--- title: "MoneyMe Personal Loan (Broker) — MoneyMe" description: "Personal Loans from MoneyMe. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/moneyme/products/moneyme-personal-loan-broker source: "CDR Compare" language: en-AU last_updated: 2026-10-08T00:00:00Z --- # MoneyMe Personal Loan (Broker) — MoneyMe > Personal Loans from MoneyMe. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Personal Loans · Negotiable rates** Unsecured variable-rate personal loan from $5,000 to $70,000 over 3 to 7 years, available through accredited brokers. Rates are personalised to your Equifax OneScore credit band, residential status and customer type. ## At a glance - **From:** 9.23% (Variable) ## Apply Applications are handled by the provider: [Apply at MoneyMe](https://www.moneyme.com.au/brokers) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Variable (Credit band A1+ (Equifax OneScore 950-2000). Minimum variable rate for this band is 9.23% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at application time via your Equifax OneScore.) | 9.23% | — | Loan term 36–84 months | | Variable (Credit band A1 (Equifax OneScore 800-949). Minimum variable rate for this band is 9.91% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at application time via your Equifax OneScore.) | 9.91% | — | Loan term 36–84 months | | Variable (Credit band A1+ (Equifax OneScore 950-2000). Maximum variable rate for this band is 11.83% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at application time via your Equifax OneScore.) | 11.83% | — | Loan term 36–84 months | | Variable (Credit band A2 (Equifax OneScore 650-799). Minimum variable rate for this band is 12.07% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at application time via your Equifax OneScore.) | 12.07% | — | Loan term 36–84 months | | Variable (Credit band A3 (Equifax OneScore 550-649). Minimum variable rate for this band is 14.45% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at application time via your Equifax OneScore.) | 14.45% | — | Loan term 36–84 months | | Variable (Credit band A1 (Equifax OneScore 800-949). Maximum variable rate for this band is 14.63% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at application time via your Equifax OneScore.) | 14.63% | — | Loan term 36–84 months | | Variable (Credit band A4 (Equifax OneScore 450-549). Minimum variable rate for this band is 17.02% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at application time via your Equifax OneScore.) | 17.02% | — | Loan term 36–84 months | | Variable (Credit band A2 (Equifax OneScore 650-799). Maximum variable rate for this band is 18.60% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at application time via your Equifax OneScore.) | 18.6% | — | Loan term 36–84 months | | Variable (Credit band A3 (Equifax OneScore 550-649). Maximum variable rate for this band is 21.10% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at application time via your Equifax OneScore.) | 21.1% | — | Loan term 36–84 months | | Variable (Credit band A4 (Equifax OneScore 450-549). Maximum variable rate for this band is 24.80% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at application time via your Equifax OneScore.) | 24.8% | — | Loan term 36–84 months | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Establishment fee (loans $5,000-$14,999) — One-off establishment fee of $395 for loan amounts from $5,000 to $14,999. | Upfront | $395.00 | | Establishment fee (loans $15,000-$29,999) — One-off establishment fee of $595 for loan amounts from $15,000 to $29,999. | Upfront | $595.00 | | Establishment fee (loans $30,000-$70,000) — One-off establishment fee of $795 for loan amounts from $30,000 to $70,000. | Upfront | $795.00 | | Monthly account fee — Charged monthly · Account-keeping fee of $10 charged monthly. No early repayment or exit fee applies. | Ongoing | $10.00 | | Broker fee — A broker fee may be charged. The fee is variable, set by your broker, and added to the loan amount. Ask your broker for details before applying. | Upfront | Variable | ## Features - **Extra repayments** (Unlimited additional repayments may be made at any time without penalty. No early repayment fee applies.) - **Digital banking** (Loan is managed entirely online via the MoneyMe app and member dashboard.) - **Real-time payments (NPP)** (Funds are disbursed via the New Payments Platform where available, typically within minutes of approval.) ## Eligibility - **Individuals only** (Available to natural persons only; not available to businesses or other entities.) - **Minimum age** — 18 years (Applicants must be at least 18 years of age.) - **Residency status** — Australian citizen or permanent resident (Applicants must be an Australian citizen or permanent resident.) - **Employment status** — Must be currently employed (Applicants must be currently employed with a regular income.) - **Minimum income** — $30,000.00 p.a. (Minimum gross annual income of $30,000.) - **Applications for this product are accepted through accredited brokers only.** ## Constraints - **Minimum limit** — $5,000.00 (Minimum loan amount of $5,000.) - **Maximum limit** — $70,000.00 (Maximum loan amount of $70,000.) - **Loan terms from 3 years (P3Y) to 7 years (P7Y).** ## More information from MoneyMe - [Overview](https://www.moneyme.com.au/personal-loan) - [Terms & conditions](https://mmestoragecdn.blob.core.windows.net/web2/v3/images/legal/credit-guide.pdf) - [Eligibility](https://www.moneyme.com.au/personal-loan/eligibility) - [Fees & pricing](https://www.moneyme.com.au/personal-loan/interest-rates) ## Data provenance - Published by MoneyMe under the Consumer Data Right - Product ID: `moneyme-personal-loan-broker` - Last updated by the provider: 8 October 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/moneyme/moneyme-personal-loan-broker - Provider page: https://www.cdrcompare.au/brands/moneyme --- Source: [CDR Compare](https://www.cdrcompare.au/brands/moneyme/products/moneyme-personal-loan-broker) — product data published by Australian data holders under the Consumer Data Right. 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