement | $15.00 |
| Failed Transaction Dispute — Charged when a transaction dispute is unsuccessful. | Event | $15.00 |
| BPAY, Pay Someone, Card Transactions — There is no fee charged by BOQ for performing a BPAY Payment, Pay Anyone or making a Card transaction. Merchants may charge fee in respect of card transactions which should be advised to you at the time of making the transaction. | Payment | $0.00 |
| Bank Cheque — Charged for each bank cheque that is produced and posted to an Australian address. | Event | $10.00 |
| Paper Statement - International — Charged monthly · Charged for each paper statement that is required to be posted to an International Address. | Ongoing | $5.00 |
| International Emergency Card Replacement — Charged when we courier a card to you internationally. | Replacement | $75.00 |
| Monthly Account Keeping — Charged monthly · There are no monthly account keeping fees with myBOQ Accounts. | Ongoing | $0.00 |

## Features

- **Digital banking** (A SaveME savings account with ME comes with the ME Go app - the banking app designed to make your everyday banking easier.)
- **We've made monthly account keeping fees a thing of the past. We want your savings to grow.**
- **Make every cent count. Open multiple SaveME accounts to manage your savings across multiple goals.**
- **Enjoy bonus interest each month when you meet the criteria. Simply make 4 eligible card purchases to save faster!**
- **All deposits up to $250,000 are protected by the Federal Government's deposit guarantee, so your savings are secure with us.**
- **Your account automatically comes with a SpendME transaction account. It's the perfect match to help you manage your money.**

## Eligibility

- **A smartphone that supports iOS 12.0+ or Android 8.0+.**
- **An Australian mobile number**
- **An Australian residential address**
- **Individuals only** (Applying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account)
- **An Australian drivers licence or Australian passport or Medicare card**
- **Residency status** — Resident or Citizen (A citizen or permanent resident of Australia)

## More information from ME Bank - ME Go

- [Overview](https://www.mebank.com.au/banking/saveme)
- [Terms & conditions](https://www.mebank.com.au/me-app/in-app/terms-and-conditions/)
- [Eligibility](https://www.mebank.com.au/banking/online-savings-account/)
- [Fees & pricing](https://www.mebank.com.au/getmedia/062a4f65-614d-4b58-a9ac-c39d776ebc67/deposit-account-rates-limits-fees-charges.pdf)

## Data provenance

- Published by ME Bank - ME Go under the Consumer Data Right
- Product ID: `99f3781e-102c-ee11-9966-002248e1d7d5`
- Last updated by the provider: 6 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/me-bank-me-go/99f3781e-102c-ee11-9966-002248e1d7d5
- Provider page: https://www.cdrcompare.au/brands/me-bank-me-go
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000362

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/me-bank-me-go/products/99f3781e-102c-ee11-9966-002248e1d7d5) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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