---
title: "ME Bank CompleteME Home Loan — ME Bank - ME Go"
description: "Home Loans from ME Bank - ME Go. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/me-bank-me-go/products/d12579cd-508e-ee11-be36-000d3a79efd0
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-27T06:31:46Z
---

# ME Bank CompleteME Home Loan — ME Bank - ME Go

> Home Loans from ME Bank - ME Go. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · ME Bank**

ME Bank CompleteME Home Loan

## At a glance

- **From (owner occupied):** 6.04% (6.42% comparison)

## Apply

Applications are handled by the provider: [Apply at ME Bank - ME Go](https://www.mebank.com.au/home-loans/)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 0 - 60% - Balance >=$700k) | 6.04% | 6.42% | LVR ≤60%; Balance $700,000+ |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 60 - 70% - Balance >=$150k - <$400k) | 6.04% | 6.42% | LVR 60.01–70%; Balance $150,000–$399,999.99 |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 0 - 60% - Balance >=$400k - <$700k) | 6.04% | 6.42% | Balance $400,000–$699,999.99; LVR ≤60% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 60 - 70% - Balance >=$400k - <$700k) | 6.04% | 6.42% | Balance $400,000–$699,999.99; LVR 60.01–70% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 0 - 60% - Balance >=$150k - <$400k) | 6.04% | 6.42% | Balance $150,000–$399,999.99; LVR ≤60% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 60 - 70% - Balance >=$700k) | 6.04% | 6.42% | Balance $700,000+; LVR 60.01–70% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 70 - 80% - Balance >=$400k - <$700k) | 6.09% | 6.47% | LVR 70.01–80%; Balance $400,000–$699,999.99 |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 70 - 80% - Balance >=$700k) | 6.09% | 6.47% | LVR 70.01–80%; Balance $700,000+ |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 70 - 80% - Balance >=$150k - <$400k) | 6.09% | 6.47% | Balance $150,000–$399,999.99; LVR 70.01–80% |
| Fixed · 2 years (FIXED Rate, OO, P&I, 24M - LVR 60 - 70%) | 6.24% | 6.46% | Balance $20,000+; LVR 60.01–70% |
| Fixed · 2 years (FIXED Rate, OO, P&I, 24M - LVR 0 - 60%) | 6.24% | 6.46% | LVR ≤60%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, OO, P&I, 24M - LVR 70 - 80%) | 6.24% | 6.5% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, OO, P&I, 36M - LVR 70 - 80%) | 6.29% | 6.53% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, OO, P&I, 36M - LVR 0 - 60%) | 6.29% | 6.49% | LVR ≤60%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, OO, P&I, 36M - LVR 60 - 70%) | 6.29% | 6.49% | Balance $20,000+; LVR 60.01–70% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 80 - 90% - Balance >=$150k - <$400k) | 6.34% | 6.72% | Balance $150,000–$399,999.99; LVR 80.01–90% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 80 - 90% - Balance >=$400k - <$700k) | 6.34% | 6.72% | LVR 80.01–90%; Balance $400,000–$699,999.99 |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 80 - 90% - Balance >=$700k) | 6.34% | 6.72% | Balance $700,000+; LVR 80.01–90% |
| Fixed · 3 years (FIXED Rate, OO, P&I, 36M - LVR 80 - 90%) | 6.54% | 6.77% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, OO, P&I, 12M - LVR 0 - 60%) | 6.54% | 6.47% | Balance $20,000+; LVR ≤60% |
| Fixed · 1 year (FIXED Rate, OO, P&I, 12M - LVR 60 - 70%) | 6.54% | 6.47% | LVR 60.01–70%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, OO, P&I, 12M - LVR 70 - 80%) | 6.54% | 6.52% | Balance $20,000+; LVR 70.01–80% |
| Fixed · 2 years (FIXED Rate, OO, P&I, 24M - LVR 80 - 90%) | 6.59% | 6.77% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, OO, P&I, 12M - LVR 80 - 90%) | 6.89% | 6.77% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, OO, P&I, 60M - LVR 0 - 60%) | 6.94% | 6.82% | LVR ≤60%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, OO, P&I, 60M - LVR 70 - 80%) | 6.94% | 6.85% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, OO, P&I, 60M - LVR 60 - 70%) | 6.94% | 6.82% | LVR 60.01–70%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, OO, P&I, 48M - LVR 70 - 80%) | 6.94% | 6.78% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, OO, P&I, 48M - LVR 0 - 60%) | 6.94% | 6.75% | LVR ≤60%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, OO, P&I, 48M - LVR 60 - 70%) | 6.94% | 6.75% | LVR 60.01–70%; Balance $20,000+ |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 95 - 100% - Balance >=$150k - <$400k) | 7.14% | 7.51% | LVR 95.01–100%; Balance $150,000–$399,999.99 |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 95 - 100% - Balance >=$400k - <$700k) | 7.14% | 7.51% | Balance $400,000–$699,999.99; LVR 95.01–100% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 90 - 95% - Balance >=$400k - <$700k) | 7.14% | 7.51% | Balance $400,000–$699,999.99; LVR 90.01–95% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 95 - 100% - Balance >=$700k) | 7.14% | 7.51% | Balance $700,000+; LVR 95.01–100% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 90 - 95% - Balance >=$700k) | 7.14% | 7.51% | Balance $700,000+; LVR 90.01–95% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 90 - 95% - Balance >=$150k - <$400k) | 7.14% | 7.51% | LVR 90.01–95%; Balance $150,000–$399,999.99 |
| Fixed · 2 years (FIXED Rate, OO, P&I, 24M - LVR 90 - 95%) | 7.19% | 7.52% | Balance $20,000+; LVR 90.01–95% |
| Fixed · 3 years (FIXED Rate, OO, P&I, 36M - LVR 90 - 95%) | 7.19% | 7.52% | LVR 90.01–95%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, OO, P&I, 24M - LVR 95 - 100%) | 7.19% | 7.52% | Balance $20,000+; LVR 95.01–100% |
| Fixed · 3 years (FIXED Rate, OO, P&I, 36M - LVR 95 - 100%) | 7.19% | 7.52% | Balance $20,000+; LVR 95.01–100% |
| Fixed · 5 years (FIXED Rate, OO, P&I, 60M - LVR 80 - 90%) | 7.19% | 7.1% | Balance $20,000+; LVR 80.01–90% |
| Fixed · 4 years (FIXED Rate, OO, P&I, 48M - LVR 80 - 90%) | 7.19% | 7.03% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, OO, P&I, 48M - LVR 90 - 95%) | 7.69% | 7.72% | Balance $20,000+; LVR 90.01–95% |
| Fixed · 4 years (FIXED Rate, OO, P&I, 48M - LVR 95 - 100%) | 7.69% | 7.72% | Balance $20,000+; LVR 95.01–100% |
| Fixed · 1 year (FIXED Rate, OO, P&I, 12M - LVR 95 - 100%) | 7.84% | 7.58% | LVR 95.01–100%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, OO, P&I, 12M - LVR 90 - 95%) | 7.84% | 7.58% | Balance $20,000+; LVR 90.01–95% |
| Fixed · 5 years (FIXED Rate, OO, P&I, 60M - LVR 90 - 95%) | 7.84% | 7.83% | LVR 90.01–95%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, OO, P&I, 60M - LVR 95 - 100%) | 7.84% | 7.83% | Balance $20,000+; LVR 95.01–100% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 80 - 90% - Balance <$150k) | 8.36% | 8.71% | Balance $20,000–$149,999; LVR 80.01–90% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 0 - 60% - Balance <$150k) | 8.38% | 8.73% | Balance $20,000–$149,999; LVR ≤60% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 70 - 80% - Balance <$150k) | 8.5% | 8.85% | Balance $20,000–$149,999; LVR 70.01–80% |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 60 - 70% - Balance <$150k) | 8.5% | 8.85% | LVR 60.01–70%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 90 - 95% - Balance <$150k) | 8.71% | 9.06% | LVR 90.01–95%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, OO, P&I, VARIABLE - LVR 95 - 100% - Balance <$150k) | 8.71% | 9.06% | LVR 95.01–100%; Balance $20,000–$149,999 |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 3 years (FIXED Rate, OO, IO, 36M - LVR 80 - 90%) | 6.49% | 6.74% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, OO, IO, 36M - LVR 0 - 60%) | 6.59% | 6.56% | Balance $20,000+; LVR ≤60% |
| Fixed · 3 years (FIXED Rate, OO, IO, 36M - LVR 70 - 80%) | 6.59% | 6.59% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, OO, IO, 36M - LVR 60 - 70%) | 6.59% | 6.56% | Balance $20,000+; LVR 60.01–70% |
| Fixed · 3 years (FIXED Rate, OO, IO, 36M - LVR 90 - 95%) | 6.59% | 7.33% | Balance $20,000+; LVR 90.01–95% |
| Fixed · 3 years (FIXED Rate, OO, IO, 36M - LVR 95 - 100%) | 6.59% | 7.33% | LVR 95.01–100%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, OO, IO, 24M - LVR 0 - 60%) | 6.79% | 6.56% | LVR ≤60%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, OO, IO, 24M - LVR 70 - 80%) | 6.79% | 6.6% | Balance $20,000+; LVR 70.01–80% |
| Fixed · 2 years (FIXED Rate, OO, IO, 24M - LVR 60 - 70%) | 6.79% | 6.56% | LVR 60.01–70%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, OO, IO, 48M - LVR 80 - 90%) | 6.79% | 6.86% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, OO, IO, 24M - LVR 80 - 90%) | 6.79% | 6.8% | Balance $20,000+; LVR 80.01–90% |
| Fixed · 2 years (FIXED Rate, OO, IO, 24M - LVR 95 - 100%) | 6.89% | 7.45% | LVR 95.01–100%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, OO, IO, 48M - LVR 90 - 95%) | 6.89% | 7.4% | LVR 90.01–95%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, OO, IO, 48M - LVR 95 - 100%) | 6.89% | 7.4% | LVR 95.01–100%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, OO, IO, 24M - LVR 90 - 95%) | 6.89% | 7.45% | LVR 90.01–95%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, OO, IO, 48M - LVR 70 - 80%) | 6.99% | 6.77% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, OO, IO, 48M - LVR 60 - 70%) | 6.99% | 6.74% | LVR 60.01–70%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, OO, IO, 48M - LVR 0 - 60%) | 6.99% | 6.74% | LVR ≤60%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, OO, IO, 60M - LVR 80 - 90%) | 6.99% | 6.97% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, OO, IO, 12M - LVR 60 - 70%) | 7.09% | 6.52% | LVR 60.01–70%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, OO, IO, 12M - LVR 70 - 80%) | 7.09% | 6.57% | Balance $20,000+; LVR 70.01–80% |
| Fixed · 1 year (FIXED Rate, OO, IO, 12M - LVR 0 - 60%) | 7.09% | 6.52% | Balance $20,000+; LVR ≤60% |
| Fixed · 5 years (FIXED Rate, OO, IO, 60M - LVR 90 - 95%) | 7.09% | 7.46% | LVR 90.01–95%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, OO, IO, 60M - LVR 95 - 100%) | 7.09% | 7.46% | Balance $20,000+; LVR 95.01–100% |
| Fixed · 5 years (FIXED Rate, OO, IO, 60M - LVR 60 - 70%) | 7.19% | 6.89% | LVR 60.01–70%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, OO, IO, 60M - LVR 70 - 80%) | 7.19% | 6.92% | Balance $20,000+; LVR 70.01–80% |
| Fixed · 5 years (FIXED Rate, OO, IO, 60M - LVR 0 - 60%) | 7.19% | 6.89% | LVR ≤60%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, OO, IO, 12M - LVR 80 - 90%) | 7.34% | 6.82% | Balance $20,000+; LVR 80.01–90% |
| Fixed · 1 year (FIXED Rate, OO, IO, 12M - LVR 95 - 100%) | 7.44% | 7.53% | Balance $20,000+; LVR 95.01–100% |
| Fixed · 1 year (FIXED Rate, OO, IO, 12M - LVR 90 - 95%) | 7.44% | 7.53% | LVR 90.01–95%; Balance $20,000+ |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 60 - 70% - Balance >=$150k - <$400k) | 7.87% | 7.2% | Balance $150,000–$399,999.99; LVR 60.01–70% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 70 - 80% - Balance >=$700k) | 7.87% | 7.23% | LVR 70.01–80%; Balance $700,000+ |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 60 - 70% - Balance >=$700k) | 7.87% | 7.2% | LVR 60.01–70%; Balance $700,000+ |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 70 - 80% - Balance >=$150k - <$400k) | 7.87% | 7.23% | LVR 70.01–80%; Balance $150,000–$399,999.99 |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 0 - 60% - Balance >=$400k - <$700k) | 7.87% | 7.2% | LVR ≤60%; Balance $400,000–$699,999.99 |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 0 - 60% - Balance >=$700k) | 7.87% | 7.2% | LVR ≤60%; Balance $700,000+ |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 60 - 70% - Balance >=$400k - <$700k) | 7.87% | 7.2% | Balance $400,000–$699,999.99; LVR 60.01–70% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 70 - 80% - Balance >=$400k - <$700k) | 7.87% | 7.23% | Balance $400,000–$699,999.99; LVR 70.01–80% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 0 - 60% - Balance >=$150k - <$400k) | 7.87% | 7.2% | LVR ≤60%; Balance $150,000–$399,999.99 |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 70 - 80% - Balance <$150k) | 8.96% | 9.05% | Balance $20,000–$149,999; LVR 70.01–80% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 60 - 70% - Balance <$150k) | 8.96% | 9.05% | LVR 60.01–70%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 0 - 60% - Balance <$150k) | 8.96% | 8.99% | Balance $20,000–$149,999; LVR ≤60% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 90 - 95% - Balance >=$150k - <$400k) | 10.07% | 8.86% | Balance $150,000–$399,999.99; LVR 90.01–95% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 80 - 90% - Balance >=$400k - <$700k) | 10.07% | 8.43% | Balance $400,000–$699,999.99; LVR 80.01–90% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 95 - 100% - Balance >=$700k) | 10.07% | 8.86% | Balance $700,000+; LVR 95.01–100% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 95 - 100% - Balance >=$150k - <$400k) | 10.07% | 8.86% | LVR 95.01–100%; Balance $150,000–$399,999.99 |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 90 - 95% - Balance >=$400k - <$700k) | 10.07% | 8.86% | Balance $400,000–$699,999.99; LVR 90.01–95% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 80 - 90% - Balance >=$150k - <$400k) | 10.07% | 8.43% | Balance $150,000–$399,999.99; LVR 80.01–90% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 80 - 90% - Balance <$150k) | 10.07% | 9.51% | Balance $20,000–$149,999; LVR 80.01–90% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 95 - 100% - Balance >=$400k - <$700k) | 10.07% | 8.86% | LVR 95.01–100%; Balance $400,000–$699,999.99 |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 95 - 100% - Balance <$150k) | 10.07% | 9.7% | LVR 95.01–100%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 90 - 95% - Balance >=$700k) | 10.07% | 8.86% | Balance $700,000+; LVR 90.01–95% |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 90 - 95% - Balance <$150k) | 10.07% | 9.7% | LVR 90.01–95%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, OO, IO, VARIABLE - LVR 80 - 90% - Balance >=$700k) | 10.07% | 8.43% | LVR 80.01–90%; Balance $700,000+ |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 0 - 60% - Balance >=$400k - <$700k) | 6.24% | 6.62% | Balance $400,000–$699,999.99; LVR ≤60% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 0 - 60% - Balance >=$150k - <$400k) | 6.24% | 6.62% | LVR ≤60%; Balance $150,000–$399,999.99 |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 0 - 60% - Balance >=$700k) | 6.24% | 6.62% | Balance $700,000+; LVR ≤60% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 70 - 80% - Balance >=$150k - <$400k) | 6.34% | 6.72% | LVR 70.01–80%; Balance $150,000–$399,999.99 |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 60 - 70% - Balance >=$700k) | 6.34% | 6.72% | LVR 60.01–70%; Balance $700,000+ |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 60 - 70% - Balance >=$400k - <$700k) | 6.34% | 6.72% | Balance $400,000–$699,999.99; LVR 60.01–70% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 70 - 80% - Balance >=$400k - <$700k) | 6.34% | 6.72% | LVR 70.01–80%; Balance $400,000–$699,999.99 |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 70 - 80% - Balance >=$700k) | 6.34% | 6.72% | LVR 70.01–80%; Balance $700,000+ |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 60 - 70% - Balance >=$150k - <$400k) | 6.34% | 6.72% | Balance $150,000–$399,999.99; LVR 60.01–70% |
| Fixed · 2 years (FIXED Rate, INV, P&I, 24M - LVR 60 - 70%) | 6.39% | 6.73% | LVR 60.01–70%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, INV, P&I, 24M - LVR 0 - 60%) | 6.39% | 6.65% | LVR ≤60%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, INV, P&I, 24M - LVR 70 - 80%) | 6.39% | 6.73% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, INV, P&I, 36M - LVR 0 - 60%) | 6.44% | 6.68% | LVR ≤60%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, INV, P&I, 36M - LVR 70 - 80%) | 6.44% | 6.75% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, INV, P&I, 36M - LVR 60 - 70%) | 6.44% | 6.75% | Balance $20,000+; LVR 60.01–70% |
| Fixed · 3 years (FIXED Rate, INV, P&I, 36M - LVR 80 - 90%) | 6.54% | 6.98% | Balance $20,000+; LVR 80.01–90% |
| Fixed · 2 years (FIXED Rate, INV, P&I, 24M - LVR 80 - 90%) | 6.59% | 7% | Balance $20,000+; LVR 80.01–90% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 80 - 90% - Balance >=$400k - <$700k) | 6.64% | 7.01% | LVR 80.01–90%; Balance $400,000–$699,999.99 |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 80 - 90% - Balance >=$700k) | 6.64% | 7.01% | Balance $700,000+; LVR 80.01–90% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 80 - 90% - Balance >=$150k - <$400k) | 6.64% | 7.01% | Balance $150,000–$399,999.99; LVR 80.01–90% |
| Fixed · 1 year (FIXED Rate, INV, P&I, 12M - LVR 0 - 60%) | 6.74% | 6.67% | LVR ≤60%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, INV, P&I, 12M - LVR 70 - 80%) | 6.74% | 6.76% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, INV, P&I, 12M - LVR 60 - 70%) | 6.74% | 6.76% | Balance $20,000+; LVR 60.01–70% |
| Fixed · 1 year (FIXED Rate, INV, P&I, 12M - LVR 80 - 90%) | 7.04% | 7.06% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, INV, P&I, 60M - LVR 70 - 80%) | 7.14% | 7.07% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, INV, P&I, 48M - LVR 60 - 70%) | 7.14% | 7.01% | LVR 60.01–70%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, INV, P&I, 60M - LVR 60 - 70%) | 7.14% | 7.07% | Balance $20,000+; LVR 60.01–70% |
| Fixed · 4 years (FIXED Rate, INV, P&I, 48M - LVR 0 - 60%) | 7.14% | 6.95% | Balance $20,000+; LVR ≤60% |
| Fixed · 4 years (FIXED Rate, INV, P&I, 48M - LVR 70 - 80%) | 7.14% | 7.01% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, INV, P&I, 60M - LVR 0 - 60%) | 7.14% | 7.02% | LVR ≤60%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, INV, P&I, 36M - LVR 90 - 95%) | 7.19% | 7.93% | Balance $20,000+; LVR 90.01–95% |
| Fixed · 3 years (FIXED Rate, INV, P&I, 36M - LVR 95 - 100%) | 7.19% | 7.93% | LVR 95.01–100%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, INV, P&I, 48M - LVR 80 - 90%) | 7.24% | 7.24% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, INV, P&I, 60M - LVR 80 - 90%) | 7.24% | 7.28% | Balance $20,000+; LVR 80.01–90% |
| Fixed · 2 years (FIXED Rate, INV, P&I, 24M - LVR 90 - 95%) | 7.34% | 8.02% | Balance $20,000+; LVR 90.01–95% |
| Fixed · 2 years (FIXED Rate, INV, P&I, 24M - LVR 95 - 100%) | 7.34% | 8.02% | Balance $20,000+; LVR 95.01–100% |
| Fixed · 1 year (FIXED Rate, INV, P&I, 12M - LVR 95 - 100%) | 7.54% | 8.08% | LVR 95.01–100%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, INV, P&I, 12M - LVR 90 - 95%) | 7.54% | 8.08% | Balance $20,000+; LVR 90.01–95% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 95 - 100% - Balance >=$400k - <$700k) | 7.74% | 8.1% | Balance $400,000–$699,999.99; LVR 95.01–100% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 90 - 95% - Balance >=$700k) | 7.74% | 8.1% | Balance $700,000+; LVR 90.01–95% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 95 - 100% - Balance >=$700k) | 7.74% | 8.1% | Balance $700,000+; LVR 95.01–100% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 95 - 100% - Balance >=$150k - <$400k) | 7.74% | 8.1% | LVR 95.01–100%; Balance $150,000–$399,999.99 |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 90 - 95% - Balance >=$150k - <$400k) | 7.74% | 8.1% | Balance $150,000–$399,999.99; LVR 90.01–95% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 90 - 95% - Balance >=$400k - <$700k) | 7.74% | 8.1% | LVR 90.01–95%; Balance $400,000–$699,999.99 |
| Fixed · 5 years (FIXED Rate, INV, P&I, 60M - LVR 95 - 100%) | 7.84% | 8.15% | LVR 95.01–100%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, INV, P&I, 60M - LVR 90 - 95%) | 7.84% | 8.15% | LVR 90.01–95%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, INV, P&I, 48M - LVR 95 - 100%) | 7.84% | 8.14% | LVR 95.01–100%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, INV, P&I, 48M - LVR 90 - 95%) | 7.84% | 8.14% | LVR 90.01–95%; Balance $20,000+ |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 60 - 70% - Balance <$150k) | 8.61% | 8.96% | LVR 60.01–70%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 0 - 60% - Balance <$150k) | 8.61% | 8.96% | Balance $20,000–$149,999; LVR ≤60% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 70 - 80% - Balance <$150k) | 8.61% | 8.96% | Balance $20,000–$149,999; LVR 70.01–80% |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 80 - 90% - Balance <$150k) | 8.61% | 8.96% | LVR 80.01–90%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 95 - 100% - Balance <$150k) | 9.47% | 9.81% | LVR 95.01–100%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, INV, P&I, VARIABLE - LVR 90 - 95% - Balance <$150k) | 9.47% | 9.81% | LVR 90.01–95%; Balance $20,000–$149,999 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 0 - 60% - Balance >=$700k) | 6.24% | 6.59% | LVR ≤60%; Balance $700,000+ |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 0 - 60% - Balance >=$150k - <$400k) | 6.24% | 6.59% | LVR ≤60%; Balance $150,000–$399,999.99 |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 0 - 60% - Balance >=$400k - <$700k) | 6.24% | 6.59% | Balance $400,000–$699,999.99; LVR ≤60% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 70 - 80% - Balance >=$700k) | 6.34% | 6.69% | Balance $700,000+; LVR 70.01–80% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 60 - 70% - Balance >=$400k - <$700k) | 6.34% | 6.69% | Balance $400,000–$699,999.99; LVR 60.01–70% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 60 - 70% - Balance >=$700k) | 6.34% | 6.69% | LVR 60.01–70%; Balance $700,000+ |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 70 - 80% - Balance >=$400k - <$700k) | 6.34% | 6.69% | LVR 70.01–80%; Balance $400,000–$699,999.99 |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 70 - 80% - Balance >=$150k - <$400k) | 6.34% | 6.69% | Balance $150,000–$399,999.99; LVR 70.01–80% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 60 - 70% - Balance >=$150k - <$400k) | 6.34% | 6.69% | Balance $150,000–$399,999.99; LVR 60.01–70% |
| Fixed · 2 years (FIXED Rate, INV, IO, 24M - LVR 70 - 80%) | 6.39% | 6.72% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, INV, IO, 24M - LVR 60 - 70%) | 6.39% | 6.72% | LVR 60.01–70%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, INV, IO, 24M - LVR 0 - 60%) | 6.39% | 6.64% | Balance $20,000+; LVR ≤60% |
| Fixed · 3 years (FIXED Rate, INV, IO, 36M - LVR 70 - 80%) | 6.44% | 6.73% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, INV, IO, 36M - LVR 0 - 60%) | 6.44% | 6.66% | LVR ≤60%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, INV, IO, 36M - LVR 60 - 70%) | 6.44% | 6.73% | Balance $20,000+; LVR 60.01–70% |
| Fixed · 3 years (FIXED Rate, INV, IO, 36M - LVR 80 - 90%) | 6.54% | 6.97% | Balance $20,000+; LVR 80.01–90% |
| Fixed · 2 years (FIXED Rate, INV, IO, 24M - LVR 80 - 90%) | 6.59% | 6.99% | LVR 80.01–90%; Balance $20,000+ |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 80 - 90% - Balance >=$400k - <$700k) | 6.64% | 6.99% | LVR 80.01–90%; Balance $400,000–$699,999.99 |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 80 - 90% - Balance >=$700k) | 6.64% | 6.99% | Balance $700,000+; LVR 80.01–90% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 80 - 90% - Balance >=$150k - <$400k) | 6.64% | 6.99% | LVR 80.01–90%; Balance $150,000–$399,999.99 |
| Fixed · 1 year (FIXED Rate, INV, IO, 12M - LVR 70 - 80%) | 6.74% | 6.75% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, INV, IO, 12M - LVR 60 - 70%) | 6.74% | 6.75% | Balance $20,000+; LVR 60.01–70% |
| Fixed · 1 year (FIXED Rate, INV, IO, 12M - LVR 0 - 60%) | 6.74% | 6.66% | LVR ≤60%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, INV, IO, 12M - LVR 80 - 90%) | 6.94% | 7.04% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, INV, IO, 48M - LVR 60 - 70%) | 7.14% | 6.99% | Balance $20,000+; LVR 60.01–70% |
| Fixed · 4 years (FIXED Rate, INV, IO, 48M - LVR 70 - 80%) | 7.14% | 6.99% | LVR 70.01–80%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, INV, IO, 48M - LVR 0 - 60%) | 7.14% | 6.92% | LVR ≤60%; Balance $20,000+ |
| Fixed · 5 years (FIXED Rate, INV, IO, 60M - LVR 0 - 60%) | 7.14% | 6.98% | Balance $20,000+; LVR ≤60% |
| Fixed · 5 years (FIXED Rate, INV, IO, 60M - LVR 70 - 80%) | 7.14% | 7.04% | Balance $20,000+; LVR 70.01–80% |
| Fixed · 5 years (FIXED Rate, INV, IO, 60M - LVR 60 - 70%) | 7.14% | 7.04% | Balance $20,000+; LVR 60.01–70% |
| Fixed · 2 years (FIXED Rate, INV, IO, 24M - LVR 95 - 100%) | 7.24% | 7.99% | LVR 95.01–100%; Balance $20,000+ |
| Fixed · 2 years (FIXED Rate, INV, IO, 24M - LVR 90 - 95%) | 7.24% | 7.99% | Balance $20,000+; LVR 90.01–95% |
| Fixed · 5 years (FIXED Rate, INV, IO, 60M - LVR 80 - 90%) | 7.24% | 7.25% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, INV, IO, 48M - LVR 80 - 90%) | 7.24% | 7.21% | LVR 80.01–90%; Balance $20,000+ |
| Fixed · 3 years (FIXED Rate, INV, IO, 36M - LVR 95 - 100%) | 7.39% | 7.98% | Balance $20,000+; LVR 95.01–100% |
| Fixed · 3 years (FIXED Rate, INV, IO, 36M - LVR 90 - 95%) | 7.39% | 7.98% | Balance $20,000+; LVR 90.01–95% |
| Fixed · 4 years (FIXED Rate, INV, IO, 48M - LVR 90 - 95%) | 7.69% | 8.06% | LVR 90.01–95%; Balance $20,000+ |
| Fixed · 4 years (FIXED Rate, INV, IO, 48M - LVR 95 - 100%) | 7.69% | 8.06% | Balance $20,000+; LVR 95.01–100% |
| Fixed · 5 years (FIXED Rate, INV, IO, 60M - LVR 95 - 100%) | 7.69% | 8.06% | Balance $20,000+; LVR 95.01–100% |
| Fixed · 5 years (FIXED Rate, INV, IO, 60M - LVR 90 - 95%) | 7.69% | 8.06% | LVR 90.01–95%; Balance $20,000+ |
| Fixed · 1 year (FIXED Rate, INV, IO, 12M - LVR 95 - 100%) | 7.74% | 8.1% | Balance $20,000+; LVR 95.01–100% |
| Fixed · 1 year (FIXED Rate, INV, IO, 12M - LVR 90 - 95%) | 7.74% | 8.1% | LVR 90.01–95%; Balance $20,000+ |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 60 - 70% - Balance <$150k) | 9.01% | 9.13% | LVR 60.01–70%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 0 - 60% - Balance <$150k) | 9.01% | 9.13% | LVR ≤60%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 70 - 80% - Balance <$150k) | 9.01% | 9.13% | LVR 70.01–80%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 80 - 90% - Balance <$150k) | 9.21% | 9.23% | Balance $20,000–$149,999; LVR 80.01–90% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 95 - 100% - Balance <$150k) | 10.32% | 10.21% | LVR 95.01–100%; Balance $20,000–$149,999 |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 90 - 95% - Balance >=$400k - <$700k) | 10.32% | 9.31% | LVR 90.01–95%; Balance $400,000–$699,999.99 |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 90 - 95% - Balance <$150k) | 10.32% | 10.21% | Balance $20,000–$149,999; LVR 90.01–95% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 95 - 100% - Balance >=$700k) | 10.32% | 9.31% | Balance $700,000+; LVR 95.01–100% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 95 - 100% - Balance >=$400k - <$700k) | 10.32% | 9.31% | Balance $400,000–$699,999.99; LVR 95.01–100% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 95 - 100% - Balance >=$150k - <$400k) | 10.32% | 9.31% | Balance $150,000–$399,999.99; LVR 95.01–100% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 90 - 95% - Balance >=$700k) | 10.32% | 9.31% | Balance $700,000+; LVR 90.01–95% |
| Variable (VARIABLE Rate, INV, IO, VARIABLE - LVR 90 - 95% - Balance >=$150k - <$400k) | 10.32% | 9.31% | LVR 90.01–95%; Balance $150,000–$399,999.99 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Paper Statement Fee — Charged every 6 months · $4 every 6 months & for copies / interim statements | Ongoing | $4.00 |
| Valuation Fee (for post-settlement variations) — At cost for valuations costs in excess of $300 | Event | $300.00 |
| Valuation Fee (for new applications) — At cost for valuations costs in excess of $300 | Event | $300.00 |
| Settlement Fee — Payable for completing settlement of your loans | Upfront | $150.00 |
| Top up Fee | Variation | $0.00 |
| Annual Fee — Charged yearly | Ongoing | $395.00 |
| Application Fee — Payable for processing application of your loans. Charged at settlement | Upfront | $0.00 |
| Vouchers and other records for searching - Privacy Act — each hour (GST inclusive) Privacy Act - access request | Event | $66.00 |
| Mortgagee Sale Fee — Charged for each property we hold as security for a loan facility where the lender commences mortgagee sale procedures (whether or not a sale is completed). | Event | $400.00 |
| Rate Lock Fee — Payable if you request to lock in a specific fixed rate prior to the end of your current fixed rate period. | Upfront | $750.00 |
| Late Payment Fee — 1 · Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. | Late payment | $30.00 |
| Vouchers and other records for searching - General search — each hour (minimum $30) General search of records | Event | $60.00 |
| Security Release Fee — Payable when we agree (at your request) to discharge a security. | Exit | $350.00 |
| Substitution of Security Fee — Payable if we agree to substitute one security for another security | Variation | $300.00 |
| Variation Fee — Charged for any variations made to the loan that need documentation | Variation | $0.00 |
| Legal Review Fees - Standard — Payable for each document that the Lender is required to review, amend or prepare and which is categorised by the Lender as a standard document. A standard document may include but is not limited to: - review of a consent document, power of attorney or a caveat; or - amendment or preparation of a consent document, deed of covenant, confidentiality agreement,cross guarantee and indemnity, deed of subordination, fixed charge or a deed of priority. | Event | $350.00 |

## Features

- **Extra repayments** (Unlimited additional payments for variable loans and up to $10k additional repayments for Fixed home loans)
- **Offset account** (Link up to 10 SpendME accounts to lower your interest, all while doing good for the community.)
- **Instalment plan** (Up to 95% LVR (including LMI) for P&I loans)
- **Split home loans**
- **Digital banking** (A digital experience through a mobile app)
- **Customers to pay annual fee. No loan application fee, post settlement top up fee and any loan variation fee**
- **Ability to Rate Lock**
- **Interest Only and P&I repayment options**
- **Redraw facility** (Redraw of repaid principal above minimum required is available on variable rate loans)
- **Weekly, Fortnightly frequencies for all P&I loans. Monthly repayment frequency only for IO loans.**
- **Fixed and Variable rates**
- **Up to 90% LVR (excluding LMI) for IO loans**
- **Cashback offer** — 3000.0000000000 (We’re extending our cashback for new applications submitted on or after Friday, 28 August 2026 until the new application deadline of Sunday, 28 February 2027 for customers who refinance from another financial institution and settle within 120 days of the application date.)

## Eligibility

- **Residency status** — Resident or Citizen (Be an Australian citizen or permanent resident or resident for tax purposes with an Australian residential address.)
- **Individuals only** (Be applying in personal name(s) with acceptable credit history – not as a company or a trust.)
- **Minimum age** — 18 years (Be aged 18 years or older.)
- **Looking to purchase a home or have an existing home loan with a residential property in Australia (any state)**
- **Cross-Collateralisation is not supported. We can only accept single security applications.**
- **Earn a regular PAYG income (for example self-employed applicants are excluded and cannot a earn foreign income for tax purposes).**

## Constraints

- **Minimum LVR** — 0% (Minimum LVR)
- **Maximum LVR** — 100% (Maximum LVR)

## More information from ME Bank - ME Go

- [Overview](https://www.mebank.com.au/home-loans/)
- [Terms & conditions](https://www.mebank.com.au/home-loans/)
- [Eligibility](https://www.mebank.com.au/home-loans/)
- [Fees & pricing](https://www.mebank.com.au/home-loans/)

## Data provenance

- Published by ME Bank - ME Go under the Consumer Data Right
- Product ID: `d12579cd-508e-ee11-be36-000d3a79efd0`
- Last updated by the provider: 27 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/me-bank-me-go/d12579cd-508e-ee11-be36-000d3a79efd0
- Provider page: https://www.cdrcompare.au/brands/me-bank-me-go
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000362

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/me-bank-me-go/products/d12579cd-508e-ee11-be36-000d3a79efd0) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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