Commercial Finance Agreement
Business LoansNegotiable rates
Flexible finance designed for businesses to purchase vehicles and equipment, offering tailored repayment options to suit individual business requirements.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee Establishment fee may apply. Refer to Metro Finance Terms and Conditions. | Upfront | Variable |
| Brokerage Handling Fee Brokerage handling fee may apply. Refer to Metro Finance Terms and Conditions. | Transaction | Variable |
| Payout/Discharge Fee Payout or discharge fee may apply. Refer to Metro Finance Terms and Conditions. | Exit | Variable |
| PPSR Fee PPSR fee may apply. Refer to Metro Finance Terms and Conditions. | Transaction | Variable |
Features
- Balloon (residual) payment options are available at the end of the finance term, subject to the loan agreement. — Balloon/Residual Payment
- Repayment structures can be tailored to align with business cash flow requirements. — Flexible Repayment Structures
- Competitive fixed interest rates designed to provide repayment certainty over the finance term. — Fixed Interest Rate
- Finance solutions tailored to suit the unique needs and circumstances of each business. — Tailored Finance
- Finance is available for eligible new and used vehicles and equipment. — New and Used Asset Finance
- Streamlined assessment process with fast approval timeframes for eligible applications. — Fast Approvals
Eligibility
- Business customers — Australian Registered BusinessApplicant must be an Australian registered business.
- Minimum age — 18 yearsApplicants must be at least 18 years of age.
- Residency status — Australian Citizen / Permanent ResidentApplicant must be an Australian citizen or permanent resident, subject to Metro Finance lending criteria.
- All applications are subject to Metro Finance's credit assessment and lending criteria. — Credit Assessment Required
Constraints
- Finance terms are available from 2 to 5 years. — 2-5 Years
- Available for eligible new and used commercial vehicles and business equipment. — New & Used Commercial Assets
- Minimum limit — $10,000.00Minimum finance amount available under this product is AUD $10,000.
- Maximum limit — $1,000,000.00Maximum finance amount available under this product is AUD $1,000,000.
Published by Metro Finance under the Consumer Data Right · Last updated 10 July 2026 · Product ID COMMERCIAL_CFA