---
title: "Unsecured personal loan — MoneyPlace"
description: "Personal Loans from MoneyPlace. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/moneyplace/products/a2a830b3-2a19-4d26-b18a-65947be24afe
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-07T00:00:00Z
---

# Unsecured personal loan — MoneyPlace

> Personal Loans from MoneyPlace. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Unsecured personal loans

## At a glance

- **From:** 6.3% (6.3% comparison)

## Apply

Applications are handled by the provider: [Apply at MoneyPlace](https://moneyplace.com.au/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed (Rates from 6.30% p.a. to 19.99% p.a. Comparison rates from 6.30% p.a. to 21.49% p.a.) | 6.3% | 6.3% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment fee — 0% to 5.50% of the loan amount, depending on risk band. Capped at $975. | Upfront | 5.5% of transaction |
| Ongoing fee — No ongoing fee. Other fees and charges may apply. | Ongoing | $0.00 |
| Dishonour fee — Dishonour fee · Charged each time a repayment is dishonoured. | Other | $10.00 |
| Default administration fee — Late payment fee · Payable each month the loan is in default. | Other | $25.00 |

## Features

- **Extra repayments** (Additional repayments allowed)
- **Simple online application process with no paperwork** — Online application
- **Loan terms of 3, 5 or 7 years** — Loan Term
- **Repay weekly, fortnightly, monthly** — Flexible repayment frequency
- **Interest charged on outstanding balance only** — Interest charged
- **Redraw facility** (Redraw not available. Extra repayments cannot be withdrawn.)

## Eligibility

- **Employment status** — Must be employed
- **Minimum age** — 18 years (Applicants must be 18 years or older)
- **Minimum income** — $20,000.00 p.a. (Minimum income of $20,000 per year)
- **Residency status** — Australia citizen/permanent resident
- **Majority of income cannot be from Government benefits** — Income Type

## Constraints

- **Maximum limit** — $80,000.00 (Maximum loan amount of $80,000)
- **Minimum limit** — $5,000.00 (Minimum loan amount of $5,000)

## More information from MoneyPlace

- [Overview](https://moneyplace.com.au/)
- [Terms & conditions](https://moneyplace.com.au/terms)
- [Fees & pricing](https://moneyplace.com.au/help/fees-and-charges/application-fees)

## Data provenance

- Published by MoneyPlace under the Consumer Data Right
- Product ID: `a2a830b3-2a19-4d26-b18a-65947be24afe`
- Last updated by the provider: 7 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/moneyplace/a2a830b3-2a19-4d26-b18a-65947be24afe
- Provider page: https://www.cdrcompare.au/brands/moneyplace

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/moneyplace/products/a2a830b3-2a19-4d26-b18a-65947be24afe) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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