---
title: "Commercial Property Loan — Mortgage Choice Amplify"
description: "Business Loans from Mortgage Choice Amplify. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/mortgage-choice-amplify/products/Commercial%20Property%20Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-04T06:00:01.97795Z
---

# Commercial Property Loan — Mortgage Choice Amplify

> Business Loans from Mortgage Choice Amplify. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Commercial Property Loan

## At a glance

- **From (investment):** 8.04% (8.3% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower and repayment types. · This rate is for traditional income assessment.) | 8.04% | 8.3% | — |
| Variable (The rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower and repayment types. · This rate is for flexible income assessment.) | 8.64% | 8.92% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan variation fee — These are fees for varying the terms of the loan agreement such as increasing the loan amount, extending the term and amending the security. | Variation | From $250.00 |
| Monthly account keeping fee  — Charged monthly | Ongoing | $15.00 |
| Document vetting fee | Upfront | $525.00 |
| Early Repayment fee — Early Repayment fee is calculated as a percentage of the original loan amount and payable if the loan is discharged within three years of the settlement date | Exit | 2% of balance |
| Loan discharge fee | Exit | $500.00 |
| Valuation fee — Valuation fee by quote | Upfront | From $0.00 |
| Application fee — The rate shown calculates the minimum application fee applicable, which cannot exceed 1.25% of the principal loan amount (excluding other fees and charges). The applicability and amount of the application fee is determined by the lender using credit assessment criteria, including LVR and can be paid upfront or  added into the loan. | Upfront | 0.85% of balance |
| Legal fee | Upfront | From $400.00 |
| Loan settlement fee | Upfront | $120.00 |

## Features

- **Offset account** (100% offset facility. No additional fees. One offset facility per variable loan split.)
- **Redraw facility** (Redraw facility allows you to access extra repayments made.)
- **Extra repayments**
- **Interest Only available up to 5 years.**
- **We accept both traditional and alternative documentation for income verification**

## Eligibility

- **Investment purpose only**
- **Minimum age** — 18 years

## Constraints

- **Maximum loan term 30 years**
- **Maximum limit** — $3,000,000.00 (Subject to LVR, location and other credit assessment criteria)
- **Minimum limit** — $100,000.00
- **Maximum LVR** — 80% (The maximum LVR, inclusive of any capitalised fees, is determined based on property location, the requested loan amount, and other relevant credit assessment criteria.)

## Data provenance

- Published by Mortgage Choice Amplify under the Consumer Data Right
- Product ID: `Commercial Property Loan`
- Last updated by the provider: 4 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/mortgage-choice-amplify/Commercial%20Property%20Loan
- Provider page: https://www.cdrcompare.au/brands/mortgage-choice-amplify

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/mortgage-choice-amplify/products/Commercial%20Property%20Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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