---
title: "Consumer Loan — Metro Finance"
description: "Personal Loans from Metro Finance. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/metro-finance/products/CONSUMER_LOAN
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-10T02:29:02Z
---

# Consumer Loan — Metro Finance

> Personal Loans from Metro Finance. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Negotiable rates**

Flexible finance designed to help consumers purchase new or used vehicles with repayment options tailored to individual needs.

## Apply

Applications are handled by the provider: [Apply at Metro Finance](https://metrofin.com.au/personal-finance/)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee — Establishment fee may apply. Refer to Metro Finance Terms and Conditions | Upfront | Variable |
| Brokerage Handling Fee — Brokerage handling fee may apply. Refer to Metro Finance Terms and Conditions. | Transaction | Variable |
| Payout/Discharge Fee — Payout or discharge fee may apply. Refer to Metro Finance Terms and Conditions. | Exit | Variable |
| PPSR Fee — PPSR fee may apply. Refer to Metro Finance Terms and Conditions. | Transaction | Variable |

## Features

- **Balloon (residual) payment options are available at the end of the finance term, subject to the loan agreement.** — Balloon/Residual Payment
- **Flexible repayment structures designed to suit individual financial circumstances.** — Flexible Repayment Structures
- **Competitive fixed interest rates designed to provide repayment certainty over the finance term.** — Fixed Interest Rate
- **Finance solutions tailored to suit individual needs, budget and lifestyle.** — Tailored Finance
- **Finance is available for eligible new and used vehicles and equipment.** — New and Used Asset Finance
- **Streamlined assessment process with fast approval timeframes for eligible applications.** — Fast Approvals
- **Finance is available for a wide range of business vehicles, equipment and other eligible assets.** — Wide Range of Assets
- **Applications are supported through Metro Finance's accredited broker network and finance specialists.** — Specialist Broker Support

## Eligibility

- **Minimum age** — 18 years (Applicants must be at least 18 years of age.)
- **Residency status** — Australian Citizen / Permanent Resident (Applicant must be an Australian citizen or permanent resident, subject to Metro Finance lending criteria.)
- **Applications are subject to Metro Finance's credit assessment and approval criteria.** — Credit Assessment

## Constraints

- **Finance terms are available from 1 to 7 years.** — 1-7 Years
- **Finance available for eligible new and used motor vehicles, subject to Metro Finance lending criteria.** — New & Used Motor Vehicles
- **Minimum limit** — $5,000.00 (Minimum finance amount available under this product is AUD $5,000.)
- **Maximum limit** — $250,000.00 (Maximum finance amount available under this product is AUD $250,000.)

## Data provenance

- Published by Metro Finance under the Consumer Data Right
- Product ID: `CONSUMER_LOAN`
- Last updated by the provider: 10 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/metro-finance/CONSUMER_LOAN
- Provider page: https://www.cdrcompare.au/brands/metro-finance

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/metro-finance/products/CONSUMER_LOAN) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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